Thursday, September 19, 2019

MTN Cash Loan Code In Nigeria

MTN Cash Loan In Nigeria 


Have you heard of MTN loan? If not then stick to this article as I explained briefly on how to borrow money from MTN and get paid straight to your account quickly.

Getting Started With MTN Cash Loan 

MTN NG XtraCash is a service that allows eligible customers access short-term Micro Credit loans via a USSD platform from their mobile phones.

How to Apply for MTN XtraCash And Code To Borrow Real Money.


Eligible customers can request for XtraCash by dialing the MTN Cash Loan USSD code *606#,

Then select XtraCash on the menu. You will then be taken to the next stage where you will then choose the option to apply for the MTN loan and thereafter know the tune of amount that you are allowed to borrow. 

Once your application is successful, your MTN Yello account would be credited in due time.

How Much Cash Can I Borrow From MTN?


You can borrow N5,000 or N10,000 based on eligibility but this is applicable to only MTN customers.

How Do I Receive The MTN Cash Loan?


The MTN Xtracash Loan amount would be credited into customers’ Diamond Yello Account. 

The MTN Xtracash loan maturity period is 30 days at an interest rate of 15%.

What if I Don’t Have Diamond Yello Account?

Well, the only eligibility is to have MTN Diamond Yello Account which you can easily open by dialing *710#.

Now you can borrow data from MTN using
xtrabyte, borrow airtime using xtratime and now borrow money using MTN xtracash.

Here Is A Quick ussd Code To Create Diamond Yello Account (DYA) 


• Dial *710# and follow the prompt option 


• Press 1 to proceed and move to the next step, 


• Confirm your MTN phone number,


• Create your diamond yello account pin and confirm,


• Recieve a welcome message for creating your account with them.

It's super easy and convenient.
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Tuesday, September 17, 2019

Airtel Cash Loan Nigeria

Airtel Cash Loan Nigeria Review 


Airtel Ng offers instant quick Airtel cash loan in Nigeria for airtel via mobile money.

About Airtel Loan 

The Smart Loan is a micro lending product offered by Aledin Nano Limited in conjunction with Airtel and Access Bank leveraging on the mobile money platform called Access Money.

The Smart Loan Product helps you to get loans at your fingertips without collateral at affordable interest rates with a speed of disbursal of not more than 60 mins from the time of request.


To qualify for Smart Loan, you need to be an Airtel and Mobile Money customer and have the following criteria:

• You must be Above the age of 18

• You must have registered as an Airtel Customer for 90+ days

• Have an active Mobile Money Account

• Have NO outstanding loan with ALEDIN at the time of application

• Have NO historic negative payment behavior with ALEDIN.

How To Get Loan With Airtel Loan Code

Getting a loan has never been easer. Smart Loans can be gotten as easy as dailing *903#

To get Smart Airtel Loans simply dial *903# and choose Smart Loan from the given menu and enter your Mobile Money pin.

Choose whether you want to take a loan, repay it or know more about Smart Loan.

To take a loan, choose the loan amount you need, 

choose in how many days you would like to repay the loan, 

confirm the loan, agree to the terms and conditions, 

wait for your loan to be confirmed and your loan amount will be instantly deposited in your Mobile Money account.

How Much Loans Can You Get From Airtel Cash Loan 

You can only have one active loan at a time, but once your loan has been paid, you can automatically qualify for another loan, 

possibly even a higher amount too, depending on if you pay back on time whenever you take a loan.

What's Airtel Cash Loan Interest 

There is an interest rate of 1% charged daily on the loan. The full repayment is automatically taken from your Mobile Money on your due date.

What's The Duration Of Airtel Cash Loan Nigeria 

Loans are typically for either 7, 14, 21 or 30 days, with a single payment at the end of the term that you choose.

How To Get Started With Airtel Loan Nigeria.


To get started visit your phone ussd and dial the airtel quick cash loan code *903#, then follow the prompts 

• Press 3 to select Get loans by airtel, 


• Press 2 and select smart credit,


• Then enter your airtel mobile pin and select the loan amount you want to borrow. 

