Sunday, November 3, 2019

Glo Cash Loan

Glo Cash Loan In Nigeria | Glo Loan Code.

Glo Nigeria offers Glo quick cash mobile money loan to all Glo customers, who can also make money as a Glo affiliate in Nigeria.


How Does The Glo Cash Loan Nigeria Works?

When a customer registers for a Mobile Money Account or Mobile Wallet, he/she can perform the following services on their mobile phone or device:

1. CASH-IN:

Exchange of physical cash into electronic cash (e-value of e-money)
The purchase of e-money/e-value by offering cash to the seller.

2. TRANSFER:

Movement of the e-Value available in one’s Mobile Money Account to another Mobile Wallet. In another words, it is sending e-money to others by sms instructions.

3. CASH-OUT:

a. Exchange of e-value into physical cash
b. The sales of e-money in exchange for physical cash. It is the withdrawal of physical cash in exchange of e-value

4. PAY BILLS:

a. Use of the e-money to pay for day to day services and products e.g. Cable TV, Utility bills, air-tickets among others.

These services are secure, PIN-protected, and supported with a 24/7 Customer service provided by the Mobile Network Operator. 

Therefore, people can rely on Mobile Money to perform all their daily financial transactions without the need to carry around cash.


Glo Mobile Money / Glo Cash Xchange 

1. Glo Mobile Money

“Mobile Money is a service whereby customers use their mobile phone device to send and receive monetary value – or more simply put, to transfer money electronically from one person to another using a mobile phone as Mobile Wallet”.

2. Glo Cash Xchange

Is the First Super-Agency Network for licensed mobile money operators in Nigeria brand named the “Glo Xchange”.

This is Globacoms’ Mobile Money Agent Network of outlets spread across the country where customers visit to carry out mobile money transactions such as customer registration, cash –in , cash-out, airtime purchase, bill payments etc.

FINT Loan 

Benefits Of Glo Cash

There are many advantages attached to the use of Mobile Money. Below are a summary of the benefits Mobile Money can provide:

Convenience – (FAST)

– Saves time,
– Short duration transactions,
– Eliminates Queues via broad agency networks, etc.

Reduced risk – (SAFE)

– Encrypted data technology channels
– Password protected transactions
– Safer than informal means of money transfer methods

Affordability – (EASY)

– Relatively cheaper than formal money transfer methods,
– Reduces money transportation costs
– 24/7 availability
– Anytime
– Anywhere.


Why Become A Glo Mobile Money Agent 

Statistics have shown that 53.0% of adults in Nigeria are excluded from financial services and therefore, this is a potential market for mobile money business.

By becoming a mobile money agent, the agent stands to benefit from increased customer traffic flow into their shops, extra income earned from mobile money transactions commissions and global recognized brand association benefits.

How To Apply For Glo Cash Loan Nigeria 

It is very simple to become a Mobile Money Agent. You can become a Mobile Money Agent today by simply registering on this website.

– Excellent commissions
– Low cost of set-up
– Business and Marketing Support
– Only Glo SIM and phone needed.

To begin the process of becoming a Mobile Money Agent, please fill out the pre-qualification form below and submit it.

Become A Glo Agent and get a Glo Cash Loan in Nigeria today.
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Thursday, October 24, 2019

GTBank Loan Ussd Code | GTBank Quick Credit Loan | GTBank Soft Loan etc

GTBank ( Guarantee Trust Bank ) offers personal loans to customers and non customers banking on GTBank, how you need it and whenever you want it.

GTBank personal loans provide you with the right financing for your personal needs while guaranteeing you all the security you are looking for.


GTBank Loan In Nigeria 


GTBank offers Loans to Nigerians from their wide range of simple and straightforward loan offers.

GTBank Loan is good for your Personal needs and the projects you care about.

Types Of GTBank Loan In Nigeria.

1. GTBank Salary Loan 

GTBank salary loan in Nigeria offers you loan of up-to 50% of your net month salary, these loan is available to staff of private companies and government agencies with active salary account domiciled in GTBank.

Salary Advance Loan In Nigeria 

KiaKia Loan App 

Why GTBank Salary Loan?

• up-to 50% net salary in advance.

• Tenor of 30 days. Renewable monthly.

• No collateral required.

• Minimum salary of N 25,000 for public sector and N 50,000 for private sector employees.

• Salary advance will be made available within 24 hours.

