Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 


First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.

First Bank Loan | Codes And Requirements On How To Apply 


1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.

2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Requirements:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Benefits:

1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
Payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:

The first bank loan can be gotten Through FirstMobile App Or
USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

Continue reading

Tuesday, December 3, 2019

Loans Apps In Kenya

Best Loan Apps In Kenya 


Today in Kenya over 100,00+ people searches everyday on how to get a Loan without collateral approved in Kenya, Well you can access any loan amount with the best Loans apps in Kenya.

Am going to lessen the burden for you if you are one of them searching for business loans in Kenya, emergency loan apps in Kenya, students loans in Kenya, loan apps without crb check etc.

Loan Apps In Nigeria 
Loan Apps In South Africa 
Loan Apps In Ghana 

Most of these loan apps in Kenya are available for iPhone and Android users in Kenya, which means you can access to it no matter your device.

Best Instant Loan Apps In Kenya 

These loan apps offers faster loan and said to be new loan apps in Kenya.

1. Jazika Loan App 

Jazika mobile loan app is the new, more flexible way to borrow emergency cash in Kenya.

Jazika gives you access to fast & convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions so they get to know you!

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for.

They 'll send the loan to your M-Pesa account immediately and explain the repayment terms.

2. KCB Loan App In Kenya 

The KCB Mobile App is for KCB and non-KCB customers is the one-stop place for all your banking and financial needs. 

Featuring a bold and modern visual design, it's been carefully crafted to deliver a beautiful user experience.

The KCB Mobile Loan App provides an easy and secure way to:

- access your account, send money, withdraw cash.

- access to loans from their app allowing customers to borrow loans on the fly.

- ability to add and track your credit cards, debit cards..

- access charts and graphs to help you visualize your spending

- track stocks, foreign exchange rates, properties..

- access financial trends, success stories, expert tips...

The KCB Mobile Loan App in Kenya is more than just banking.

Regulated by the Central Bank of Kenya.

Read About KCB Review.

3. UbaPesa Loan App 

Peer to peer app to loan or lend money through M-Pesa in Kenya.

UbaPesa is a platform for borrowing money. You could call it a Money Market place.

How To Get Started

2. Register using your Mpesa Number.
3. Get approved and receive loan.

4. Trimiza Loan App 

With Timiza you can do your banking on your phone whether you want to open an account, get an instant loan in Kenya, transfer funds or purchase insurance. 

But that’s not all.  If you are already registered for Timiza, you can also save and earn high returns and great rewards with our Zidisha account.

Get started with Timiza

• Open an Account instantly.
• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.


5. Stawisha Loan App In Kenya 

Looking for quick credit loan app in Kenya? Stawisha Quick Cash offers the fast and safe loans to you. You just need a phone number and M-pesa account and the money will be transferred to your M-pesa account in a short time. 

To apply for a loan, you just need to follow several easy steps:

1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money in minutes.

Continue reading

Thursday, November 28, 2019

Bayport Loans Review | Bayport Interest Rates, How It Works

Bayport Loans Review 

Bayport loan is an online loan in South Africa offering personal loans of up to R250,000 with Bayportsa simple online loan application process and personalised service.

 

About Bayport Loan 


Bayport Financial Services provides financial solutions that enable the positive in their customers’ lives. 

Established in 2004, Bayport has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa.

Bayport is about building lasting relationships with our clients, communities and stakeholders based on trust and an understanding of their overall expectations. 

Utilising a combination of their far reaching branch infrastructure, their mobile consultants and call centres, 

Bayport’s role as a responsible member of society is to provide services of the highest standard. 

Wherever a Bayport branch is found, it signifies their determination to promote access to unsecured credit and make it a reality for their clients.


Bayport Personal Loan And How To Apply 

It is easy to apply for a Bayport personal loan of up to R250,000 with their simple online loan application process and personalised service.

Once you have registered, all it takes is a minute, to find out if you qualify for a Bayport personal loan. Their application process allows you to also upload all the documents required to complete your application.

