Tuesday, September 17, 2019

Airtel Cash Loan Nigeria

Airtel Cash Loan Nigeria Review 


Airtel Ng offers instant quick Airtel cash loan in Nigeria for airtel via mobile money.

About Airtel Loan 

The Smart Loan is a micro lending product offered by Aledin Nano Limited in conjunction with Airtel and Access Bank leveraging on the mobile money platform called Access Money.

The Smart Loan Product helps you to get loans at your fingertips without collateral at affordable interest rates with a speed of disbursal of not more than 60 mins from the time of request.


To qualify for Smart Loan, you need to be an Airtel and Mobile Money customer and have the following criteria:

• You must be Above the age of 18

• You must have registered as an Airtel Customer for 90+ days

• Have an active Mobile Money Account

• Have NO outstanding loan with ALEDIN at the time of application

• Have NO historic negative payment behavior with ALEDIN.

How To Get Loan With Airtel Loan Code

Getting a loan has never been easer. Smart Loans can be gotten as easy as dailing *903#

To get Smart Airtel Loans simply dial *903# and choose Smart Loan from the given menu and enter your Mobile Money pin.

Choose whether you want to take a loan, repay it or know more about Smart Loan.

To take a loan, choose the loan amount you need, 

choose in how many days you would like to repay the loan, 

confirm the loan, agree to the terms and conditions, 

wait for your loan to be confirmed and your loan amount will be instantly deposited in your Mobile Money account.

How Much Loans Can You Get From Airtel Cash Loan 

You can only have one active loan at a time, but once your loan has been paid, you can automatically qualify for another loan, 

possibly even a higher amount too, depending on if you pay back on time whenever you take a loan.

What's Airtel Cash Loan Interest 

There is an interest rate of 1% charged daily on the loan. The full repayment is automatically taken from your Mobile Money on your due date.

What's The Duration Of Airtel Cash Loan Nigeria 

Loans are typically for either 7, 14, 21 or 30 days, with a single payment at the end of the term that you choose.

How To Get Started With Airtel Loan Nigeria.


To get started visit your phone ussd and dial the airtel quick cash loan code *903#, then follow the prompts 

• Press 3 to select Get loans by airtel, 


• Press 2 and select smart credit,


• Then enter your airtel mobile pin and select the loan amount you want to borrow. 

Extra Loan On Airtel With Kwikcash Airtel Loan Ussd Code 

Kwikcash network has been offering loans to thousands of people searching for easy loans without colleatral both MTN, Airtel, 9mobile/Etisalat and Finally Airtel.

To get an instant Kwikcash airtel loan code kindly visit their website www.kwikmoney.com
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Saturday, September 14, 2019

Same Day Cash Loans

Same Day Cash Loans 2019


Have you ever needed a loan urgently that you find the best same day cash loans?

You get loan as soon as you request for one, Whether for emergency or as unemployed person,  these same day loans can be applied online and no credit check.

Same Day Cash Loans Review 

Same day loans are small money amounts, lent until next paycheck to people who face emergency expenses and need money urgently. 

After filling in the application, the client receives lender’s decision on the same day in less than one hour. Though, the loan itself is credited to the bank account within one business day since approval.

Loan Apps In Ghana 
Loan Companies In Nigeria 
Loan Agencies Near You In Nigeria 


Best Same Day Loan For Emergency Expenses.


1. Samedayloans365 Loans

This loan companies support responsible use of payday loans, they offer loans of 100$, 200$, 300$, 400$, 500$ - 1000$ per person.

Theit APR on short term online loans varies from 40% to 2,290% depending on lender and how the interest rate is calculated, the duration and amount of loan, late and non-payment fees, and other possible fees and factors.

Why Same Day Loans 

• When You Need It Most

Our website is open 24/7, 365 days. We make online loans fast despite good or bad credit. Lenders inform about approval on the same day you apply.

• No Obligations or Fees

Request a loan through our service at no cost. Review the offer before accepting it. If you don’t agree with terms, cancel the loan offer for free.

• Responsible Lending & Borrowing

They offer true information about online payday loans to help you make sound decisions. No dirty tricks! Say YES to responsible borrowing and lending.

• Data Privacy and Security

We protect customers info with advanced encryption technology, keeping your personal information completely secure and private.


2. Greendayonline Loans

No credit check loans are funds deposited into a borrowers account by a lender without performing a search on the borrower’s credit score (without conducting a hard check). 

People tend to search for such loans to be paid back by their next payday.

A no credit check loan (soft check only) is appealing to those who have emergency expenses that need to be paid immediately which is said to be same day cash loans.

