Wednesday, March 25, 2020

Migo Loan | Migo Loan App, Code, Interest Rates | How To Apply

When it comes to giving out instant loans in Nigeria, Migo loan is there for every Nigerian citizen looking for an emergency online loans without collateral.

About Migo Loan 

Migo is an online based platform that enables companies to offer credit to their customers, augmenting traditional bank and payment card infrastructure. Companies like banks, telecommunications operators and merchants integrate.


Migo has their own Migo loan app and Migo underwrites customers to provide them with a digital account and credit line. 

The customers can use this credit line to make purchases from a merchant or withdraw cash without the need for point-of-sale hardware or plastic cards.

How Does Migo Loan Works?


With migo loan five easy to use steps, you can get instant access to your loan with ease by checking out loan offers suitable for you with your number.

• No Documents Needed 
• Tenure Flexible 
• Portable Interest Rates 
• Application Process With Ease..

How To Apply For Migo Loan In 5 Steps 

Step 1: Sign Up With Your Number 

To begin your loan application, enter your phone number in full and then enter the OTP sent to your mobile phone to verify your identity.

Step 2: View And Select Migo Loan Offers 

Once you verify your identity your personalised loan offers will be displayed. Select a loan offer and tenure.

Step 3: Add Your Bank Details 

Enter the account and bank details you would like to receive your loan into.

Step 4: Add Payment Card Details 

Enter your card details to make your repayments as swift and easy as your loan request.

Step 5: Collect Your Cash

In minutes, you will receive money in your bank account with no hassle.

How To Repay Your Migo Loan 

There are many ways you can repay your loans with migo but here are the easier way to do so:

1. Repay Your Loan With Migo Online 

Click here to Enter your phone number above Select ‘Pay Loan’

Select the ‘Pay with card’ option from the list of payment methods

Select your saved payment card or select ‘add card’ and follow the instructions to register a new card

Confirm payment and you will receive a confirmation message for your payment.

2.. Repay Your Migo Loan With Ussd Code 

Dial *561# from any mobile phone. (*554*561# for airtel customers)
Select ‘Loans’

Navigate to ‘Pay Loan’

Select the ‘pay with phone’ option from the list of payment methods

Select ‘add card’ and follow the instructions on how to register a card

Confirm payment and you will receive a confirmation message for your payment.

Migo Loan Ussd Code 

You can access the Migo Loam system by dialing Migo instant quick loan code *561# and get access to all Migo Loan offers.
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Saturday, March 7, 2020

Access Bank Loan | Access Bank Loan Code | Requirements And How To Apply

Access Bank Loan 

Access Bank plc is one of Nigeria largest bank offering instant online loans without collateral on personal loans, W power loan, creative sector loan, access payday loan etc....

You can apply for access bank loan through ussd code when you dial *901*11# or *426*11#, and you can also apply via the access bank online loan app.


Ecobank Loan

Uba Bank Loan
Union Bank Loan 


Access Bank Loans Without Collateral 

Access Bank Loan
Access Bank Loan 

1. Access Bank Payday Loan 

Access Payday Loan is an instant loan product for access bank customers (both salary and non-salary earners). 

With Access Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.

• No documentation required.
• No collateral required.
• Up to thirty-one (31) days tenor.

2. Access Bank Personal Loan 

The access bank personal loan enable your employees / individuals to empower their financial independence with this salary-administration product.

With access personal loan, you can Loan amount up to 75% of net annual salary (for applicants with terminal benefit),

Loan amount up to 50% of net annual salary (for applicants without terminal benefit)

• Up to 36 months tenure
• Credit life insurance

3. Access Salary Advance Loan 

Access now offers up to 100% of your net monthly salary and repay for 3 months with their Salary Advance loan.

• No documentation required
• No collateral required
• Three (3) months tenor

4. Access W Power Loan

The access bank W Power Loan was designed to close the financing gap for female owned businesses by providing access to loans and credit facilities.


You can use this loan to purchase raw materials or settle other daily operating expenses of the business plus, depending on your type of business and its risk rating, you could access up to 100million naira (One Hundred Million Naira) in loans.