How To Apply For GTBank Salary Loan?

1. Simply login to Internet Banking 
2. Dial *737*8*2# to apply
3. Visit any GTBank branch or ATM near you.

2. GTBank School Fees Loan. 

GTBank School Fees Advance is a loan facility designed to finance the payment of your child’s/ward’s school fees for schools/institutions in Nigeria only. 

This facility is available to members of staff of public and reputable private organizations whose salaries are domiciled with the Bank.

Student Loan In Nigeria 


Why GTBank School Fees Loan? 

• Up to N5 Million School Fees Advance. 

• Maximum tenor of 4 months per request.

• Very Competitive interest rate. Equal monthly repayments comprising of principal and interest.

• Immediate access to funds for the prompt payment of your child/wards school fees.

How To Apply For GTBank School Fees Loan. 

1. Submit Completed Application Form and Employer Undertaking Form.

2. Provide School Fees bill and Credit Insurance.

3. Ensure that staff terminal benefit is domiciled in GTBank or obtain Corporate Guarantee.

3. GTBank Quick Credit Loan.

Whether you are a salary earner or self-employed, you can now get the cash you need instantly, and pay back over 6 - 12 months. 

The GTBank Quick Credit gives you funds up to N5million at an interest rate of 1.75% monthly. 

Business Loan In Nigeria 

Why GTBank Quick Loan? 

• Up to N1 - 5 Million

• Convenient repayment plan spread over 6 - 12 months.

• At an interest rate of 1.75% per month.

How To Apply For GTBank Quick Credit Loan.

1. You can request for Quick Credit instantly by dialling *737*51*51#

Quick Credit loan is also available on all GTBank online and mobile banking platforms (Internet Banking, GTWorld, GTBank Mobile App and Habari App).

4. GTBank MaxAdvance Loan

MaxAdvance is designed to facilitate personal loans to staff of select corporate and government organizations whose staff salary accounts reside with GTBank.

Why GTBank MaxAdvance Loan? 

• Loans from N100,000 to N10,000,000.

• Equal monthly repayment comprising principal & Interest. Monthly repayment shall not exceed 33.3% of net monthly.

• Salary Domiciliation, Credit Insurance, Domiciliation of staff terminal benefit or Corporate Guarantee.

GTBank MaxAdvance loan is an all purpose loan for you to meet your financial needs with a convenient repayment plan.

5. GTBank MaxPlus Loan. 

GTBank MaxPlus Loan offers you a larger loan facility and greater flexibility to meet your financial needs with a convenient repayment plan. Available to platinum customers whose salary accounts are domiciled with the Bank.

Why GTBank MaxPlus Loan? 

1. Get loan of between N6 Million and N30 Million.

2. Tenor of up to 36 months. Monthly repayment cannot exceed 33.3% of net monthly salary.

3. Equal monthly repayment comprising principal & Interest.

4. No collateral required.

To Apply visit any nearest GTBank branch near you.

6. GTBank Computer Ownership Loan.

GTBank Computer Acquisition Scheme offers a facility (time loan) to currently serving Corps members whose allowance accounts are domiciled with the Bank to finance the acquisition of mobile devices to be paid during the service year.

Why This Loan? 

1. Maximum loan amount is N60,000.

2. Tenor 3 – 10 months

3. Equal monthly installment of principal and interest over the tenor of the facility and shall not exceed 33.3% of Corps member’s monthly allowance.

4. Corps member’s allowance must be domiciled with the Bank

5. Interest rate is Competitive.

Benefits:

1. Corps members get the mobile device with a flexible repayment plan.

2. It allows Corp members more information, knowledge and acquisition of skills.

7. GTMortgage Loan 

GTMortgage offers credit facilities to customers whose salaries or business proceeds are domiciled with the Bank to enable them own a home in selected cities within the country.

8. GTBank Premium Advance Loan

GTBank Premium loan Always there, when you need funds the most, Premium Advance is a revolving overdraft facility placed on your Debit Naira MasterCard.

Why GTBank Premium Loan 

1. Up to N1 Million overdraft with a 1 year 

2. Tenor (subject to clean-up every 30 days).
Very Competitive interest rate. 2% flat fee on N1million upon first utilization.

3. Overdraft accessible via Naira Debit MasterCard (for ATM withdrawals, POS purchase and web payments)

4. Monthly repayment of interest with bullet payment of principal at end of cycle.

How To Apply:

Simply submit completed Application Form and Employee Undertaking Form.