The benefit to the customer of no credit check loans (i.e. no hard checks) is the fast request process with cash being deposited almost the same day (in certain situations). The disadvantage is high interest rates that can mount up if they loan is not settled quickly.

The application process is relatively easy. The customer fills out an apply form online or in an office. If applied early enough the borrower can receive funds the same day (in select situations).

How Same Day Loans Work?

You go online apply for a loan on a site such as greendayonline loans. 

Read the terms and conditions. The lender will approve or deny your loan dependent on a few factors. 

These include your address and previous loan history. Providing that is all fine, then in certain cases, you can receive funds within 24 hours.

The approval time is much shorter than a traditional bank that will require lots of paperwork. 

A same day loan can be done in approximately 5 minutes online (in select situations). GreendayOnline works with same day lenders ready to get online loans same day (in certain cases).


3. Samedayfin Loans

Samedayfin is an Easy loan request form that don't Takes up to 5 minutes to complete it. Loans up to $5,000.

According to the CFPB, 10 million Americans apply to the best same day loans direct lenders annually. 

24/7 payday loans online help cover debts, pay emergency bills and can be simply used for everyday expenses. Use SameDayFin company to avoid money troubles.

Are Quick Loans Same Day Possible?


The money is usually available within 24 business hours after approval. You'll need to fill in a safe form on our website. Your personal, employment and banking details are needed to process the cash request.

As for the banking details, you have to know your next paycheck date, ABA/Routing, and the Account number. To get online pay day loan you do not need to answer a number of questions. 

Just some basic information is required to get the process of your 24 hour loans started. Before submitting the best cash loans online same day form, make sure you have filled in everything right.


Top Websites That Also Offer Same Day Cash Loans 

• Fastcredit Same Day Loan 
• Paydaychampion Loans
• Cashify Loans
• Glaloans
• Myspecta Loans
• Ncronline Loans


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Tuesday, September 10, 2019

Loan Agencies In Nigeria And Websites Near You

It's good to know that there are loan agencies located in every part of Nigerian and most of these loan companies / individuals have websites where you can borrow loans online.

Loan Agencies / Loan Websites In Nigeria 


1. Creditvile Limited Loan Agency 

This loan agencies website gives Quick Payday loans, business loans and car loans online. Low Interest Rates, Without Collateral for persons in Port Harcourt and Aba, Nigeria. Personal Loan (Pay Day Loan): 

This product is designed for salary earners and other professionals. SME Loan (Business Loan): This product is specially designed to address any financial gap that may arise from the day to day running of an existing business. Cab Lease (Cab Hire Purchase Scheme): 

This is a car loan/ auto finance product specially designed for persons who want to own their own vehicle via the hire purchase method. Car Loans For Salary Earners: This is a car loan scheme where we purchase a car of your choice on your behalf and you pay in installments from your salary.'

Their office is located at Beside Winner Chapel, Rivers, 1b Stadium Rd, Rumuola 500102, Port Harcourt

Their loan website is https://creditville.ng/

2. NNPC (PH) Cooperative Thrift & Credit Society Limited

This loan agencies are located at 4-9 Moscow Rd, Port Harcourt, they open by 8:00 - 4pm.

Their loan websites is nnpcphcoop.com

3. StartCredits Loan 

StartCredits is Nigeria's leading agency loan market. They help Nigerians to find loans and save money.'

They provide a free loan search, that helps you identify the best loans and interest rates available in your chosen category.

They open from 9:00 - 5pm on Monday to Friday and their online loan website is https://startcredits.com

4. Rivers State Microfinance Agency

This loan agency is based in portharcourt 3 Evo Crescent, Phase 2, GRA, Port Harcourt,

They open by 8am - 5pm.

5. Page Financial Agencies 

They understand that opting for a loan is not an easy decision. It's a tricky balance between wanting to be debt-free while trying to sort out unexpected expenses. 

We get it, that’s why we’ve got you covered with our quick loans. Get up to N5million without collateral in less than 3hours.

Their loan website in Nigeria is https://www.pagefinancials.com/

6. Rosabon Financial Services Loan Agency 

They are award winning Rosabon Financial Services. One of Nigeria's leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets. 

Their work draws on over 25 years of experience in the field of finance management, tailoring our lease, loans and investment offerings to meet the financial needs of our customers either on a long or short term.'

They open by 8am and closes by 5pm which is located at 32 Montgomery Rd, Yaba 100001, Lagos, Their online website in Nigeria is https://www.rosabon-finance.com/

7. Payday Express @24

They are located at the 7th Floor, Bookshop House, 50/52 Broad St, Lagos which opens at 8am - 5pm.