Extra Loan On Airtel With Kwikcash Airtel Loan Ussd Code 

Kwikcash network has been offering loans to thousands of people searching for easy loans without colleatral both MTN, Airtel, 9mobile/Etisalat and Finally Airtel.

To get an instant Kwikcash airtel loan code kindly visit their website www.kwikmoney.com
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Tuesday, September 10, 2019

Loan Agencies In Nigeria And Websites Near You

It's good to know that there are loan agencies located in every part of Nigerian and most of these loan companies / individuals have websites where you can borrow loans online.

Loan Agencies / Loan Websites In Nigeria 


1. Creditvile Limited Loan Agency 

This loan agencies website gives Quick Payday loans, business loans and car loans online. Low Interest Rates, Without Collateral for persons in Port Harcourt and Aba, Nigeria. Personal Loan (Pay Day Loan): 

This product is designed for salary earners and other professionals. SME Loan (Business Loan): This product is specially designed to address any financial gap that may arise from the day to day running of an existing business. Cab Lease (Cab Hire Purchase Scheme): 

This is a car loan/ auto finance product specially designed for persons who want to own their own vehicle via the hire purchase method. Car Loans For Salary Earners: This is a car loan scheme where we purchase a car of your choice on your behalf and you pay in installments from your salary.'

Their office is located at Beside Winner Chapel, Rivers, 1b Stadium Rd, Rumuola 500102, Port Harcourt

Their loan website is https://creditville.ng/

2. NNPC (PH) Cooperative Thrift & Credit Society Limited

This loan agencies are located at 4-9 Moscow Rd, Port Harcourt, they open by 8:00 - 4pm.

Their loan websites is nnpcphcoop.com

3. StartCredits Loan 

StartCredits is Nigeria's leading agency loan market. They help Nigerians to find loans and save money.'

They provide a free loan search, that helps you identify the best loans and interest rates available in your chosen category.

They open from 9:00 - 5pm on Monday to Friday and their online loan website is https://startcredits.com

4. Rivers State Microfinance Agency

This loan agency is based in portharcourt 3 Evo Crescent, Phase 2, GRA, Port Harcourt,

They open by 8am - 5pm.

5. Page Financial Agencies 

They understand that opting for a loan is not an easy decision. It's a tricky balance between wanting to be debt-free while trying to sort out unexpected expenses. 

We get it, that’s why we’ve got you covered with our quick loans. Get up to N5million without collateral in less than 3hours.

Their loan website in Nigeria is https://www.pagefinancials.com/

6. Rosabon Financial Services Loan Agency 

They are award winning Rosabon Financial Services. One of Nigeria's leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets. 

Their work draws on over 25 years of experience in the field of finance management, tailoring our lease, loans and investment offerings to meet the financial needs of our customers either on a long or short term.'

They open by 8am and closes by 5pm which is located at 32 Montgomery Rd, Yaba 100001, Lagos, Their online website in Nigeria is https://www.rosabon-finance.com/

7. Payday Express @24

They are located at the 7th Floor, Bookshop House, 50/52 Broad St, Lagos which opens at 8am - 5pm.

8. Skystone Capital: Loan and Investment Company in Nigeria

A financial institution in Lagos offering loan and investment. They are located at Saro Close, Karimu Kotun St, Victoria Island, Lagos.

Their office opens by 8am - 5pm.

Their online website in Nigeria is https://skystone-capital.com/

9. Zero Interest Multi-Purpose Co-operative Society Ltd

These loan agency company is located at 1, Lagos state secretariat central mosque alausa Ikeja, Lagos which opens by 8:00am - 4:15pm

10. Bridge Credit Ltd

This is a loan agency company located at Cemtral Business District, 4th Floor, NIS Building, Assbifi Rd, Alausa, Ikeja

They open by 8:00am and closes by 5:00pn, their online website in Nigeria is https://bridgecredit.com.ng/
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Friday, August 30, 2019

Loan Companies In Nigeria

Personal and business loan borrowers in Nigeria look up-to this loan companies in Nigeria and their interest rate is affordable for anyone who wants to take a loan or borrow money from them. 