5. Access Bank Student Loan


Access Bank offers advance for School Fees scheme which is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards.


It is also ideal for financing of undergraduate study, postgraduate study and professional examinations.


• Loan amount: up to N5million.

• Refinancing option available.
• Remittance services available.

Requirements:


• Completed Application Form.

• Admission Letter.
• Tuition Advice.
• Letter of domiciliation of salary account with Access Bank.


Requirements For Applying For Access Bank Loan 

1. Completed Application Form

2. Completed Employee Status Inquiry/Employer’s Confirmation Form

3. Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)

4. Copy of Employment ID and valid means of identification

5. BVN

6. Credit checks

7. Letter of Lien/Set off

Access Bank Loan Eligibility Requirements 


1. Prepare your business plan or statement on how much you want for your business.

2. Go to any Access bank branch with the above mentioned document or apply online through our Creative sector loan portal

3. Our Relationship officers will contact you for further discussion and process your loan request.

4. The maximum interest rate of 9% per annum (all charges inclusive) is applicable on all loans.

5. The repayment period is a maximum of:
a) 3 years for Software Engineering Student Loans
b) 10 years for Movie Production & Distribution, Fashion, Information Technology and Music.

Access Bank Loan Code

you can get access to an instant loan by dialing the access bank quick loan code *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

Access Bank Interest Rates 

The maximum interest rate of 9% per annum (all charges inclusive) is applicable on all loans.

Kindly Note that access bank offers loans to civil servants, and also home loans. They gives quick loans to nysc members,

You can visit any access bank branches if you want to learn more about how access bank loans works.
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Friday, February 28, 2020

Bank Of Industry ( Boi Loan) | Boi Loan Application Form | How To Apply

About BOI Loans 

The bank of industry (Boi) loan was created by the Nigerian government and fully committed to improving entrepreneurs businesses by providing easily accessible loans and goods worth upto 5Million Naira.

Money Lenders In Lagos 
Specta Loan Review
Zenith Bank Loan 

Things You Should Know Before Applying For BOI Loans

Bank of industry loans

1. Mandate 

The bank of industry targets businesses that engage in manufacturing and processing activities. Target sub-sectors include Agro-processing, Solid Minerals, Information Technology, Oil and Gas and Creative Industry.

2. Entities That BOI Finances

Bank of industry only finances enterprises or companies and not an individual person or group of persons. 

The company / enterprise must be duly registered and you will be required to provide the registration number for a Limited Liability Company or business name for an enterprise before you can proceed with your application.

3. Items That Boi Loan Finances 

The bank is principally set up to finance industrial equipment used in manufacturing. 

The Bank does not finance land and building which are expected to be financed from equity. 

You can also access your working capital requirements from any of the ten (10) SME friendly banks that Bank of Industry partners with at Monetary Policy Rate plus 6 percent.

4. Mode Of Disbursement

The bank does not disburse the loan to the borrower in cash but to the vendors and suppliers of the equipment that the loan application is for.

5. Amount That Can Be Financed By BOI

BOI’s loan support to the SME starts from N5 million. However, loan below N5 million are provided on their matching fund platform which is operated in collaboration with various state governments and on our Bottom of the Pyramid (BOP) scheme which is operated through MicroFinance Banks.

6. Collateral Requirements

As part of the fiduciary responsibility in managing funds under its care, Bank of industry requires that you pledge some assets to secure you loan. 

However, the Bank also accepts other forms of security subject to adequate coverage of the loan being provided to you. Types of security the Bank accepts include:

• Legal mortgage on a landed property. The property must be duly registered with a Certificate of Occupancy

• Debenture on assets of the company
Bank Guarantee

• External Guarantors with Notarized statement of Networth for loans below N10 million.

7. Startup Businesses

While the Bank under its general risk acceptance criteria requires a prospective borrower to have at least three years acceptable performance track record, it can also lend to start-ups at its discretion and on a case-by-case basis. 