8. Skystone Capital: Loan and Investment Company in Nigeria

A financial institution in Lagos offering loan and investment. They are located at Saro Close, Karimu Kotun St, Victoria Island, Lagos.

Their office opens by 8am - 5pm.

Their online website in Nigeria is https://skystone-capital.com/

9. Zero Interest Multi-Purpose Co-operative Society Ltd

These loan agency company is located at 1, Lagos state secretariat central mosque alausa Ikeja, Lagos which opens by 8:00am - 4:15pm

10. Bridge Credit Ltd

This is a loan agency company located at Cemtral Business District, 4th Floor, NIS Building, Assbifi Rd, Alausa, Ikeja

They open by 8:00am and closes by 5:00pn, their online website in Nigeria is https://bridgecredit.com.ng/
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Sunday, September 8, 2019

Loansloansloans

About Loansloansloans


LoansLoansLoans.ca is a proven source of loans for Canadian borrowers. Our vast network of lenders provide fast, flexible installment loans.

How Does Loanloansloans Work? 

On average the entire application process takes about 8 minutes or less, and it’s completely secure. 

Apply online or on the phone today and you can have cash in your account as soon as tomorrow


Why Loanloansloans 

1. Apply In Minutes

Our application is completely secure and confidential.

2. Get A Quick Decision 

One of our friendly agents will call you to let you know if you’re approved

3. You Receive Cash

Once approved, we’ll send the money directly to your bank account.

How To Pay Back Your Loan From Loansloansloans

When you apply for a loan, one of our loan agents will go over all your payment information with you on the phone, including the amount of your payment and your payment schedule. 

Once you receive your loan, your payments are deducted from your bank account each time you are paid. Our customers tell us that this is the most convenient way for them to pay. There is no balloon payment at the end of your loan and no hidden fees along the way.

Let us know if you ever think you will have trouble making your payment. Just call us 48 hours prior and we’ll work with you to get you back on track. We want you to succeed and will do our best to help.

Loansloansloans Rate

All applications are submitted through a filtering process to ensure the borrower has the sufficient income to reimburse the loan. This includes, but is not limited to: verifying that your monthly salary is sufficient to reimburse the loan and qualifies for a loan. That you do not have an excessive amount of insufficient funds charges in your bank account. That you do not have an excessive amount of pre-authorized payments posted to your bank account that would interfere with paying your loan in a timely matter. If you do not meet these criteria, your loan application will be refused.

• Caution: Please borrow responsibly.

We offer a way to help you in a financial difficulty. However, the interest rate is higher than that of local banks. They should only be taken when you have no other possibilities of financial help and should be used as seldom as possible. When taken correctly if may be the right answer for you. However, taking on many short term loans at the same time will result in deep financial problems and in overbearing debt.

• Payment term

We offer equal payments over a period of 3 months starting from your next paycheck.

• APR

The APR on the amount borrowed from the lender is fixed at 32%.

• Renewals

Returning customers may renew as soon as their existing loan is paid in full.

• Faster repayment

At any time you can payoff your loan to save on interest. There are no extra fees
or penalties.

• Missed Payments and credit score

Any payments that are missed will be put to the end of your contract with a 40$ insufficient funds charge as per the contract. 

This will not negatively impact your credit score with our company. If you need to postpone a payment, you must call us 48 hours in advance, it will be put to the end of your contract with a 25$ fee.

• Fair collection

Our company uses fair collection practices. If you fail to make your payments, our collection officers may terminate your installment plan to employ different methods of collecting the money that is due. Installments that are terminated will collect interest on the unpaid balance of your loan. The borrower covers any legal fees required to obtain the payments.

Any uncollected debts are pursued to the full extent of the law.

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Saturday, September 7, 2019

Capitec Loan Review

Capitecbank Loan


Get long-term personalised loan of up to R250 000, a credit card, a credit facility for daily needs with Capitecbank Loan, or apply for a home loan by SA Home Loans.

Personalised Capitec Credit Loan

Complete a free instant online estimate and they will call you to personalise your offer based on your credit profile and need.

benefits of Capitec personalised loan 

Whether you need to do home improvements, pay for your children's education to secure their future or buy a reliable car to get your family there safely – living better starts when you get credit for the right reasons.

A personalised loan means that you get the best offer based on your profile and your need, with lower fees and at the best possible interest rate. 

Remember that the term will affect your instalments, so be sure that you'll be able to repay the monthly instalments over the whole term.

Get up to R250 000 over 1 – 84 months
Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate.

Credit is approved in minutes and the money is available immediately

Pay fixed monthly repayments

Get interest rates from 12.9%

Consolidate all your existing loans for easier monthly repayments

Add affordable credit insurance, including retrenchment and death cover

Manage your credit using our app.