9. GTBank Travel Loan 

Travel Advance is a time loan designed to meet the travel needs of our customers whose salary accounts are domiciled with the Bank.

Available For:

•Airline Ticket
•Hotel Reservation
•Airport Pickup and Transfer
•Tours and Events

Eligibility:

1. Customer must have their salary account domiciled with GTBank.

2. Customer must have received his/her salary through GTBank in the last three months from the same employer.

3. Salary must be paid in Naira (NGN).

How To Apply:

1. Login to Internet Banking

2. Click Travel Advance under Investments and Quick Loans

3. Select Travel Advance and initiate a New request

4. Fill the required details

5. Authorize your request by inputting the 6 digits on your token and submit.

10. GTBank Car Loan 

Vehicle Insurance Premium financing is a time loan that enables corporate organizations and salary owners (whose accounts are domiciled with the bank) pay for their motor insurance premium upfront and spread the repayment over a 12 months period.

Features:

1. Loan Amount: Individuals – N20,000 – N1,000,000 (Individuals) & N20,000 – N5,000,000 (Corporate)

2. Tenor: Maximum of 1 year

3. Pricing: Interest Rate is 1.67% per month

4. Repayment: Equal monthly repayment comprising principal and interest

5. Equity Contribution: 20% of total insurance premium cost

6. Fees: 1% one-off flat fee.

Why Grab It?

• Instant availability of funds to pay for insurance premium
.
• Opportunity to pay for insurance premium on monthly basis

• Insurance cover without physically visiting insurance office

Who Can Apply?

1. Individual Customers whose salary accounts are domiciled with the Bank;

2. All SME’s and Corporates with accounts domiciled with the Bank and with access to GAPs

How To Apply:

You can apply for the Vehicle Insurance Premium Financing on Internet Banking or on GAPS

Internet Banking

• Sign On --- Menu--- Insurance Loans ---- Vehicle Insurance 

GAPs/GAPs Lite 

• Sign On – --- Single Transactions----- Collections ----- Insurance Loans----- Vehicle Insurance Leadway

2. Loan is availed immediately 

3. Insurance Service provider processes policy for the customer within 48 hours.

4. A copy of the insurance certificate is sent to the customer’s email address.

5. Customer repays the loan on monthly basis.

GTBank Loan Ussd Code 

1. Dial code *737*8*2# to apply for GTBank salary loan.

2. Dial code *737*51*51# for GTBank quick credit loan

3. Dial code *737# to view all transactions on GTBank.

Wrapping Up On GTBank Loan

You can get instant loan from GTBank if you meet their terms, however the loans ranges from soft loans, mortgage loans quick credit loans etc, which gives you loan of up-to N1million Naira.
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Tuesday, October 22, 2019

Loan For Business In Nigeria | Both For Large And Small Scale Business

Do you need an extra money to grow your business here in Nigeria? These business loans in Nigeria will help you get started, no paperwork or colleatral needed, applicable to large or small scale business in Nigeria, more especially you can request and apply for a loan of up-to N5million.

Loan Apps In Nigeria 

Loans In Lagos 
Student Loan In Nigeria 


Why Need A Loan For Your Business In Nigeria.

Business loans give you the opportunity to expand your business and generate more income from your business.

You started a new business and you think it requires additional capital before it grows, there are business loans that got your back.

What if you have already made business that needs more money for expanding just like old saying : the higher we invest the more profit it comes out. Then this article loans for business in Nigeria is for you.


Best Loans For Large And Small Scale Business In Nigeria ( Bank Loans / Website And Apps).



1. Lapo Microfinance Bank 

Lapo Nigeria is one of the best business loan providers in Nigeria designed to meet the capital needs of small and medium scale entrepreneurs who require more funds for expansion.

Their loan Facility range from: N50,000 (minimum) to N500,000 (maximum) which is more suitable for any large or small scale business owner.

Their business loans goes to business Individuals with a duration of 1-12 months, and also Grace period of 1 month.

Benefits Of Taking Lapo Business Loan In Nigeria?

1. No collateral

2. Access to funds for business expansion

3. Access to other loan products

4. Flexible repayment structure

5. Training on basic financial management, business planning and customer relations

6. Low interest rate

7. Expert financial advice available.

Lapo Business Head Office In Nigeria:

Their office is located at 18, Dawson Road,
P.M.B. 1729, Benin City, Edo State, Nigeria. West Africa. You can also reach them on Phone: +234-52-882168-9.