A startup would need to provide proof of cognate experience in its business area and would need to have a highly qualified management and operational team with sound management structure.

8. You Need To Support Your Application With Some Documents

There are documents you should be prepared to upload while you apply on this platform.

How To Apply For BOI Loan


To apply for boi loan visit their registration page https://www.boi.ng/apply/register and apply.

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Tuesday, February 18, 2020

Uba Loan Code | Uba bank Loan Ussd Code | Interest Rates | How To Apply

Uba bank offers instant online loan without collateral with free loans of up-to N30,000,000 and you can repay back over 36 months.

How Does Uba Bank Loan Works?

UBA loan

If you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with uba is a rewarding relationship that enables you to enjoy the good things of life.

You can apply for Uba bank loan through online and with Uba loan ussd code *919# and proceed with the screen prompts.

Uba Bank Loan And How To Apply 


1. Uba Personal Overdraft Loan 

UBA Personal Overdraft loan is a short-term facility that allows you to overdraw your current account for 6 months, up to a maximum amount of N3 million. 

You repay only 5% of the amount borrowed every 30 days, when your salary is paid.

Benefits Of Uba Personal Loan:

• By having to repay 5% every month till the end of the 6 months tenor when you have to repay the total outstanding, 

• you are assisted in managing your finances.

• Gives you the money you need when you do not have sufficient funds in your account.

• Considerate, structured and convenient terms of repayment

• Competitive interest rate.

How To Apply:

1. Complete a UBA Consumer Loan Application form which you may download online or pick up from any of our branches.

2. Submit your application to the Customer Service Officer in your branch

2. Uba Bank Asset Finance Loan 

The credit program that gives you the opportunity to own those assets you have always longed for.

How To Apply:

1. Complete a Consumer Loan Application Form, which you may download online or pick up from any of our branches

2. Obtain a pro-forma invoice from an acceptable vendor known to your customer service officer

3. Submit your application to the customer service officer in your branch

4. Provide the minimum equity contribution of 20% of the cost of the asset
Provide the funds to cover the insurance cost

3. Uba Personal Loan 

Uba personal loan will give you the freedom to spend a little more on what you really want. 

You may need some extra cash to fix your car, pay medical bills or take care of other exigencies. How you chose to use your loan is up to you.

Benefits:

• No deposit and invoices are required
• Fast, simple and convenient
• Convenient repayment terms
• Competitive interest rates

How To Apply:

1. Complete a UBA Consumer Loan Application form which you may download here or pick up from any of our branches

2. Submit your application to the customer service officer in your branch

4. Uba Bank Cooperatives Loan

Uba Bank Provides credit to Cooperative societies of blue-chip companies with loans of up-to N10,000,000.

Benefits:

• Enables your Co-op to meet the needs of its members

• The co-operative decides how to use the loan.

• Simple and convenient.

• Competitive interest rate

How To Apply:

1. Write a letter of request to the Manager of your business office, signed by the authorised signatories of the cooperative stating the amount & tenor of the facility required.

2. Submit the letter and supporting documents to the Customer Service Officer in your business office.

5. Uba Bank Cash Colleatral Loan

Uba offers consumer loan which makes it possible for you to obtain credit in Naira, the US dollar, Pound sterling and the Euro using your cash deposits, investments and their equivalents with UBA, UBA Capital & Trust and any other financial institution acceptable to UBA.

Benefits:

• Up to 80% of your deposits or investments in loans if the request and collateral are in the same currency

• Up to 50% of your deposits or investments in Naira loans if the collateral is in a foreign currency

• Considerate, structured and convenient repayment terms

• Competitive interest rates

• Easy and speedy access to credit without the loss of existing assets

Uba Loan Ussd Code 

With the mobile banking code and Uba quick Loan code *919# you can apply for easy online loans without collateral on your registered number with Uba Bank.

You can also Download the uba loan app on Playstore and get access to your account.