How To Apply For Capitecbank Personalized Loan

1. Online
2. On our app
3. Visit your nearest branch
4. Call us on 0860 66 77 89

Your offer is based on your affordability and credit profile

1. Your banking and credit history

2. Your income and expenses to see how much you can afford

3. How stable your source of income is, to make the best offer

4. You choose the credit amount that you want

5..You choose the monthly installment that suits your cash flow or the option that gives you the best interest rate


Documents You Need When Applying


• Original identification document (must be 18 years or older). If your name and/or surname differs from your identification document, a marriage certificate, divorce court order or name change letter will be required.

• Latest salary slip

• Any original bank statement showing your latest 3 consecutive salary deposits into an account in your name (an over-the-counter bank statement must be stamped)

Capitec Credit Card Features 


1. Access to all your accounts

2. Earn 4.75% per year on a positive balance

3. Up to 55 days interest-free period
Personalised credit based on your profile and affordability

4. Credit limit of up to R250 000
Pay a personalised interest rate from 10% per year

5. Secure online purchases

6. Do cashless payments (zero fees worldwide at Mastercard®
card machines, online and for telephone and mail orders)

7. No currency conversion fees for card purchases overseas

8. Manage your credit card on our app.

How To Apply For Capitec Credit Card 

• Visit a Capitec Bank branch with these documents

• Original identification document (must be 18 years or older). If you are married and your surname is no longer the same as indicated in your identification document, a marriage certificate will be required.

• Latest salary slip
Stamped bank statement showing your latest 3 salary deposits

• Save time and try our online estimate to see what you qualify for before going to a branch.

Rates and fees
Initiation fee: R100
Monthly fee: R35
Interest rate: 10.00% – 20.50% (based on your credit profile).

Capitec Credit Facility Loan


Do you have an unplanned expense or would like to be prepared for emergency situations? Get a credit facility of up to R5 000 in minutes to take care of your needs.

What is a credit facility?

• Get up to R5 000 (depending on your affordability assessment)

• The money is available immediately so you can do card payments or get cash at supermarket tills and ATMs

• It's easy to use – transfer money to your transaction/savings account using your cellphone or Internet banking (Remote Banking) and our ATMs

• Must be paid back in full each month

• Reviewed at a branch every 9 months for your convenience

Capitec Credit Facility Rates And Fees

• Initiation fee: R172.5 for the first R1 000 transfer up to R649.75 for following transfers

• Monthly fee: R35 (without active balance owing) R69 (with active balance owing)

Capitec Home Loan By SA Home Loans

Get up to R5 million over 240 months. Apply online to get up to 100% of the home value, or visit our Gauteng branches or selected KwaZulu-Natal and Western Cape branches to get up to 90% of the home value.

About the home loan by SA Home Loans

• Easy online application process

• Up to 100% of the home value when you apply online

• Up to 90% of the home value when you apply in-branch

• Based on your credit profile and affordability

• Special deals available for qualifying government employees

• An SA Home Loans consultant will contact you within 2 working days

• Approval within 5 working days after all your documents have been provided

Affordability

Online

Work out your affordability by clicking on the calculate, apply and track button at the bottom of this page.

At a Capitec Bank branch

Speak to a Capitec Bank service consultant to see how much you qualify for based on your personal credit profile. Factors that may influence your application:

Monthly income (or joint income) and expenses

A deposit that can be up to 15% of the home loan amount

Ways To Apply

1. Apply online

Scroll to the bottom of this page and click on the calculate, apply and track button to see what you can afford, what you could get and apply for a home loan.

2. Visit a Capitec Bank branch

Visit any of our Gauteng branches or selected KwaZulu-Natal and Western Cape branches and speak to a service consultant.

• We need verbal confirmation of a signed offer to purchase

• You must be 18 – 60 years old

• You must not be under debt counseling

What happens next?

SA Home Loans will contact you in 2 working days.

You will need the following documents to complete your application:

Copy of signed offer to purchase
ID document (for joint home loans, both applicants’ ID documents)

Copy of marriage certificate and/or antenuptial contract

3 months’ salary slips

Stamped 3-month bank statement(s).

How To Qualify For Capitec Loan 


If you answer 'Yes' to all of the following questions, you could qualify for credit:

Are you 18 years or older?

Do you have a recent stamped bank statement and salary slip or pension letter?

Are you employed (not self-employed) or do you earn a pension?

Have you been with your current employer for longer than 2 months?

Do you earn a salary (not just commission) which is paid into your bank account?