Top List Of Loan Companies In Nigeria Without Colleatral 


1..Kwik Cash Loan Company 

Kwik Cash offers both internet-based, app and USSD loan options. It partners with banks, mobile network operators, and technology companies on a mission to make personal banking services convenient and accessible to all Nigerians.

On Kwik Cash, you can get a loan as high as N15,000 at 15% interest rate for 15 days (half a month) 

Requirements to get a loan with kwik cash: 

• BVN
• Platform: USSD, Mobile App
• Interest rate: 15%
• Loan tenure: 1 month
• Top up: No
• Repayment channels: Direct debit.

2. Pettycash Loan Company 

Pettycash is a lending firm with customers in 36 states in Nigeria. They don’t have branches, but they do have enough employees dedicated to helping their customers borrow and invest funds online with their company.
                   
They offer a fully digital experience by providing instant loan to salary earners in Nigerian though their employer or individually. This means their customers can access finance anytime and anywhere.

With pettycash loan you get upto N50,000 quick Loan without colleatral in Nigeria:

• Pettycash Federal Staff Loan

Loan to any Federal government staff in Nigeria. Loan from ₦,5000 to ₦50,000.
       
• Pettycash+

Get up to ₦5,000 emergency loan within 5minutes.

Strictly for salary earners.

• Personal Loan

A Quick loan to salary earners in Nigeria. Get 20% of your salary till payday.Bank statement & direct debit applies.

• Bankers Loan

Loan product to bankers working in Nigeria.

• NYSC LOAN

Loan to corp members currently serving in Nigeria. Loan from ₦1,000 to ₦5,000.

• Market Women

Loan to market women trading in selected markets in Nigeria.

3. FINT Loan Company In Nigeria 

FINT helps match lenders (individuals looking to lend) with creditworthy borrowers for a competitive return and at an attractive interest rate.

The quick loan company offers interest rate based on risk score – using a numerical expression based on a level analysis of a person's information.

Apart from this, like other lending platforms in Nigeria, FINT charges the borrower two fees that are both one-time payments. The first is a verification fee (NGN 3000) and the second is a closing fee (8%). The closing fee is to be paid before disbursement of the fully-funded loan. In addition, a transfer fee (1.8% + NGN100) is passed on to the borrower.

FINT interest rates range from 3% to 5% per month depending on borrower’s risk score.

Requirements: 

• Employment letter, Salary account, Valid ID.
• Platform: Internet
• Interest rate: 3 - 5%
• Loan tenure: 3 to 12 months
• Top up: Yes
• Repayment channels: Cheque, Direct debit.


4. Smart Loan Company 

SmartLoan is an entirely online lending platform / company designed from the ground up to serve your needs. 

When you need money now, SmartLoan is the easiest, safest and most trusted way to get it. SL is a consumer finance initiative powered by Infocrest Cooperative. 

They are committed to providing consumer credit to their target market in the most efficient and convenient manner while ensuring best practices.

They provide Cash Loans to individual, groups and offer Point of sale finance for consumer goods and appliances in partnership with retailers across Plateau.

How SmartLoans Works In Nigeria 

• Introduce Yourself

We’d like to get to know you better. Fill out our brief application form with your information and we’ll review immediately. To register and apply for a loan, all you need to do is:

• Money in Your Account

Once approved, funds are typically received within 1 - 3 business days. If your application is unsuccessful, we will inform you of the reason(s) as you may still be eligible for a loan.

• Repay Your Loan From SmartLoan 

Making on-time repayments can grant you access to higher credit limits for your next loan. If you have any questions regarding our Mobile App.

How much can I borrow from SmartLoan? For how long?

For your first loan, you can borrow up to ₦10,000 for a period of up to 30 days. You decide how much you want and how long you want it for. Once you have paid your first loan on time, the possibility of you receiving a higher credit limit increases. The more times you take a SL loan and repay successfully, the more we can lend to you.