With the Uba Loan code, app,  and online application, you can access instant cash deposit to your account once you meet their terms and conditions, up-to N2,000,000.
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Saturday, February 8, 2020

Zenith Bank Loan Code | App, Interest Rates And How To Apply


Zenith bank is one of Nigeria largest bank offering instant quick loans to their customers and non customers without any hassle.

GTBank Loan 
Fcmb Bank Loan
First Bank Loan 


Zenith Bank Loan Review 

Zenith bank loan is suitable for you if you are looking for a way to grow your business, buy a house or go on a vacation or maybe have an ideas that requires vast sum of money to bring to life, with zenith bank loan which offers :

• Zenith Bank Personal Loan 
• Zenith Bank SME Loan 
• Zenith Bank Payday Loan 
• Zenith Bank Asset Acquisition Loan 
• Zenith Bank Salary Advance Loan  etc 

You can get instant cash loan from zenith bank up to N1,000,000 without collateral, paperwork or hassle.

How To Apply For Zenith Bank Loan 


Zenith Bank offer online loan application which can be applied through their webpage https://realtime.zenithbank.com/globalloan.

To apply for zenith bank loan visit https://realtime.zenithbank.com/globalloan,

• Fill in your zenith account number and BVN,

• Select the type of loan you required and fill in other queries,

• Select your payment type and how you would like to repay back,

• Finally select when you want to be granted loan.


Other Zenith Bank Loans 

1. Zenith Bank Term Loans 

Zenith Term Loan is a credit (short term, medium or long term) availed to finance specific capital projects expansion or lines of business for a specified tenor. 

Repayment can be bullet, balloon or instalmental.

2. Zenith Lease Loan 

Zenith Bank Lease loan is specifically finance or sale and lease back financing to support the acquisition of asset or equipment.

3. Zenith Bank Salary Advance Loan 

Zenith salary advance loan is a revolving credit with a clean-up cycle availing up to 60% of your net monthly salary. 

This is a flexible funding solution that will help address short term financial needs.

5. Zenith Bank Education Loan 

Education is the bedrock of social and economic development and zenith education loan scheme is designed to provide short term funding to enable parents/guardians pay tuition fees for their children/wards.

Features:

• Minimum Facility amount N100,000
• Maximum Facility amount N5,000,000
• School fees will be paid directly to child/ward’s school.
• Maximum tenor of 3 months (Junior School) , Maximum tenor of 9 months (Tertiary Institution).

Requirements For Applying :

1. Completed Application Form
2. Parent/guardian must have salary account domiciled with the bank.
3. Child/ward must must have an account with the bank.
4. Invoice of school /tuition fees.

6. Zenith Bank Overdraft Loan 

Overdraft is a type of loan which allows the borrower/obligor to draw a certain amount in excess of the credit balance in their current account within a specified tenor usually not exceeding Twelve months.

7. LPO Finance 

LPO Finance is a loan made available to borrowing customers to finance the supply of materials or execution of specific supply contracts to reputable organizations.

These loans offered by zenith bank can be applied online through their website or zenith loan app, you can also reach or contact them on Email: zenithdirect@zenithbank.com, call 234-1-2787000, 0700ZENITHBANK or visit the Zenith Bank branch closest to you.


Zenith Bank Loan Code 

To get access to instant cash loan with zenith loan code dial *966# from your registered number with zenith bank and follow the screen prompts.

Does Zenith Bank Give Loans?

Yes they do offer all kinds of loans suitable for your needs both for their customers and non customers.

You can download the zenith bank loan app, visit their website or dial the zenith bank loan code *966# to apply for zenith loan
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Tuesday, January 21, 2020

Bfs Loans Review | Requirements, Contacts And How To Apply

When looking for a quick online loans in South Africa, Bfs loans is one of the best money lending platforms offering instant online loan in South Africa.

About Bfs Loans 


BFS meaning Barko Financial Services is a leading micro-finance institution in South Africa, established in 1996. 

The group offers an ethical and innovative credit solution to formally employed and undeserved employees.

Barko Financial Services (Pty) Ltd is an authorised Financial Services Provider (FSP 45614). 

