Friday, February 28, 2020

Bank Of Industry ( Boi Loan) | Boi Loan Application Form | How To Apply

About BOI Loans 

The bank of industry (Boi) loan was created by the Nigerian government and fully committed to improving entrepreneurs businesses by providing easily accessible loans and goods worth upto 5Million Naira.

Money Lenders In Lagos 
Specta Loan Review
Zenith Bank Loan 

Things You Should Know Before Applying For BOI Loans

Bank of industry loans

1. Mandate 

The bank of industry targets businesses that engage in manufacturing and processing activities. Target sub-sectors include Agro-processing, Solid Minerals, Information Technology, Oil and Gas and Creative Industry.

2. Entities That BOI Finances

Bank of industry only finances enterprises or companies and not an individual person or group of persons. 

The company / enterprise must be duly registered and you will be required to provide the registration number for a Limited Liability Company or business name for an enterprise before you can proceed with your application.

3. Items That Boi Loan Finances 

The bank is principally set up to finance industrial equipment used in manufacturing. 

The Bank does not finance land and building which are expected to be financed from equity. 

You can also access your working capital requirements from any of the ten (10) SME friendly banks that Bank of Industry partners with at Monetary Policy Rate plus 6 percent.

4. Mode Of Disbursement

The bank does not disburse the loan to the borrower in cash but to the vendors and suppliers of the equipment that the loan application is for.

5. Amount That Can Be Financed By BOI

BOI’s loan support to the SME starts from N5 million. However, loan below N5 million are provided on their matching fund platform which is operated in collaboration with various state governments and on our Bottom of the Pyramid (BOP) scheme which is operated through MicroFinance Banks.

6. Collateral Requirements

As part of the fiduciary responsibility in managing funds under its care, Bank of industry requires that you pledge some assets to secure you loan. 

However, the Bank also accepts other forms of security subject to adequate coverage of the loan being provided to you. Types of security the Bank accepts include:

• Legal mortgage on a landed property. The property must be duly registered with a Certificate of Occupancy

• Debenture on assets of the company
Bank Guarantee

• External Guarantors with Notarized statement of Networth for loans below N10 million.

7. Startup Businesses

While the Bank under its general risk acceptance criteria requires a prospective borrower to have at least three years acceptable performance track record, it can also lend to start-ups at its discretion and on a case-by-case basis. 

A startup would need to provide proof of cognate experience in its business area and would need to have a highly qualified management and operational team with sound management structure.

8. You Need To Support Your Application With Some Documents

There are documents you should be prepared to upload while you apply on this platform.

How To Apply For BOI Loan


To apply for boi loan visit their registration page https://www.boi.ng/apply/register and apply.

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Wednesday, February 26, 2020

Sterling Bank Transfer Code

Sterling Bank Transfer Code 2020


Sterling bank transfer code
Sterling Bank Transfer Code 

You can now transfer money from your sterling bank account to another bank by making use of the sterling bank transfer code *822*4# then follow the screen prompts.


How Does The Sterling Bank Ussd Code Works 

Sterling Bank mobile banking just got easier in Nigeria, with the sterling bank ussd code *822#, you can transfer money from your sterling bank account to another bank, recharge your line and top up your loved ones network, check your account balance, get details of your sterling bank statements of account and also check your account number.

How To Make Transfer With Sterling Bank Transfer Code 

Transfer money to any bank in Nigeria with sterling bank transfer code, it's a lot easier and both your customer, family and friends Recieves cash immediately the money its debited from your account.

1. To transfer money with sterling bank ussd transfer code dial *822*4#  to transfer money from one Sterling bank to another sterling bank account, then dial the transfer code *822*5# if you wish to transfer from sterling bank to other banks account.

2. Select bank and type in their account number 

3. Input your transfer pin and proceed, 

4. The money will be debited from your sterling bank account which makes the transfer transaction appears successful.

Other Transaction That Can Be Done With Sterling Bank Ussd Code

1. To check your sterling bank account Simply dial *822*6# and quickly you will receive your sterling bank account balance details immediately.

2. To recharge your line simply dial *822*Amount# or dial *822*2# then select amount to recharge on your phone. 

Or maybe to recharge your families and friends with sterling bank code, just dial *822*3*amount*phone# or simply dial *822*3# then follow the prompts.

3. To create / open a Newly bank account in Sterling bank from your phone without visiting any of their branch then dial *822*1# and follow the prompt option.

With *822# you can do more with sterling bank, transfer and pay for bills. 
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Tuesday, February 18, 2020

Uba Loan Code | Uba bank Loan Ussd Code | Interest Rates | How To Apply

Uba bank offers instant online loan without collateral with free loans of up-to N30,000,000 and you can repay back over 36 months.