Requirements For Getting A Personal Loan From Bayportsa 

1. Your last three months bank statements that have to be stamped by your bank – alternatively we can retrieve this information on your behalf when you apply, saving you time.

2. Your most recent payslip from your employer

3. A clear copy of your ID document or a clear copy of both sides of your Smart ID Card

4. A Proof of residence (not more than three months old).

Why Bayportsa Loan 

Bayport offer personal loans with affordable structured repayments and a fixed interest rate throughout your loan term.

It’s a simple and easy process to apply for a loan online with Bayport.

All you need to do is to click on apply now, register on their portal, 

verify your account and then you are minutes away from getting approval on your requested loan.

Once an offer has been generated, you can then continue with the steps in the loan application process and complete the required information and upload the documents required.

To Apply For Bayportsa Loan Register Here And Fill In Your Details Correctly.

Bayport Loan App 

Bayport app is available for apple and android users kindly download from here.

Bayport Contact 

Open weekdays: 08h00 to 17h00
Saturdays: 08h00 to 13h00

Sales: 087 287 4001
Collections: 087 287 4002
Client Services: 087 287 4003
Debt Review: 087 287 4004
Email: clientcare@bayport.co.za or our Help Portal
Fax: +27 (0) 86 624 3289

Tel: +27 (0) 87 287 4000
Fax: +27 (0) 115801146
GPS: -26°06’18.6″S 28°03’11.5″E

3 Alice Lane
Sandton.
2196
South Africa.

Wrapping Up On Bayportsa Loan 

So whether you need a loan for starting your own business, paying off debt or even funding a special family event, we’re here to help. Bayport’s personal loans can make all the difference to your cash flow.
Continue reading

Friday, November 22, 2019

Zippyloan Review

Zippyloan Review


Zippyloan is not a financial institution, lender, loan broker, or an agent of a lender or loan broker.

Zippyloan does not make loans, is not involved in the loan approval process, and is not involved in a lender’s decision-making process in any way.

Zippyloan is a free, no obligation service, that introduces prospective borrowers to prospective lenders who offer Personal Loans.

How Does Zippyloan Works? 

At Zippyloan, we understand that financial events don't always follow a regular pay schedule and sometimes we need some help. 

Their mission is to provide customers with fast access to a personal loan through a simple, secure and transparent process.

A personal loan is a type of loan that is intended for personal or family use. 

Personal loans are typically unsecured, meaning that it is not necessary to have any form of collateral such as property. 

All you need to qualify is proof of your identity and a regular source of income. Some common uses for personal loans are completing a large purchase, renovation or repair, consolidating debt, or to simply cover unexpected expenses, both large and small.

Why Zippyloan Are Different:

We believe that everyone deserves access to credit. When you submit your loan request with Zippyloan, your request is sent to our network of over one hundred lenders. 

Our network of lenders provide quick and secure access to loans, industry-standard security, around the clock access and the ability to request from home or on the go. The power of borrowing is effectively put in your hands!

How To Get Started With Zippyloan.

1. Request Online in 5 Minutes

Our secure form only takes a few minutes to complete. The process is completely online - no lineups and no waiting. Our form is also optimized for both iOS and Android browsers for on the go requests.

2. Sign for your Loan & Collect Your Funds

Once we have connected you with a lender, you can review and e-sign your loan agreement on the spot. Once the process is complete money is usually deposited into your bank account as soon as the next business day.

3. Repay Your Loan

Zippyloan manages a network of personal loan lenders that offer the flexibility to repay with multiple instalments, in some cases up to 60 months. 

We also work with short term lenders who offer smaller loans that are typically paid back according to your next pay date. In cases where we are unable to connect you with an instalment lender we do our best to connect you with a short term lender to address your immediate cash needs.

Financial needs can change over time or suddenly. Zippyloan can empower you to do more regardless of your circumstances. Get started now!

Why Zippyloan?

1. Zippyloan manages an expansive network of lenders to provide our customers with premium access to personal loans. 

Request up to $15,000 through one simple online form, 24 hours a day, 7 days a week. Our lenders offer both installment and short-term loans, connecting you with the loan that works for you.