The product is underwritten by Guardrisk Limited, FSP 76 and administered by Barko Financial Services (Pty) Ltd. 


How Does Bfs Loans Work? 

1. The only important factor here for you to receive a loan from Bfs is affordability which will be determind by your monthly budget.

You need to be permanently employed for at least 6 months.

2. After the completion of the relevant documents, Bfs loans will discuss the amount you qualify for and best suitable for your budget.

You will then have 30 days to repay the loan.

3. Bfs offer short-term (30 days) loans with very low interest rates. They constantly aim at better and expeditious service and will process your application instantly.

For any further questions, please locate Bfs loans nearest branch and talk to one of their friendly consultants.

4. As for repayments, The installment will be deducted from your bank account.

Requirements To Get A Loan From Bfs Loans 

1. Recent 3 Months Bank Statement.

2. Latest Payslip.

3. Original I.D Book / Passport.

Bfs Loans Contact Details And Number 

Bfs loans Head Office is located at No:
Barko Financial Services (Pty) Ltd.
59 Burger Street,
Lydenburg, 1120.

To locate the nearest Bfs loans near you visit here and search through with Bfs loans branch locator.

You can also contact / Whatsapp them via 

WhatsApp BFS: 072-880-6751
Toll Free: 080-777-3777
HQ Office: (013) 235 1030
Communications Department (Bernice or Petunia): customercare@barko.co.za
Donations Applications: donations@barko.co.za

How To Apply For Bfs Loans 

To apply for Bfs loans, Please visit your closest Barko Financial Services branch or contact their toll-free number 080 777 3777 for any information on their product offering.


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Sunday, January 5, 2020

Atlas Loans | Atlas Credit Loans Near You | Apply Now

About Atlas Loans


Atlas loans is an online money lending finance that offer short term loans of up to a Maximum of Rs 8000 in and around the Chatsworth and Surrounding areas in South Africa.


How Does Atlas Loans Works? 

With atlas loans, you are guaranteed to get loans of up to Rs 8000 with repayment schedule of up-to 1 - 6 months.

Getting Started With Atlas Loans:

Step 1: Fill in the application form when registering for atlas loans with your personal details.

Step 2: A valid ID is needed to get your loan approved, whether national ID or passport with a payslip and bank statements.

Step 3: Loan will be disbursed straight to your account if approved.

Why Atlas Loans 

You can Start your application online, submit your documents and simply complete the process by appointment in branch.

Atlas Loans Contacts 

You can contact or Call atlas loans customer care on 0800 204 679

Or send an email to customercare@atcorp.co.za
info@atcorp.co.za.

Visit https://atlasfinance.co.za/ To apply for atlas loans.


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Saturday, January 4, 2020

Quickcheck Loan App | How To Apply | Contacts | Upto 1Million Naira Loan

Just with your smartphone, you can get an instant cash loan from Quickcheck Loan App in Nigeria.

About Quickcheck Loan 


Quickcheck Loan is a top leading money lending platforms in Nigeria that offers instant cash loan to your bank account without collateral, apply in seconds and get credited instantly.


They are among top list of emergency loans in Nigeria offering instant loans without any paperwork or signature, just your smartphone and Quickcheck Loan App.

How Does The Quickcheck Loan App Works?

You can get your cash from Quickcheck in minutes simply by:

1. Download The Quickcheck Loan App 

Download the latest Quickcheck Loan App and register with your details on the Quickcheck app. 

2. Apply For A Loan

After creating your account next step is to apply for a loan and allow the Quickcheck Loan App to run a credit score on your account to decide if you qualify.

3. Cash Deposit 

If you qualify, then your cash will be deposited into your bank account immediately.

Quickcheck Loan App Download 

Quickcheck Loan App is one of the best loan apps in Nigeria with over 60,000+ downloads on Playstore with good reviews.

Available for users in Nigeria with Android phone, Download latest Quickcheck Loan App.

How To Apply For Loan With Quickcheck Loan App 


If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is 


Step 2: Sign up to create an account

Step 3: Apply for a loan in less than one minute

Step 4: Quickcheck will run a credit scoring using their own algorithm. No collateral needed. 