You can also visit their head office at Irorun Plaza, 2nd Floor Kudirat Abiola Way, Oregun P.M.B. 1729, Ikeja, Lagos State.

You can reach them via email at info@lapo-nigeria.org

Their Call Centre Number: +234-813-984-0230,  Landline: +234-816-938-9739

Requirements For Getting A Business Loan From Lapo Nigeria 

1. Loan application letter

2. Duly completed application form
2 guarantors

3. A valid means of ID (national ID, driver’s license, voter's card or  international passport)

4. Current utility bill

5. 4 recent passport-size photographs.

2. StanbicIBTC Business Loan In Nigeria 

Stanbic Ibtc bank Business Loan provides funds which you can repay over one to five years. 

You repay the loan in monthly set installments. Whatever your business plans, their fixed or revolving business loans can help you reach your goals.

Why Get A Business Loan With Stanbic Ibtc.

1. When you use the loan to buy an asset, the asset becomes yours when you make the last payment.

2. The repayments are structured to suit your business' cash flow.

3. You’ll get access to affordable insurance for your loan.

What You Need To Apply For A Business Loan With Stanbic Ibtc.

• The full names and capacities of those who will sign

• CV of each member of the management team.

• The reason why you need the finance.

• Your business' financial statements, including an income statement, balance sheet and cash flow statements.

• Personal statements of assets and liabilities of all the partners, members or directors.

• A 12 month cash flow forecast.

• The amount of your own contribution and the source of the funds.

• If you do not have a business account with Stanbic IBTC Bank you must provide the business' bank statements for the past six months.

However, If your business needs short-term financing then a Fixed Term Loan (FTL) may be useful. 

It’s a loan that offers you the same interest rate and repayments throughout the term of the loan. 

This type of loan does not need any collateral and you will know the exact date on which the repayments end.

Visit the nearest Stanbic Ibtc Bank near you for more information.

3. UBA Business Loan 

UBA bank business loan will give you the freedom to spend a little more on what you really want. 

You may need some extra cash to fix your car, pay medical bills, expand your business or take care of other exigencies. How you chose to use your loan is up to you.

Benefits Of UBA Business Loan:

1. No deposit and invoices are required
Fast, simple and convenient
2. Convenient repayment terms
3. Competitive interest rates.

How To Apply For UBA Business Loan

Complete a UBA Consumer Loan Application form which you may download here or pick up from any of our branches,

Submit your application to the customer service officer in your branch.

4. GTBank Business And Personal Loan In Nigeria 

GTBank personal loans provide you with the right financing for your personal needs while guaranteeing you all the security you are looking for.

You can Choose from their wide range of simple and straightforward loan offers for your Personal needs and the projects you care about.

GTBank Quick Credit 

Whether you are a salary earner or self-employed, you can now get the cash you need instantly, and pay back over 6 - 12 months. 

GTBank Quick Credit loan gives you funds up to N5million at an interest rate of 1.75% monthly. 

No Hidden Charges.

Why GTBank Quick Credit Loan?

1. Up to N1 - 5 Million

2. Convenient repayment plan spread over 6 - 12 months.

3.At an interest rate of 1.75% per month.

How To Confirm If You Are Eligible For GTBank Quick Credit Loan In Nigeria.

On your phone quickly dial GTBank eligibility code *737*51*51# 

To Get Started 

Open a GTBank account and visit the nearest GTBank branch near you.

5. Quickteller Loan

Quickteller is one of the best business loan providers in Nigeria with instant cash loan deposit to your bank account in Nigeria.

You can request for a loan via their website https://www.quickteller.com/loan-request and get credited immediately after approved.

This loan is suitable for any business owner in Nigeria as you can request up-to 1million Naira loan from Quickteller.

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Monday, October 21, 2019

Student Loan In Nigeria

Students from Nigeria can now get a quick student Loan in Nigeria, don't worry you don't need any paper work or colleatral needed to get a student Loan.

Do you need an undergraduate student Loan? Or maybe international students loan in Nigeria? Or education loan for school fees and text books?


These loans companies offers you an easy loan of up to N150,000 in Nigeria and allows you to repay back in 1 - 3 months of borrowing. 