2. Whether you are behind on bills, have an unexpected expense or simply want to take a vacation - Zippyloan provides fast access to the funds you need so you can accomplish your financial goals without delay. 

Once you are connected with a lender in our network, funds are typically deposited as soon as the next business day provided the request is received before 5pm CST.

3. Zippyloan’s network of lenders offers a full range of loans for people with excellent credit as well as bad credit. If you are 18 years or older and have a regular source of income, you can use our online form.

4. Several of the lenders in Zippyloan's network report on-time payment to credit agencies, which can ultimately improve your credit score.

5. All data processed through this site is encrypted with the latest 256-bit SSL encryption technology to ensure your information is safe.

6. When you see the OLA seal, you can trust you’re working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, fully compliant with federal law, and working hard to protect consumers from fraud.

Requirements For Getting A Personal Loan:
  
 Full Name
 Address Information
 Income Information

Continue reading

Wednesday, November 20, 2019

Mpowa Loans Review

Mpowafin Loan


Mpowa loans is an online money lending company in South Africa that offers loan of up to R5000 in your account instantly.

Capfin Loan Review
Boodle Loans Review 
310 Loan Review 

How Does Mpowa Loan Works?

First step to get started with Mpowa loans is to:

1. Apply Online 

Complete their online loan application today and create your account. A loan contract will be emailed to you immediately.

2. Submit Your Documents 

Sign your documents Online and retrieve/ upload your latest 3 months bank statements or Payslips.

3. Confirm Your Account 

They will call you for a voice recording of your contract details. Cash hits your account at 5PM!

Mpowa Loan Terms 

The loan amount will be repaid in full on your payday by debit order. You may login and Reapply for a new loan each month once your loan has been repaid.

Why Mpowa Loan Finance 


• Since all applications are submitted online you do not have to leave your place of work to apply for a loan.

• All contracts are signed as well as voice recorded for the protection of both parties.

• Reapplications are made online,making the reapplication process much easier.

• We can help you if you live anywhere within the borders of the Republic of South Africa.

• We believe informing relationships with our clients and are understanding of their changing needs and circumstances.

• Our rates are in term with the National Credit Act and are among the lowest in the industry.

Mpowa Loans Contact 

You can contact Mpowa loans through SMS, call, and also email them via this link https://mpowafin.co.za/contact_us

Mpowa Affiliate Program 

Mpowa makes it easier to earn money with them, you can become an affiliate of Mpowa financial and earn for every referred customers you get through your Mpowa affiliate link 

Sign up here: https://mpowafinance.tapfiliate.com/publisher/signup/mpowa-affiliate-program/
Continue reading

Tuesday, November 19, 2019

Capfin Loan

Capfin Loan Review

 

Capfin loan offer affordable and easy to manage loans of up to R50,000 with repayment terms of up to 24 months.

Their transparent loan products and services ensures that you get what you pay for with no hidden costs.

They make managing your loan easy by allowing you access to your loan account at any time. Their affordability assessment process also considers the best interests of their customers.

What You Need To Apply For Capfin Loan:

1. A valid South Africa ID Card, 

2. Latest bank pay slip, 

3. Latest bank statements.

Once you complete your form, submit your contact and their customer care will contact you.

How To Submit Your ID To Capfin Loan. 

Please provide your SA ID number, a copy of your SA ID document, as well as either 3 latest payslips or 3 latest bank statements.

Submit your ID here once captured or email them via docs@capfinmail.co.za

Why Capfin Loan?

1. An easy application process

2. No hidden fees and interest rates

3. We can obtain bank statements directly from your bank*

4. You have 24/7 access to your Capfin loan account

5. We write-off the loan balance in the event of our client’s death

6. You get to pay for unexpected expenses.

Benefits Of Capfin Loan 

They give your loved ones peace of mind by writing off our client’s outstanding loan balance in the event of their death. 