Step 5: If eligible, the cash loan will be disbursed to your account within minutes.

If you are not eligible, please wait 2 weeks and apply again.

Why Quickcheck Loan App 

• No hidden charges on Quickcheck app 
• No collateral needed
• You can borrow up to 200,000 naira
• You can choose your payment tenure
• It is fast, secure, reliable and easy to use
• Quickcheck Loan use artificial intelligence algorithms to run credit scoring
• Quickcheck Loan provide an instant credit decision
• They are available 24 hours, every day of the week.

Quickcheck Loan Interest Rates 

QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 4 weeks - 1 year. Interest ranges from 2% - 30%, with an equivalent monthly interest rate of 1 - 21%.

How To Repay Your Loan On Quickcheck 

To repay your loan, please log in to your QuickCheck app and follow the instructions. Other payment methods are also supported.

How To Increase Your Credit Score On Quickcheck 

Repay your loans before the due date to increase your credit score, access higher amounts on the loan app, longer tenures and lower interest rates.

Quickcheck Loan Customer Service Care 

Should you need to get in contact with Quickcheck, by clicking “Support” on the app. 

You can also reach them on their social media pages: @quickcheckng on Instagram and @quickcheckng on Twitter. QuickCheck Nigeria on LinkedIn and QuickCheck on Facebook. 

You can also visit their website – www.quickcheck.ng, we would love to hear from you.
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Tuesday, December 31, 2019

Fnb Loans | Rates And Requirements | How To Apply

About FNB Loans 


FNB provides personal, private, business, commercial and coperarte banking services to millions of customers across South Africa.

Izwe Loans 

FNB Loans 


FNB loans is a lending company in South Africa that offers personal loan up-to R300,000 with a personalised interest rate from as low as 13% for planned or unplanned expenses. 

Whether you need extra money to help turn your house into your dream home, walk down the aisle or go on that well-deserved holiday, FNB has the right credit solution for your every need.

Why FNB Loans 

1. Personalised interest rate from as low as 13%
2. Funds up to R300 000
3. Flexible repayment terms up to 60 months.

Types Of FNB Loans 

With FNB loans R300,000+ loan is guaranteed with:

• FNB Easy Loans
• FNB Gold Loans
• FNB Premier Loan
• FNB Private Loan 
• FNB Private Wealth Loan
• FNB Business Banking Loan.

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Money Lenders In Lagos

If you need a private loan in Lagos, there are money lenders in Lagos that offers personal loans to individuals residing in Lagos without collateral, up-to N200,000 loan for grab.

Loans In Lagos 
GTBank Loan 

Top Money Lenders In Lagos 


1. Eazzicash Money Lending 


Eazzicash is an online lending platform in lagos that offers loan application making it easy and simple for people to apply for loan.

Eazzicash lend money to customers who are in need of money and meet loan requirements. 

Eazzicash money lending Application can be done just following this easy steps below using any of our platforms (Web, IOS app or Android App)..

• Click on the Apply now button on this webpage or Download the app from App Store (Android & IOS)

• Check your email address and Click on acknowledge link in the confirmation email from EAZZICASH.

• Fill the required information on the create account section and create your account real time.

• Logon to your app or web platform and apply for Pawn, lending, financing or investment Loan.

2. Pennylender Lending Platform 


Pennylender is an online loan lending platform in Lagos Nigeria located at 6th Floor, 294 Herbert Macaulay Way
Yaba, Lagos.

They offer personal loans for salary earners in the private and public sector and also offers SME Loan for small business and entrepreneurs.

You can borrow from 10,000 - 5,000,000 once you apply now

3. Pagefinancial Money Lending 


Pagefinancial is another money lending company in Lagos that offers quick online loan, payday loan or even an emergency loan.

They offer fast processing of your loan as well as same-day access to funds (once approved). 

They guarantee loan disbursement in under 3 hours - No collateral, no guarantors or paper works required. Apply Now

4. Renmoney Lending Platform 


Renmoney is a top money lending platforms that offers Personal Loans and Micro-Business Loans that are designed to conveniently meet your financial needs. 