Most of these student loans in Nigeria are lend to you from Loan Apps In Nigeria, Loan Companies In Nigeria, and some of the Loan banks listed below:


• Uba Student Loan

• GTBank Student Loan
• Access Bank Student Loan
• First Bank Student Loan in Nigeria etc.


Best Apps / Websites That Gives Loans To Student In Nigeria.


1. Jumia One Micro Loan App For Students In Nigeria 

Jumia One makes it easier for you to manage your finances, by offering access to micro-loans in Nigeria both for students, employed and unemployed person.

With jumia one loan box App, you can borrow instant student loans in Nigeria.

No paper work or colleatral needed, Instant loan approval and free to register, welcome bonus of N500 and up-to N1,000 free when you recharge your line with airtime / data,  recharge your cable network etc....

Read More About: Jumia One Loan Box App

2. Access Bank Student Loan in Nigeria  

The access bank loan Advance for School Fees scheme is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards. 

It is also ideal for financing of undergraduate study, postgraduate study and professional examinations.

Why Access Bank Loan?

• To Ensure that your child’s education is not interrupted, due to unforeseen circumstances.

• Loan amount: up to N5million.

• Refinancing option available.

• Remittance services available.

Requirements For Getting A Loan From Access Bank.

• Completed Application Form.
• Admission Letter.
• Tuition Advice.
• Letter of domiciliation of salary account with Access Bank.
• Copy of Employment ID and valid means of identification.
• BVN.
• Credit checks.

To apply for access bank student loan kindly visit the nearest access bank branch.

3. Diamond Bank Loan Code

With diamond payday instant loan code for students in Nigeria, you can get loam of N50,000 asap. 

They offer loans from different categories, diamond bank offers instant payday loans, Diamond bank personal loans and diamond bank salary advance loan in Nigeria.

How Does It Work?

On your phone quickly dial the diamond loan code *901#

• Follow the instructions on your screen to access the diamond payday instant loan or visit any of their nearest branch. 



4. UBA Bank Loan 

Do you need constant cash support, month in and month out? With longer-tenure credit, flexible payment plan and lower equity, banking with uba is a rewarding relationship that enables you to enjoy the good things of life.

UBA Personal Overdraft is a short-term facility that allows you to overdraw your current account for 6 months, up to a maximum amount of N3 million. 

You repay only 5% of the amount borrowed every 30 days, when your salary is paid.

How To Apply For UBA Loan. 

Complete a UBA Consumer Loan Application Form, which you may download online or pick up from any of our branches.

Submit your application to the Customer Service Officer in your branch.

5. GTBank Personal Loan 

Our personal loans provide you with the right financing for your personal needs while guaranteeing you all the security you are looking for.

You can Choose from their wide range of simple and straightforward loan offers for your Personal needs and the projects you care about.

GTBank Student Loan In Nigeria 

School Fees Advance is a loan facility designed to finance the payment of your child’s/ward’s school fees for schools/institutions in Nigeria only. 

This facility is available to members of staff of public and reputable private organizations whose salaries are domiciled with the Bank.

Benefits:

• Up to N5 Million School Fees Advance. Maximum tenor of 4 months per request.

• Very Competitive interest rate. Equal monthly repayments comprising of principal and interest.

• Immediate access to funds for the prompt payment of your child/wards school fees.

How To Apply?

1. Submit Completed Application Form and Employer Undertaking Form.

2. Provide School Fees bill and Credit Insurance.

3. Ensure that staff terminal benefit is domiciled in GTBank or obtain Corporate Guarantee.


Continue reading

Saturday, October 19, 2019

Loan Box Nigeria | Get Free Airtime And Still Get Loan

Jumia One Loan Box Nigeria App / Apk


With jumia one loan box App, you can borrow instant loans from jumia Nigeria.

No paper work or colleatral needed, Instant loan approval and free to register, welcome bonus of N500 and up-to N1,000 free when you recharge your line with airtime / data,  recharge your cable network etc....


Airtime To Cash 

Sokoloan Nigeria 
Emergency Loan In Nigeria 


Jumia One Loan App Review 

Jumia one app is for Airtime Top-up, Paying Utility Bill, Shopping - All your daily needs in ONE place!

Jumia ONE is one of the smartest, most convenient & secured ways to do airtime top-up, pay your utility bills & much more, all at the BEST price in Nigeria!