The Capfin death benefit is free and available to new or existing customers.

To claim, they will need the following documents of the Capfin account holder:

1. Copy of the deceased Capfin Account Holder’s ID,

2. A clear, certified copy of the death certificate,

3. A clear, certified copy of the Masters letters of executorship (if applicable).

Submit all documentation via email to legal@capfin.co.za or info@capfin.co.za. Once documents are received, Capfin will independently verify the deceased status.

How To Apply For Capfin Loan 

Visit through their loans page here and apply online, then submit your details..

Capfin Loan Contact


Their office is located at Registered address:
1 Industrie Street
Kuils River
7580
Cape Town
South Africa

Continue reading

Monday, November 18, 2019

Finchoice Loan Review | How To Apply

Finchoice Loan Review 


Finchoice loan is an online South Africa lending company that offers loan of up to R40 000 today. Click Apply Now to get your quote in 2 minutes.

Finchoice offers personal loans and a MobiMoney facility that gives you access to money, airtime, data and electricity.  

You can also get a KwikAdvance when you need money right away.

Finchoice Loans And How To Apply.


1. Finchoice MobiMoney Loan 

Finchoice MobiMoney gives you access to up to R10 000 - when you need it.

• It's FREE to activate
• Only pay for what you use
• Same-day withdrawals of between R100 and R10 000
• Repay over 1, 2 or 3 months
• Only pay  for what you use
• Get airtime, data and electricity, 24/7
• Activate your MobiMoney facility online, for free - and get access to money, wherever you are.


2. Finchoice Funeral Cover Loan 

Make sure that you and your family are financially prepared for difficult times with Funeral Cover from FinChoice.

• Personal or Family Funeral Cover
• R10 000 to R50 000 payout per person (up to R30 000 for parents)
• Your family get all your premiums back when they claim
• Add step, biological or adopted parents
• Cover up to 11 people
• Claims pay out within 24 hours
• No medical exam required
• Added benefits up to R2000 - such as a grocery voucher, airtime or travel assistance


3. Finchoice Personal Loan 

Let the Flexi Loan be the simple solution to your problems.

• Qualify for up to R8 000 that you only have to pay back within 6 months.
• Complete your repayment and you might qualify for more.
• The FinChoice Personal Protection Plan is your cover in case of loss of job, disability or death.


Finchoice Kwikadvance Loan

For when you need cash, now:

• Loan up to R3500 and repay on your next payday
• Settle your loan sooner and you could qualify for more

FinChoice Personal Protection Plan will cover your repayment in the case of loss of your job, disability or death.

Visit finchoice.mobi and manage your account from the palm of your hand 24/7. Their mobi site is safe, secure, with no cellular data charges (for MTN, Vodacom and CellC network customers) and you can:

•   Check your balance.
•   Apply for another loan.
•   Apply to skip a payment in a difficult month.

Or you can connect to KwikServe, dial *120*1048# and access some of the same services.

Finchoice Mobil Login 

To login or access your Finchoice mobimoney account visit here and sign in.

Finchoice Contact Details 

FinChoice are always ready to answer your questions and lend a helping hand. If you have a question or query, you can contact them in the following ways:

Telephone
0861 346 246

SMS
SMS ‘LOAN’ to 083 8555 700 and we’ll call you back

Email
info@finchoice.com

Fax
021 680 8260

KwikServe®
- Register for KwikServe by dialing *130*1048#

- Access KwikServe by dialing *120*1048#

Physical address
78 Main Road, Wynberg, 7800

Postal address
Private Bag x50, Claremont, 7735

Continue reading

Union Bank Loan | Code And Interest Rate | How To Apply

After my previous article on Fcmb bank loan and GTBank loan in Nigeria, I am here to emphasize more on union bank loan, code to get a loan from union bank, their interest rate and requirements on how to get a successful loan from union bank without collateral.

Union Bank Loan 


Union bank is one of Nigeria largest bank that offers a wide range of loans to make your vision a reality. 

From salary earners to entrepreneurs to pensioners, they got a loan for you.