How Does Uba Bank Loan Works?

UBA loan

If you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with uba is a rewarding relationship that enables you to enjoy the good things of life.

You can apply for Uba bank loan through online and with Uba loan ussd code *919# and proceed with the screen prompts.

Uba Bank Loan And How To Apply 


1. Uba Personal Overdraft Loan 

UBA Personal Overdraft loan is a short-term facility that allows you to overdraw your current account for 6 months, up to a maximum amount of N3 million. 

You repay only 5% of the amount borrowed every 30 days, when your salary is paid.

Benefits Of Uba Personal Loan:

• By having to repay 5% every month till the end of the 6 months tenor when you have to repay the total outstanding, 

• you are assisted in managing your finances.

• Gives you the money you need when you do not have sufficient funds in your account.

• Considerate, structured and convenient terms of repayment

• Competitive interest rate.

How To Apply:

1. Complete a UBA Consumer Loan Application form which you may download online or pick up from any of our branches.

2. Submit your application to the Customer Service Officer in your branch

2. Uba Bank Asset Finance Loan 

The credit program that gives you the opportunity to own those assets you have always longed for.

How To Apply:

1. Complete a Consumer Loan Application Form, which you may download online or pick up from any of our branches

2. Obtain a pro-forma invoice from an acceptable vendor known to your customer service officer

3. Submit your application to the customer service officer in your branch

4. Provide the minimum equity contribution of 20% of the cost of the asset
Provide the funds to cover the insurance cost

3. Uba Personal Loan 

Uba personal loan will give you the freedom to spend a little more on what you really want. 

You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you chose to use your loan is up to you.

Benefits:

• No deposit and invoices are required
• Fast, simple and convenient
• Convenient repayment terms
• Competitive interest rates

How To Apply:

1. Complete a UBA Consumer Loan Application form which you may download here or pick up from any of our branches

2. Submit your application to the customer service officer in your branch

4. Uba Bank Cooperatives Loan

Uba Bank Provides credit to Cooperative societies of blue-chip companies with loans of up-to N10,000,000.

Benefits:

• Enables your Co-op to meet the needs of its members

• The co-operative decides how to use the loan.

• Simple and convenient.

• Competitive interest rate

How To Apply:

1. Write a letter of request to the Manager of your business office, signed by the authorised signatories of the cooperative stating the amount & tenor of the facility required.

2. Submit the letter and supporting documents to the Customer Service Officer in your business office.

5. Uba Bank Cash Colleatral Loan

Uba offers consumer loan which makes it possible for you to obtain credit in Naira, the US dollar, Pound sterling and the Euro using your cash deposits, investments and their equivalents with UBA, UBA Capital & Trust and any other financial institution acceptable to UBA.

Benefits:

• Up to 80% of your deposits or investments in loans if the request and collateral are in the same currency

• Up to 50% of your deposits or investments in Naira loans if the collateral is in a foreign currency

• Considerate, structured and convenient repayment terms

• Competitive interest rates

• Easy and speedy access to credit without the loss of existing assets

Uba Loan Ussd Code 

With the mobile banking code and Uba quick Loan code *919# you can apply for easy online loans without collateral on your registered number with Uba Bank.

You can also Download the uba loan app on Playstore and get access to your account.

With the Uba Loan code, app,  and online application, you can access instant cash deposit to your account once you meet their terms and conditions, up-to N2,000,000.
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Saturday, February 8, 2020

Zenith Bank Loan Code | App, Interest Rates And How To Apply


Zenith bank is one of Nigeria largest bank offering instant quick loans to their customers and non customers without any hassle.

GTBank Loan 
Fcmb Bank Loan
First Bank Loan 


Zenith Bank Loan Review 

Zenith bank loan is suitable for you if you are looking for a way to grow your business, buy a house or go on a vacation or maybe have an ideas that requires vast sum of money to bring to life, with zenith bank loan which offers :

• Zenith Bank Personal Loan 
• Zenith Bank SME Loan 
• Zenith Bank Payday Loan 
• Zenith Bank Asset Acquisition Loan 
• Zenith Bank Salary Advance Loan  etc 

You can get instant cash loan from zenith bank up to N1,000,000 without collateral, paperwork or hassle.

How To Apply For Zenith Bank Loan 


Zenith Bank offer online loan application which can be applied through their webpage https://realtime.zenithbank.com/globalloan.

To apply for zenith bank loan visit https://realtime.zenithbank.com/globalloan,

• Fill in your zenith account number and BVN,

• Select the type of loan you required and fill in other queries,

• Select your payment type and how you would like to repay back,

• Finally select when you want to be granted loan.