So, whether you’re employed or run your own business, you can get a loan of up to ₦4,000,000 with Renmoney. Apply Now

5.  Lapo Microfinance Loan 


Lapo is another business loan lending company in Lagos that offers SME Loan of up-to 5,000,000 to expand your business with an affordable interest rates.

• No collateral
• Access to funds for your business expansion
• Flexible repayment structure. 

Apply Now by visiting their office at Irorun Plaza, 2nd Floor
Kudirat Abiola Way, Oregun
P.M.B. 1729,
Ikeja, Lagos State.
info@lapo-nigeria.org
Call Centre Number: +234-813-984-0230, Landline: +234-816-938-9739

These money lenders in Lagos are been offered by loan vendors that will merge you with the individual that will lend you money in Lagos.
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Wednesday, December 18, 2019

Personal Loan In Delhi

There are personal loan in Delhi that offers instant personal loan up-to 30 Lahks, instant approval, no collateral needed, online payments.

Loans In Jamaica 
GTBank Loan 
Finchoice Loan 

Best Online Personal Loan In Delhi 


1. Indialends Personal Loans 

Indialends is an online personal loan in Delhi that provides loans that range from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years.

Their Personal loans are best suited for times of contingencies as the loan is provided instantly. 

Minimal documentation and processing time is taken for the loan approval process.

For obtaining Indialends personal loan with ease, certain requirements such as a decent credit history, adequate monthly salary and minimum age are important. 

After you apply for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender. 

Thus, if you have a good credit score, lenders would give you a personal loan at low-interest rates and vice versa.

Applying for a personal loan in Delhi online is convenient as most of the work is done by the online platform. 

When you apply online, your application is sent to various Banks and NBFCs according to your profile who make a lending decision after reviewing your application. 

Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.

Apply For Indialends Personal Loan In Delhi

2. Bankbazaar Personal Loan

Bankbazaar is one of the banks in Delhi that offers personal loans and other financial services.

Their personal loans comes with a competitive interest rates with hassle-free approval processes and minimal documentation. 

The repayment tenures are flexible and the loan amounts can extend up to Rs.30 lakh, thus making it easy for you to fulfil your financial goals.

Documents Needed To Apply:

1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
Last 3 months salary – slips
Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
Last 3 years Income Tax Returns with computation of Income.
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account.

Personal Loan Offered By Various Banks In New Delhi


Some of the leading banks and NBFCs offering personal loans at the best interest rates are listed below:

• Standard Chartered Bank
• Tata Capital
• Aditya Birla
• ICICI Bank
• HDFC Bank
• Axis Bank
• CitiBank
• Kotak Mahindra Bank
• Oriental Bank
• Bajaj Finserv
• Fullerton.


 3. Paisabazaar Personal Loan 

Paisabazaar offers Personal Loan to individuals in Delhi at lowest interest rate in the market. Fill your details and compare 30+ available options.

You can apply for their personal salary loan or self-employed loan.

Paisabazaar offers personal loan amount starting from Rs. 10,000 to Rs. 40 lakh which is offered by many banks and NBFCs in Delhi and you can avail a loan amount as per your requirement and eligibility

Why Paisabazaar  Loan:

1. Flexible tenure: 

When you avail a personal loan, you can repay it easily within the tenure ranging from 12 to 60 months. You can choose the tenure as per your repayment ability.

2. Online application: 

To apply for a personal loan, you don’t need to visit the bank as the whole process can be completed online. All you need to do is to fill the application form and upload/submit necessary documents to process your loan application

3. Quick disbursal: 

To ensure quick disbursal of loan amount to your account, the banks asks for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days.

Documents Required:

• Identity proof: Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card

• Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card

• Income proof: Bank Account Statement, Salary Slips (last 3 months), ITR (last 3 months).