Recharge your phone, pay utility bills, buy event tickets, make hotel reservations, book a ride, get a quick Loan, order food from your favourite restaurants and more all in Jumia ONE in Nigeria. Jumia One is the all-in-one Lifestyle App You Need in Your Pocket.

With jumia one App you Enjoy 4% Cashback Bonus on Airtime & Data.

Get 4% instant bonus as cashback on all your Airtime and Mobile Data recharges; up to ₦2500 cashback on each purchase!

• Pay Zero Fee on Bills

• Pay ZERO service fee on utility bills like DStv, GOtv, Startimes, Smile, Swift, Spectranet, and electricity bills. And save ₦100 on each transaction.

With Jumia One App you enjoy:

• Guaranteed bonus on each mobile recharge 

• Savings on your bills payments

• Secure payment via bank account, debit or credit card: 100% secured & certified.

Here Are Some Of The Many Things You Can Fo With Jumia One App Nigeria:


1. BUY AIRTIME AND MOBILE DATA ON JUMIA ONE: 

MTN Cash Loan 

Airtel Cash Loan 

Get Instant Airtime with Unlimited Cashback!

Jumia One offers fast and stress-free online recharge service for major mobile networks in Nigeria such as MTN, Glo, Airtel, 9Mobile & others. Whenever you buy Airtime or a data plan with Jumia One, you instantly get 4% of your cash back on every transaction you make.

It’s instant and easy. When making a mobile recharge, you can browse through all the recharge plans and pick the best one for you.

2. CABLE TV SUBSCRIPTION: 

GOtv, DStv or StarTimes? Jumia One has you covered. Jumia One offers easy online payment for major cable TV services in Nigeria.


Get ₦50 cashback on each TV subscription payment!

It’s simple & instant. Select your operator, fill in the customer id, choose your plan/amount, verify your account details on summary page & complete your payment.

3. INTERNET Subscription : 

Enjoy FREE bills payment & save money on every internet Bill!


Jumia One has a variety of Internet plans from major Internet service providers such as Smile, Spectranet and Swift. Select your internet provider, select your data plan/amount, verify your account details on summary page & complete your payment. You’re done, enjoy surfing.

4. ELECTRICITY BILL PAYMENT 


You can top-up your prepaid electricity meter and pay your postpaid electricity bill anytime and anywhere in a few clicks on Jumia One with no service or convenience fee. You pay ZERO service charge and save ₦100 on each electricity bill payment.


5. TOLL GATE PAYMENT


Enjoy FREE Toll payment & save money on each payment with jumia one app, It’s very simple:


1. Select your toll operator: LCC

2. Enter your account number
3. Fill in the amount 
4. Verify your account details on summary page & complete your payment
5. Your toll charges are paid.

6. EVENT TICKETING


Get Tickets For Live Events


Don't miss out on events and shows happening around you. Book tickets for live events and shows.


7. Jumia One App PERSONAL LOANS


Jumia One makes it easier for you to manage your finances, by offering access to micro-loans in Nigeria.


There is more Jumia One can do. Jumia One is truly all-in-one:


• Shop online 

• Book a hotel
• Purchase a flight or bus ticket 
• Book a ride with Uber
• Order your favorite food to be delivered at your doorstep, 
• Buy movie & event tickets, place your bets, read your favorite blogs, listen to radio. 
• The list is endless, explore yourself.


How To Borrow Loan From Jumia One Loan App  Nigeria.

• Visit Jumia App Or Dowmload From Here. On your first transaction enter WELCOME20 to Recieve welcome bonus  


• Visit their loans category to get a Loan from jumia loan box App,

• Choose get a Loan and fill in your email address,


• Authorize jumia one app to access your Phone, SMS, Contacts and Location,

• Fill in your full name, number and professional status,

• BVN, State and currency + your gender,

• State your purpose of getting the loan and your average airtime usage then proceed till you get your loan approved.

Trick To Jumia One Loan App Nigeria 


I am getting free airtime from Jumia one App in Nigeria and has gotten up-to 5,000 Naira free airtime through this app. 


Yes this is a real  company app that earns you free airtime in Nigeria, most of the actions needed to earn free airtime from these online airtime apps are referrals to these app, making recharges with these app which is said to be the Best free airtime surveys in Nigeria and here is how they work:

Jumia one App that earns you free N1,000 as soon as you download and purchase airtime from the app or data plus 20% cash back....

You can purchase N50 airtime for a start and earn 20% cash back from it. 