You haven't been handed over, sequestered or placed under debt review/administration?

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Thursday, September 5, 2019

Izwe Loans Review

About Izwe Loans 

Izwe Loans offers flexible and accessible financial solutions to enable customers to enrich their lives.


Izwe Loans are underwritten by the RCS Group, a leading consumer finance business operating in South Africa, Namibia and Botswana. 

RCS offers a range of financial services products under their own brand name, as well as in partnership with leading retailers. 

Loan Companies In Nigeria 
How To Pay Tala Loan 

The core purpose of RCS is to enhance people’s lifestyles and protect their financial security through innovative, desirable and accessible credit solutions.

What Izwe Loans Is About? 

We enable people to enrich their lives by providing them with ready access to useful financial solutions.

Izwe Loans Partnership With RCS Group 

The RCS Group (RCS) is a consumer finance business that offers its customers a range of financial services products under its own brand name and in association with a number of leading retailers in South Africa, Namibia and Botswana. 

The core purpose of RCS is to improve people’s lifestyle by being innovative in offering desirable and accessible credit products. The idea is to enable RCS customers to enjoy the convenience, comfort and peace of mind offered by these credit solutions.

RCS All About :

We offer a range of card, loan and insurance products:

• RCS Card provide convenient credit facilities to consumers. 

• RCS Loans include a cash loan and retail loan offering of up to R250 000. 

• RCS Insurance currently includes Customer Protection Insurance and Accidental Death Cover, as well as Motor and Home Cover.

Features & Benefits Of Izwe Loans & RCS 


Whether you’re looking for extra cash for car repairs, your studies or even a wedding, trust RCS to make it possible. An RCS Loan gives you access to:

A cash loan from R2 000 up to R250 000
Fast, paperless application process
Decision in seconds,

Cash in your account within 24 hours
Flexible repayment options; choose from 12 to 60 months,

Free monthly statement via email or SMS
Customer Protection Insurance,

Interest from as low as 15%,

Representative example: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.50%. 

Initiation fee (charged upfront): R936. Monthly service fee: R69  Total Amount payable: R13 312. Monthly instalment amount: R555.


Izwe Personal Loan Review 

Whether you need funds to build or renovate your dream home, pay for your child’s education or you need to consolidate your current debt for any unforeseen expenditure. 

Izwe offer personal loans of up to R250 000 with terms ranging from 12 months – 60 months.

What You Need To Apply For Izwe Personal Loan?

• Your SA ID or driver’s licence.
• You will be required to provide proof of income documentation.
• You must be 18 years or older, with a salary of more than R2000 per month.

Why Izwe Loans?

1. Loans of up to R250 000.

2. Flexible repayment options (from 12 to 60 months).

3. Decision in seconds & cash in your account within 24 hours.

4. Customer Protection* Insurance for your peace of mind.

5.Interest from as low as 15%.

Apply For Izwe Loans Here
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Wednesday, September 4, 2019

How To Pay Tala Loan

Pay For Tala Loan Debt Easily


Tala Loan is one of the loans company that gives you instant loan to your mpesa account, Now the question is how to pay back your Tala Loan?

How Can I Pay Tala Loan?

You can repay your tala loan with M-PESA Xpress or repay your Tala Loan via their Paybill 851900. 

Use your Tala registered phone number as the account number.


Best Way To Repay Your Tala Loan (Step By Step).

According to Tala Loan support:

To make Tala loan repayments:

Step 1: Go to your Safaricom menu and select M-Pesa,

Step 2: From your M-Pesa menu select Lipa na M-Pesa,

Step 3: Select the Pay Bill option,

Step 4: Enter the business number 851900

Step 5: Enter your Tala registered phone number as the account number

Step 6: Enter your payment amount

Step 7: Enter your M-Pesa PIN

Finally Confirm that all details are correct and press \'OK\'

Note: Your M-Pesa payment confirmation will show you have sent the payment to our account Tala Mobile. You will still receive an SMS confirming we have received your payment.

How To Apply For Tala Loan Application Form 

To apply for  a Tala loan, download the Tala app here http://inv.re/5nmq . Then sign up and fill out a short application on the Tala app. The application should only take few minutes. 

How To Increase Your Tala Loan Limit 

Early or on-time payments are the best way to raise your Tala loan limit. But because we consider many factors when determining your loan limit, they cannot guarantee that your loan limit will increase, or by how much.

What Happens If You Have A Tala Loan Late Payment 

It is important to make your payments on time to be able to continue benefiting from Tala's fast, low interest loans. 

Missing loan payments may result in fees, lower loan limits, or the inability to get a subsequent loan from us as well as other lenders.


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