To Become Eligible For Delhi Personal Loan:

1..You should be an Indian
2. You should either be a salaried professional or a self-employed individual/professional
3. You should be at least 21 years old your maximum age should be 21 years
4. Your minimum monthly income/salary should meet the criteria set by the bank
5. Your credit score should be 750 or above


4. Bajajfinserv Personal Loan 

Unlike every other loan companies in Delhi, bajajfinserv offers personal loans and instant credit loan of up-to Rs. 25 Lahks, Avail a Flexi Interest-only Loan at no additional cost and bring down your EMIs by up to 45%.

Documents Needed:

People living in Delhi NCR can apply for personal loans online by furnishing some easy-to-arrange documents. 

Here is a list of documents that you would need to submit while applying for a personal loan in Delhi NCR:

1. Employee ID card of the company where you are currently employed
2. KYC documents
3. Previous 2 months’ pay slips
4. Bank account statement of the salaried account for the last 3 months.

Why Bajajfinserv Personal Loan?

• Online loan application procedure
• Instant approval in 5 minutes
• Loan disbursement within 24 hours of approval
• Huge loan amount of up to Rs.25 lakh
• Flexible repayment tenor of 12-60 months
• Flexi loan feature helps you pay only the interest as EMI on the utilized loan amount out of the total loan limit
• Collateral free – no need to pledge anything
• Online loan access to help track loan details round the clock

If you need some urgent funds, then you can apply for the best personal loan in Delhi from Bajaj Finserv.

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Sunday, December 15, 2019

Mobile Money Lending Apps In Ghana

There are mobile money lending apps that can lend you up-to 2000 ceedis in Ghana, these money lending apps are tested and trusted, has the best rate of loans without collateral in Ghana.

In my previous post on Loan apps in ghana where I explained briefly on apps that lends you money in Ghana, their requirements, interest rates and loan tenure.


Now these are the best money lending apps in ghana which I can recommend to any of my friends including you.


MTN Cash Loan 

Glo Cash Loan Nigeria 


Top Money Lending Apps In Ghana 


1. Barclay Money Lending App 

Barclays app is a lending financial Mobile App that provides a fast, easy and secure way to access your accounts, send money, and withdraw cash, buy airtime and pay your bills directly from your phone.

With Barclay app, you can use your Mobile Wallet to pay for goods and services on the fly, do easy transfers between your accounts, save your contacts as beneficiaries to effortlessly manage payment details, keep a close eye on your balances and transaction history

Fast and secure convenience, at your fingertips. Download the app now and start the journey to true banking freedom.

2. Fido Money Lending App 

With Fido money lending app in ghana, you can Apply for an instant loan with no need for collateral or guarantor

Fido loan is fast, easy and convenient. 
Licensed by the Bank of Ghana and trusted by thousands of satisfied customers, Only available in Ghana.

Why Fido Lending App? 


You can Receive up to GHS 200 for your first loan and repay between 10 and 33 days;


They increase your loan amount  every time you repay on time, up to a maximum of GHS 1,000; 


As the loan limit increases, we decrease the interest rate and offer more flexible installment options;


Interest rate and total amount to repay are displayed in the app.


The Fido money lending app is available on Playstore bit you can read more about them here


3. Carbon ( Paylater Ghana App ).


Paylater is an easy-to-use and entirely online lending platform that provides short-term loans to individuals and small businesses in Ghana to help cover unexpected expenses or urgent cash needs.


With Paylater, you can access up to 200,000 gh cedis loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.


Download the Paylater App on Playstore to get quick and flexible loans at affordable rates.


4. Standtall Lending App In Ghana 


Lending made easy with StandTall Micro Credit loan app, 


Standtall Microcredit Enterprise is registered with the Registrar General's Department and licensed by the Bank of Ghana. 


It is a good standing member of Micro Credit Association of Ghana (MCAG).


Standtall gives micro credit loans to individuals and businesses at affordable interest rates.


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Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 


First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.


First Bank Loan | Codes And Requirements On How To Apply 


1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.


2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Requirements:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Benefits:

1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
Payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:


The first bank loan can be gotten Through FirstMobile App Or
USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

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