Student Loan In Nigeria
FINT Loan 

Union Bank Loan Details And Requirements:

1. Unionplus Loan

Unionplus loan is designed for salaried customers. Customers can access up to 15 million Naira and can pay back for up to 60 months.

Benefits Of Unionplus Loan? 

• Repayment: 12-60 months
• Annual income range: N216,000 – N30,000,000
• Loans available between N50,000 and N15,000,000.

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer

How To Apply:

Visit their online loan website registration page and proceed to register,

2. Unionflexi Loan

The Unionflexi loan is designed for salaried customers with an annual salary of up to 30 million Naira. 

Customers can access up to 50 million Naira and can pay back for up to 60 months.

Benefits Of Unionflexi Loan:

• Repayment: 12-60 months
• Annual income range: Minimum N30,000,000
• Loans available between N5,000,000 and N50,000,000

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer

How To Apply For Unionflexi Loan:

Visit their online loan website registration page and proceed to register,

3. Union bank Payadvance Loan

The Payadvance loan is designed for salaried customers. Customers can access up to 50% of their monthly salary and can pay back for up to 12 months.

Loan Benefits:

• Repayment: 12 months
• Annual income range: Minimum N300, 000
• Loans available between N25, 000 and 50% of monthly salary.

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer
• Proforma Invoice.

How To Apply For Union Bank Payadvance Loan:

Visit their online loan website registration page and proceed to register.

How To Be Eligible For Union Bank Loan.

1. A salary receiving a minimum salary of N18,000 monthly

2. A pensioner receiving a minimum pension of N10,000 monthly

3. A business owner.

Union Bank Loan Code And How To Apply.

For pre-approved customers

(Please note, you will be contacted if you have been pre-approved for a loan)

1. Simply log onto our online banking platform or Mobile App

2. Dial the union bank loan code *826*41#

For all other customers:

Call us today on 012716816 or send an email to: customerservice@unionbankng.com 

Visit any UBN Branch.

Continue reading

Tuesday, November 12, 2019

Loans in Abuja Without Collateral | Money Lenders In Abuja


Do you base in FCT Abuja, Nigeria and you require a loan without collateral in Abuja? There are loans companies and private money lenders in Abuja that offers loans to individuals residing in Abuja, up-to 1million naira loan without collateral.


Loan Agencies And Money Lenders In Abuja Without Collateral.


Fcmb Loan 

1. Creditvile Loan 

Quick Payday loans, business loans and car loans online. Low Interest Rates, Without Collateral for persons in Abuja, Nasarawa & Niger States, Nigeria. 

FREE & EASY Personal Loan (Pay Day Loan): This product is designed for salary earners and other professionals. SME Loan 

(Business Loan): This product is specially designed to address any financial gap that may arise from the day to day running of an existing business. 

Cab Lease (Cab Hire Purchase Scheme): This is an auto finance product specially designed for persons who want to own their own vehicle via the hire purchase method. 

Car Loans For Salary Earners: This is a car loan scheme where we purchase a car of your choice on your behalf and you pay in installments from your salary.

Their loans are simply the best if you want easy loan repayments, quick delivery and effective customer service.



2. Rosabon Finance Loan

This is an innovative lifestyle product for individuals who are looking to access quick cash for emergencies; be it medical or any other form of unforeseen expenses.

This product eliminates unnecessary paperwork, long approval time, giving you the opportunity to access as much as ₦1.5 Million within 24 Hours without any Collateral or Guarantor(s).

This innovative, easy to access product is transparent and flexible, comes with friendly interest rates and a flexible repayment structure of up to 6 months.

Gain quick and easy access to funds with RQL today.

Rosabon Loan Requirements:


• Be in a paid employment
• Be between 21 and 58 years
• Have a current account
• Have a pension account or tax ID
• Have a valid Proof of Identification.

Head Office is located at The Concept House, No 32 Montgomery Road, Yaba, Lagos State.

Business Hours are from Monday - Friday
8:00am - 5:00pm.


