Need a loan? Get one with Zedvance loan. Here's how to apply without collateral and get up to N5million with low interest rates for a period of up to 18 months.

Zedvance loan

Zedvance is a CBN-license financial service provider founded in Nigeria. They gives out quick loans to salary earners, self employed, SMEs and entrepreneur's in Nigeria looking to take their business to the forefront of the market, in the most efficient and convenient manner.

Table of Contents
  • How zedvance loan works
  • How to qualify for zedvance loan
  • Requirements
  • Loans packages on zedvance
  • How to apply
  • Interest rate
  • Zedvance loan Calculator
  • How to repay a zedvance loan
  • Zedvance loan app download
  • How we 
  • Zedvance loan customer care service number
  • Conclusion

How Zedvance Loan Works

Zedvance loan works in the following ways:

1. Create an account

Before seeking for a loan on zedvance, you have to register by creating an account either through Moneypal app (zedvance loan app) or via it's website at or by chatting see on WhatsApp.

2. Apply for a loan

Once you have created an account, scroll through the loan packages and select the one that fits your needs. Apply for a loan based on your loan limits.

3. Answer a few questions

Now it's time to answer a few questions by telling zedvance your personal details such as, your name, phone number, BVN, bank account number etc.

4. Loan disbursement

Receive your fund's within 5 minutes directly to the bank account you submitted when applying for loans.

How to qualify for zedvance loan in Nigeria

To qualify and be eligible for a loan on zedvance, you must:
  • Have an active salary account
  • You must be in a paid employment
  • You must not be less than 22 or above 55 years.

Requirements for zedvance loan

  • Provide any valid means of identification (National ID, international passport, driver's license).
  • One passport photograph.
  • Recent 6 months bank statement of account.
  • Employment ID Card.
  • Employment letter.
  • If you are an outsourced employee or your employment has not been confirmed, you will be required to provide a guarantor who must be a permanent staff of a firm and must have capacity.

Loan packages offered by zedvance

Zedvance loan

Here are all the types of loans offered by zedvance to it's user's:

1. Zedvance Nano

Zedvance nano is a structured digital financing service targeted for small amounts usually lower than the micro-finance loan tickets. It is an instant short term loan designed to take care of urgent/personal needs.

Zedvance nano gives you loans up to N10,000 but can be scale up to N100,000 based on your credit history/risk score for a maximum period of 15 days.

2. Zedvance Payroll

Zedvance payroll is a personal loan granted to salary earners employed by either a private or public organization for a monthly loan repayment. These loans are typically backed by salary payments and provided repayment instruments are used to achieve collections till loan expiry.

Zedvance payroll gives you fund's up to N5million for a period of 18 months for those in the private sector and also up to N3million for a period of 24 months for those in public sector.

3. Zedvance for business

This loan package is not yet official, but very soon it will be introduce to the public because zedvance aims to provide loans to SMEs and entrepreneur's looking to finance their business.

How to Apply for Zedvance loan

To apply for a loan on zedvance, follow these tips:
  • Download and install the Moneypal app by zedvance from Google play store. Or you can apply through or through chatting with Zee on WhatsApp Here.
  • Fill out a form (name, email, phone number linked to your BVN, BVN, bank account - where your money will be disbursed, date of birth)
  • View your loan limits and set it's repayment date
  • Based on your risk assessment score, your interest rate will be shown to you
  • Receive your loan within 5 minutes directly to your bank account
  • Repay on time to increase your loan limits.

Zedvance Loan Interest Rate

Zedvance loan interest rate ranges from 2.5% - 30% per month, depending on the loan amount and your risk score.

Zedvance Loan Calculator

Zedvance loan Calculator is just an estimate, eventual repayment amount may differ after risk assessment score.

How to repay a loan on zedvance

Zedvance make use of direct debit which quickly deducts your loans repayment balance only on it's due date. You can also make direct payment via any of these following ways:

Account Name - Account Number - Bank Name

• Zedvance limited - 2534371015 - FCMB
• Zedvance limited - 0154079762 - GTbank
• Zedvance limited - 5100132957 - Heritage bank
• Zedvance limited - 1013850266 - Zenith Bank
• Zedvance limited - 0690292585 - Access bank
• Zedvance limited - 0054733517 - Diamond bank.

Zedvance Loan App Download

Zedvance loan

Click here to take you to Google play store where you will be presented with the zedvance moneypal app. Hit the install button to successfully download the moneypal app by zedvance limited.

How Review Zedvance Loan

  • Overall Score - 4.7
  • Availability - 4.9
  • Affordability - 4.5
  • Customer Experience - 5.0

Please note: All reviews are prepared by, opinion expressed therein are solely based and have not been reviewed or approved by any advertiser. The information, including rates and fees, presented in the review is accurate as of the date of the review.

Zedvance Loan Customer Care Service Number

For support, issues or query contact the zedvance customer service care by dialling +2347001001000 or you can send a mail at


If you are applying for a zedvance loan either through the app, online or via chatting with zee on WhatsApp. Please me assure that all your personal details is secured and can never be revealed to any third party.

If you are not yet a salary earner, you can check out some of these loan lending options: kiakiabranch etc.