5. Zedvance Loan Company 

Zedvance Limited is a consumer finance company providing a quick and fast loan at a highly competitive rate.

For Zedvance, the interest rate depends largely on how well you can bargain and the level of risk involved in your loan. It is for salary earners in the country.

Zedvance's quick cash loan, interest stands between 4.0% to 4.5% and loan amount largely depends on your net pay.

Using its loan calculator, a loan worth N70,000 for 4 months will attract N82,456 in total repayment.

Requirements: 

• Employment letter, Salary account, Official email address, Valid ID, Utility bill.
• Platform: Internet
• Interest rate: 4 - 4.5%
• Loan tenure: 3 to 12 months
• Top up: Yes
• Repayment channels: Cheque, Direct debit.

6. Rosabon Finance Loan Company 

Rosabon finance is one of the fastest and easiest ways to access a personal loan in Nigeria without collateral.

On Rosabon platform, a loan of N70,000 for interest attracts a 4-month repayment of N82,915. That's about between 4 to 6% per month.

Some of the requirements for getting a quick cash loan from Rosabon finance include being in a paid employment, between 21 and 58 years, have a salary account, have a pension account or tax ID, have a valid Proof of Identification and a recent utility bill.

Requirements: 

• Employment letter, salary account, pension account or tax ID, Valid ID, Utility bill.
• Platform: Internet
• Interest rate: 4 - 6%
• Loan tenure: 3 to 12 months
• Top up: No
• Repayment channels: Cheque, Direct debit.

7. Loandey Company In Nigeria 

LoanDey is to provide you access to personal loans at competitive Interest rate, on time, no collateral and minimal documentation.

How To Get Loan With Loandey In Nigeria 

• Apply In Minutes

The user must fill the personal loan application form available online with required personal data.

• Verification & Approval

Once submitted, your loan application will be verified to check your eligibility for the requested loan options.

• Recive Your Money

After verification and approval of your documents. We will quickly call you to confirm Final Loan Offer. Disbursal is done within minutes.

8. Specta Loan Company 

Specta is an online lending platform and loan company in Nigeria that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office.

9. Renmoney Loan Company 

Renmoney customers can get loans up to N4,000,000 that can be repaid within a period of nine months without tendering collateral or a guarantor.

To apply for a loan on Renmoney, you’ll have to meet certain conditions. Applicants are expected to be between the age of 22-59, have a steady source of income with a functional current or savings bank account and a valid means of identification.

Upon request, the applicant is expected to provide verification of their monthly income and a report of their previous loans from a credit bureau. All these are to be submitted to any Renmoney office for confirmation.

For Renmoney quick loan request, a N70,000 loan would worth N83, 690 in four months repayment plan.

This implies a % between 4% to 4.5% per month.

10. Aella Credit Loan Company 

Aella credit is an app-only easy and quick loan platform. It is designed to help employees access more funds between 1,500 to 700,000 and an interest rate between 4% - 29% monthly.

Aella credit is available in Ghana, Nigeria and the Philippines.

11. C24 Loan Company In Nigeria 

C24 is a financial institution which provides retail loans for consumers in need of quick financial solutions.

The company is focused on delivering services that can be accessed online, from any internet-enabled device anywhere within Lagos.

How To Use C24ng Instant Loan. 

• Check Your Eligibility

Read through our loan requirement to see if you meet our eligibility criterion.

• Personalize Your Offer

Select how much loan you want and how long you want to take it for.

• Borrow & Repay

Once you are done with the application submit your application and you get your loan amount with your own terms within hours.

Loans C24ng Offers? 

• Personal Loans in Nigeria 
• Business Loans in Nigeria 
• Quick Cash Loans in Nigeria 

Why Borrow From These Loan Companies


1. Fast Online Loan 

Our online loan application can be completed within 5 minutes and a loan application feedback is sent to you almost immediately.

2. Flexible Online Loan

Our repayment structure is flexible which means you don’t have to break the bank to payback.

3. Great rates Via Online Loan 

We have the most competitive interest in the market which makes us top choice when it comes to consumer lending.

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