Other Zenith Bank Loans 

1. Zenith Bank Term Loans 

Zenith Term Loan is a credit (short term, medium or long term) availed to finance specific capital projects expansion or lines of business for a specified tenor. 

Repayment can be bullet, balloon or instalmental.

2. Zenith Lease Loan 

Zenith Bank Lease loan is specifically finance or sale and lease back financing to support the acquisition of asset or equipment.

3. Zenith Bank Salary Advance Loan 

Zenith salary advance loan is a revolving credit with a clean-up cycle availing up to 60% of your net monthly salary. 

This is a flexible funding solution that will help address short term financial needs.

5. Zenith Bank Education Loan 

Education is the bedrock of social and economic development and zenith education loan scheme is designed to provide short term funding to enable parents/guardians pay tuition fees for their children/wards.

Features:

• Minimum Facility amount N100,000
• Maximum Facility amount N5,000,000
• School fees will be paid directly to child/ward’s school.
• Maximum tenor of 3 months (Junior School) , Maximum tenor of 9 months (Tertiary Institution).

Requirements For Applying :

1. Completed Application Form
2. Parent/guardian must have salary account domiciled with the bank.
3. Child/ward must must have an account with the bank.
4. Invoice of school /tuition fees.

6. Zenith Bank Overdraft Loan 

Overdraft is a type of loan which allows the borrower/obligor to draw a certain amount in excess of the credit balance in their current account within a specified tenor usually not exceeding Twelve months.

7. LPO Finance 

LPO Finance is a loan made available to borrowing customers to finance the supply of materials or execution of specific supply contracts to reputable organizations.

These loans offered by zenith bank can be applied online through their website or zenith loan app, you can also reach or contact them on Email: zenithdirect@zenithbank.com, call 234-1-2787000, 0700ZENITHBANK or visit the Zenith Bank branch closest to you.


Zenith Bank Loan Code 

To get access to instant cash loan with zenith loan code dial *966# from your registered number with zenith bank and follow the screen prompts.

Does Zenith Bank Give Loans?

Yes they do offer all kinds of loans suitable for your needs both for their customers and non customers.

You can download the zenith bank loan app, visit their website or dial the zenith bank loan code *966# to apply for zenith loan
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Tuesday, January 21, 2020

Bfs Loans Review | Requirements, Contacts And How To Apply

When looking for a quick online loans in South Africa, Bfs loans is one of the best money lending platforms offering instant online loan in South Africa.

About Bfs Loans 


BFS meaning Barko Financial Services is a leading micro-finance institution in South Africa, established in 1996. 

The group offers an ethical and innovative credit solution to formally employed and undeserved employees.

Barko Financial Services (Pty) Ltd is an authorised Financial Services Provider (FSP 45614). 

The product is underwritten by Guardrisk Limited, FSP 76 and administered by Barko Financial Services (Pty) Ltd. 


How Does Bfs Loans Work? 

1. The only important factor here for you to receive a loan from Bfs is affordability which will be determind by your monthly budget.

You need to be permanently employed for at least 6 months.

2. After the completion of the relevant documents, Bfs loans will discuss the amount you qualify for and best suitable for your budget.

You will then have 30 days to repay the loan.

3. Bfs offer short-term (30 days) loans with very low interest rates. They constantly aim at better and expeditious service and will process your application instantly.

For any further questions, please locate Bfs loans nearest branch and talk to one of their friendly consultants.

4. As for repayments, The installment will be deducted from your bank account.

Requirements To Get A Loan From Bfs Loans 

1. Recent 3 Months Bank Statement.

2. Latest Payslip.

3. Original I.D Book / Passport.

Bfs Loans Contact Details And Number 

Bfs loans Head Office is located at No:
Barko Financial Services (Pty) Ltd.
59 Burger Street,
Lydenburg, 1120.

To locate the nearest Bfs loans near you visit here and search through with Bfs loans branch locator.

You can also contact / Whatsapp them via 

WhatsApp BFS: 072-880-6751
Toll Free: 080-777-3777
HQ Office: (013) 235 1030
Communications Department (Bernice or Petunia): customercare@barko.co.za
Donations Applications: donations@barko.co.za

How To Apply For Bfs Loans 

To apply for Bfs loans, Please visit your closest Barko Financial Services branch or contact their toll-free number 080 777 3777 for any information on their product offering.


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Nairaland Forum | Build & Promote Your Brand To Over 2Million Members Free

Nairaland forum is one of the largest forum website in Africa that has over 2Million+ members from different countries.


About Nairaland Forum 

Nairaland is an online community created by Seun Osewa in March 2005, Nairaland forum is targeted at Nigerians and other countries which has 2,402,852 members and 5,376,838 topics on different categories.