Download Jumia One App . On your first transaction enter WELCOME20 to Recieve welcome bonus.

Continue reading

Thursday, October 17, 2019

Instant Mpesa Loans | Mpesa Loans Apps

Do you need a quick instant mpesa loans in Kenya, most of these mpesa loans app and websites gives you loans without collateral straight to your mpesa account.


Fast Instant Mpesa Loan Apps And Website.


1. Triniza Mpesa Loan App 

With Triniza instant mpesa loan app, you can Do your banking at the touch of a button with Timiza from Barclays Bank of Kenya.

With Timiza you can do your banking on your phone whether you want to open an account, get an instant mpesa loan, transfer funds or purchase insurance.  But that’s not all. 

If you are already registered for Timiza, you can also save and earn high returns and great rewards with their Zidisha account.

To Get Started 

Open an Account instantly.

• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.

• Be a registered Safaricom M-PESA customer.

• Have an active Safaricom M-PESA account/line.

• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.

Who Is Eligible For A Timiza Loan?


In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. 

You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi.  

What Are The Features Of The Timiza Loan?


• If you qualify, your loan limit will be displayed when you log in to your Timiza account and you can borrow.

• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee of 5% of the amount borrowed for a term of 30 days. 

• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The Customer will access the funds by withdrawing from Timiza to M-PESA.

• To grow your loan limit:

A. Increase activity on your TIMIZA Account by transacting on other services offered on  Timiza. For example, Deposit cash, Purchase airtime, Pay your utility bills, Subscribe to Insurance.

B. Open and Increase savings on your Zidisha savings account on Timiza

C. Increase usage of M-PESA services.


2. KCBGroup Mobile Loan App 

The KCB Mobile App provides an easy and secure way to:

• access your account, send money, withdraw cash.

• access to loans allowing customers to borrow loans on the fly.

• ability to add and track your credit cards, debit cards.

• access charts and graphs to help you visualize your spending

• track stocks, foreign exchange rates, properties...

• access financial trends, success stories, expert tips...

The KCB Mobile App... Is more than just banking.


3. Jazika Mpesa Loans App 

Jazika mobile app is the new, more flexible way to borrow emergency cash.

Jazika gives you access to fast & convenient loans to your M-Pesa. Use their loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions so we get to know you!

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for

They Will send the loan to your M-Pesa account immediately and explain the repayment terms.

4. UbaPesa Loan App 

UbaPesa is aPeer to peer app to loan or lend money through M-Pesa

UbaPesa is a platform for borrowing money. You could call it a Money Market place.

*Getting Started*

2. Register using your Mpesa Number.
3. Get approved and receive loan.

5. Scoppe Instant Mpesa Loan 

Install to get an instant loan now. 24/7 instant approval decision!

The app makes it easier to access loans on the go.

Features:

- Exquisite and simple design

- Knowledge of loan application status in seconds

- Loan directly to your mobile money account at any time of day

- Availability of credit history dashboard

- Credit benefits analysis

How it works:

- Log in using your Facebook or Google account

- You will require to scan your National ID or travel passport and input your phone number

- Your loan application is then processed upon accepting Terms and Conditions

Country of Operation: Kenya
Mobile Money Account: M-PESA


6. Haraka Mobile Loan App 

Haraka Mobile Loans is powered by GetBucks

Haraka is the quickest and most convenient way to get a loan while you’re on the go! Haraka can offer you access to credit; anytime and anywhere on the comfort of your mobile phone.

NO BANK ACCOUNTS OR CREDIT HISTORY REQUIRED!

GET A LOAN IN 4 EASY STEPS WITH HARAKA :

1. Create your account by logging in to Facebook

2. Agree to the use of your Phone Data

3. Choose your loan amount and click Proceed

4. Check your Mobile Wallet for your Money.

HOW DOES IT WORK?

In order for Haraka to facilitate quick and easy loans we make use of the data on your phone. Credit scoring, affordability and identity verification is determined by scanning your Mobile wallet SMS transaction messages, call logs, and other phone data.

We take your privacy very seriously and never share your information with third parties without your explicit direct consent and permission, unless required by law.

DATA USE

The Haraka Mobile Loans app uses data from your mobile phone to create a loan application for you. 

The data is used to determine your financial and non-financial behavior, transaction history, and identify financial fraudulent activity. 

The data is used to calculate a mobile wallet credit score, loan affordability and loan eligibility. 