3. Resort Savings And Loans.

This is a lending platform in Abuja located at Block B, Murg Shopping Mall, Moshood Abiola Road, Area 10, Garki, Abuja, FCT.

You can visit their website at resortng.com, their office opens by Monday - Friday 8am - 5pm.

4. PAVILION TRUST LIMITED

At Pavilion Trust, they offer loans tailored to suit your financial capacity with convenient repayment plans that meets your financial need. 

They ensure that funds are made available to you within 12 hours of application with complete documentation.

Visit Pavilion Website 


5. Concerned Co-operative Society Limited

Public sector bank in Abuja, Nigeria located at Shop No. 3, After Durumi Mosque, Durumi, Abuja, FCT

They offer loans for business and persomal loans in Abuja and their office opens by Monday -Friday 7am - 8pm.

There are money lenders in Abuja that gives private loan in Abuja:

1. KiaKia Loan

KiaKia Loan gives you access to personal and small business loans, and also enable savers lend out funds at negotiated interests through intuitive conversations.

Read more about KiaKia Loan

Having read up on some of the loans and money lenders in Abuja, you can read up on any of the post headline that you want below:

Continue reading

Thursday, November 7, 2019

310 Loan Review | Apply For 310 Payday Loan Easily

About 310 Loan 


310 loan is an online Canadian loan company that offers fast, easy and secure payday loans for business owners and customers.

What's A Payday Loan?

A payday loan or cash advance is a short-term, small-dollar loan, often used to cover unexpected expenses or to bridge a temporary gap between paydays. 

Payday loans are normally used to cover short-term financial situations — they are not meant to be long-term financial solutions.

Fcmb Loan 
FINT Loan 

Why Use Payday Loans?

The reason payday loans are used is different from person to person. For many people in Canada, a payday loan is as an emergency source of short-term credit when faced with a bill payment or other financial commitment. 

By using a payday loan instead of missing a payment commitment, a borrower can avoid the fees, service charges and other negative consequences associated with a missed payment. 

When a payday loan is used to meet an unexpected financial need, such as a car repair, it allows the borrower to resolve that need immediately instead of waiting until next payday.


How Does 310 Loan Works?

1. Apply online or by phone (1-800-310-5626)

2. Provide the required documents using one of four easy options,

3. Verify your information when we call you

4. Receive your money via Email Money Transfer or Direct Deposit.

How To Get Started:

• Most customers just need their detailed bank statement for the last 30 days. 

• Additional documents may be required in some cases.

310 Loan Interest Rates 

APR: For a 14-day short-term loan serviced through 310-LOAN; the APR is as follows: Alberta, British Columbia, New Brunswick, Ontario: 391%; Northwest Territories, Nunavut, Prince Edward Island, Yukon: 652%; Newfoundland And Labrador: 548%; Nova Scotia: 495%; Saskatchewan: 443%.


310 Loan Repayment Terms 

Implications of non-payment: If you do not repay the entire loan on or before the loan due date, the loan will be subject to a one-time overdue fee up to $50, and interest will accrue on any unpaid balance at a rate of up to 30% per annum. 

Late or missed payments may negatively impact your credit score or cause your account to fall into collections. 

In accordance with government regulations your loan must be paid in full by the due date and may not be extended, refinanced or rolled over. 

310 Loan Contacts

Have a question about your application or your existing loan? 310-LOAN representatives are ready to help with all your customer service needs, simply call us at 1-800-310-LOAN (5626) or email us at info@310loan.com.

Why 310 Payday Loan 

1. FAST 

No online payday loan company can get your money to you faster. Cash deposited in 30 minutes or less upon approval.

2. EASY 

Apply in minutes for a payday loan; no credit checks.

3. CONVENIENT 

Get your payday loan online from the convenience of any location. Skip the hassle of waiting in line at a store.

How To Apply For 310 Loan

To apply for 310 loan kindly visit here and select your province.
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Tuesday, November 5, 2019

Loans In Jamaica

Easy Loans In Jamaica 

There are loans in Jamaica to apply today for easy loans without collateral, best unsecured loan in Jamaica and also offer advance loans for Jamaicans.