Airtime To Cash Website
Free Airtime App In Nigeria 
Pay Per Click Affiliate Program 

How Does Nairaland Forum Works?

Nairaland forum is just like any other online community out there, you simply register and create a forum account with Nairaland, then start sharing your ideas or read from any Nairaland trending topics.


Nairaland Forum Topics & Categories:

1. Nairaland / General Politics 
2. Crime
3. Romance 
4. Jobs / Vacancies
5. Career
6. Business 
7. Investment 
8. NYSC
9. Education 
10. Car Talk 
11. Autos
12. Properties 
13. Health
14. Travel 
15. Family 
16. Culture 
17. Religion 
18. Food 
19. Diaries 
20. Nairaland Ads
21. Pets
22. Agriculture 
23. Entertainment 
24. Jokes 
25. Fashion 
26. Forum Games 
27. Literature 
28. Science / Technology 
29. Webmasters / Computers 
30. Phone, Arts / Graphics etc... 

With these popular trending forum topics on Nairaland, you can share your thoughts or ideas on any thing. 

Benefits Of Creating And Becoming A Nairaland Forum Member 


1. Free Traffic 

If you are a webmaster, blogger or web developer, with super active 2million+ members on Nairaland forum, you can send thousands of daily traffic from Nairaland forum website to your blog for free.

2. Easy Way To Promote Your Products. 

Let's assume you have a product that you need to be promote and you have no funds to promote it, don't worry all hope is not lost because with Nairaland forum it gets easier.

Simply select the Forum topics your product match on Nairaland forum and create a catchy content around it,  then publish.

The post will reach to many as it can both Nigerians and other countries.

3. Make Money With Nairaland Forum .

Here is the sweetest part of becoming a Nairaland forum member because you can make as much money as you want in the big forum.

If you are into affiliate marketing then you agree with me that you can promote your affiliate links to hundreds of thousands globally through Nairaland forum.

Eg: if you have an affiliate link on web hosting and wants to promote your web hosting affiliate link, kindly create an article about it and publish on its related topic.


How To Post On Nairaland Forum And Get Free Backlinks 

See how you can post on Nairaland forum website and get much traffics from the 2Million+ increasing members and also free backlinks.

Steps To Post On Nairaland Forum Website 


Step 1: Sign up and create and verify your account with Nairaland.com


Step 2: Choose your niche and category of posting on Nairaland forum,


Step 3: Select your post category and scroll down below the advert section on Nairaland, then click on Create new topic 

Step 4: Read the post creation terms and conditions to avoid getting your account banned on Nairaland.


Step 5: Insert the title of your post in the subject section,


Then create your post in the message section.

You can also upload a picture together with the post and hit the submit button to create your post on Nairaland forum.


How Do I Add My Website Link To Nairaland And Get Free Backlink 


Yes not only does Nairaland gives free backlinks but can also helps to increase your website traffic and domain authority on google.

Here is my simple hack to pull in traffic from Nairaland forum through my post with them. 

Nairaland as the largest forum website in Nigeria that has a high domain authority on google with much traffics is likely to get ranked of any post even if it's only the title.

First I do keyword research,

Secondly select the post category related to the keyword,

Thirdly I create a long SEO optimize post and paste together with my link. 


Here Is How To Add Your Website URL On Nairaland

Click on the web button / icon on Nairaland and make your post look like this, 



Fix in your link below 


In the affiliate and business blog write up should be your anchor text.

Then submit and get your link on Nairaland.

On Nairaland forum, you can run targeted ads at a cheaper rates and save more money on ads.
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Sunday, January 5, 2020

Atlas Loans | Atlas Credit Loans Near You | Apply Now

About Atlas Loans


Atlas loans is an online money lending finance that offer short term loans of up to a Maximum of Rs 8000 in and around the Chatsworth and Surrounding areas in South Africa.


How Does Atlas Loans Works? 

With atlas loans, you are guaranteed to get loans of up to Rs 8000 with repayment schedule of up-to 1 - 6 months.

Getting Started With Atlas Loans:

Step 1: Fill in the application form when registering for atlas loans with your personal details.

Step 2: A valid ID is needed to get your loan approved, whether national ID or passport with a payslip and bank statements.

Step 3: Loan will be disbursed straight to your account if approved.

Why Atlas Loans 

You can Start your application online, submit your documents and simply complete the process by appointment in branch.

Atlas Loans Contacts 

You can contact or Call atlas loans customer care on 0800 204 679

Or send an email to customercare@atcorp.co.za
info@atcorp.co.za.

Visit https://atlasfinance.co.za/ To apply for atlas loans.


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