The below data is used to determine your behavior. 

- Contacts 
- Location 
- Apps installed on your phone 
- Device make, model, firmware and software versions 

The below data is used to determine client behavior, mobile wallet activity, affordability, and read mobile wallet transactions. 

To apply for a loan, you must agree for the Haraka app to collect and process this data. Your data is only used for the loan application process and is not sold or re-used for other purposes. After clicking agree in the Haraka app, the app will collect the above data from your phone for this and each future loan application. This message also appears within the app.

Haraka is supported in the following countries:

Kenya
Uganda
Zimbabwe
Swaziland
Tanzania.

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Wednesday, October 16, 2019

Fint Loan | Borrow 100k With Fint Loan App

FINT Loan Review 

FINT loan is an online lending platform Empowering Nigerians by making loans more accessible and affordable; and lending more rewarding.

FINT Loan Review 

You can borrow from N20,000 - N1,000,000 from fint loan with a fixed term rate of 3, 6, to 12 months .

Pay back principles and interest monthly with low rates as low as 2% monthly.

No collateral and no paper work needed to get a Loan from Fint Loan.

How Does Fint Loan Works In Nigeria?

Wanna get started with Fint Loan in Nigeria, here is a quick step forward:

FINT is a loan marketplace that matches lenders looking for competitive returns with creditworthy borrowers looking for the most attractive interest rates possible

1. Get Your FINT Score and Verify Your Details

Answer the FINT Risk Assessment for free to get your lowest eligible rate in minutes. Pay verification fee of N3,000 to allow us verify your home and work address.

2. Choose Your Loan Term

Get a fixed term for 3, 6 or 12 months as well as your interest rates. No hidden fees or tricky fine prints.
3. Upload Documents, Be Verified and Get a Loan

We carry out some verification checks on your information. Once you upload the required documents, your loan is visible on the platform for lenders to lend to you..
4. Disburse Your Loan

Once full funded, Pay the 8% commitment fee and your loan will be sent to your bank account.

Why Use Fint Loan?

1. Safe and Protected

Borrow with peace of mind. We don't share your sensitive financial details with sellers. And FINT is PCI compliant with fraud management built in.

2. Customer Support That Cares

Online or on the phone, we're here to help with any queries you may have.

3. Simple and Convenient

Once you've taken a loan, FINT will take it from there. FINT will automatically carry out monthly repayments on your behalf. No need to do anything

4. Reducing Interest Rate

Based on credibility, borrowers are offered the best rate from wide range of interest rates.

FINT Loan also offers loans in business opportunities, medical expenses, rent,  automobile financing, vacation, education loans on FINT Loan.

Every borrower has to take a FINT risk assessment to qualify for a loan. 

A borrower’s score ranges from A++ to C-, with A++ being the safest borrower(s) on the platform. Your FINT score determines the interest rate you pay. 

An A++ borrower pays lower interest than an C- borrower.

Not every loan request is accepted. The FINT Score is an indication that a borrower qualifies for a loan and their grade reflects how risky the assessment thinks the borrower is.

How To Borrow Loan From Fint Portal In Nigeria 


As a Borrower on FINT, you can gain access to Loans at as low as 2% per month. You do not require any collateral and loans can be used for personal purposes such as rent, home renovations, land purchase, car purchase, medical expenses, furniture and appliances, business opportunities, education amongst others.

Simply apply for a loan by answering the FINT Risk Assessment and Investors will fund your loan which can be disbursed when fully funded.

To borrow loan from Fint Loan, visit the loan portal here, 

• Select borrow money or lend money from Fint Loan online website,

• Login or create new account if you are new to FINT Loan in Nigeria,

• Fill in your personal details and complete registration.

• Yes, then create a new account with borrower status.

Fint Loan App / Apk

Applying for a loan through FINT website is fast, easy, and confidential. Please note that FINT Loan does not have any FINT Loan App or FINT Loan apk and all applications must be completed online. The process is the following:

• Apply and take the risk assessment test to obtain a risk score

• Accept terms and conditions as well as interest rate assigned

• Pay for verification of your addresses and credit history check

• Once accepted, upload necessary documents for verification

• Once verified, loan request is uploaded unto platform

• Once funded, money is disbursed to the borrower.

FINT Loan Interest Rate 

Based on your risk score , there is an interest rate attached to your loan request. However, you can choose whether or not to borrow if the interest rate does not suit your needs.


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