Top Loans In Jamaica Without Collateral.


1. Jamaica Scotiabank Loan 

You want a customized financial solution tailored to suit your needs, or you want a loan that can help with debt consolidation and reduce your interest costs?

With a Scotia Plan Loan in Jamaica, it's easy to get the things you want and save money at the same time. You can.

Fcmb Loan 

How Does It Work?

1..Choose your preferred repayment schedule

2. Consolidate your debts into one easy payment

3. Opt for a secured loan for even better terms

4. Set up automatic payments from your Scotiabank deposit account

6. Select your own payment amount

7. Manage your monthly expenses

8. Choose optional credit protection.

Scotia also offers loan on auto / car loans and home loans.


How To Apply For Scotiabank Loan

To quickly apply for Scotiabank loan in Jamaica kindly click here to locate their nearest branch near you then apply in person.

2. Jncb Personal Loan In Jamaica 

Jncb is a loan and financing company in Jamaica that offers payday advance loan, secured loans in Jamaica, and also cash secured loans in 30 minutes.

With Jncb cash loans in 30 minutes you can Get up to $15 Million in 30 minutes! It’s simple. It’s fast. All you need is a minimum of $100,000 in your account and you can access up to 95% of your money in 30 minutes.


How To Apply For Jncb Loan In Jamaica 

To apply for Jncb loan, kindly visit the loans page here and apply.

3. Jnsbl Loan In Jamaica 

They offers business loans in Jamaica and lends up-to $700,000 to finance.

You can apply for Jnsbl personal loans for wedding arrangements, medical expenses, educational purposes etc... 

Requirements For Applying Jnsbl Loans:

1. Valid Identification (passport, National ID or drivers’ license)

2. Must be permanently employed for a minimum of 2 yrs with same employer
Tax Registration Number (TRN)

3. 2 recent passport size photographs

4. 2 valid Written Recommendations (Justice of the Peace (JP), Minister of Religion, School Principal or Senior Police Officer)

•The letters must be:

• Dated
• Addressed to JN Small Business Loans 32 1/2 Duke Street, Kingston
• Recommending you for a loan
• Processing fee is charged upon disbursement of loan
• Client must be over 18 years of age
• Income verification letter from employer
• Last 3 pay slips
• Proof of loan purpose (pro-forma invoices etc) 


How To Apply For Jnsbl Loan 

To apply for Jnsbl Loan in Jamaica visit this link and apply.

4. Nativefinancials Loans In Jamaica 

These company offers unsecure micro-loans to various customers. Technology is on the rise, and they are too! 

They offer full time convenience with their online platform. Benefit from applying for a loan any where, any time and get approvals within two hours!

How Does It Work?

Step 1. Apply Online

Submit your Loan Application Online today.

Step 2. Get Approved

After your application your loan goes into approval.

Step 3. Receive Loan

After Approval, the funds is transferred to your bank account.


Loan Agency / Websites In Jamaica 

1. The Jamaica Loan Shop Limited

Financial institution located in 54 Old Hope Road, Kingston, Jamaica. Opens from Monday 9Am - Sunday 5Pm.

2. JNSBL Loan Office

Their office is located at Codlings Plaza,, Albert Town, Jamaica. Opens from Monday 9Am - Sunday 5Pm.

3. ACCESS FINANCIAL SERVICES LTD.

Access Yes! Access Financial Services Limited is a leading provider of micro business loans and personal loans.

Located at 41b Half Way Tree Road, Kingston, Jamaica.

4. Cool Loans: 2 Graham St, Ocho Rios, Jamaica

5. A & N Loan Hub Limited

Car finance and loan company in Kingston, Jamaica located at Unit # 9 Gateway Professional Complex, 157 Constant Spring Rd, Kingston, Jamaica.

6. Sure Financial Services Ltd.

Loan agency in Morant Bay, Jamaica located at 11 South St, Morant Bay, Jamaica.

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