Saturday, January 4, 2020

Quickcheck Loan App | How To Apply | Contacts | Upto 1Million Naira Loan

Just with your smartphone, you can get an instant cash loan from Quickcheck Loan App in Nigeria.

About Quickcheck Loan 


Quickcheck Loan is a top leading money lending platforms in Nigeria that offers instant cash loan to your bank account without collateral, apply in seconds and get credited instantly.


They are among top list of emergency loans in Nigeria offering instant loans without any paperwork or signature, just your smartphone and Quickcheck Loan App.

How Does The Quickcheck Loan App Works?

You can get your cash from Quickcheck in minutes simply by:

1. Download The Quickcheck Loan App 

Download the latest Quickcheck Loan App and register with your details on the Quickcheck app. 

2. Apply For A Loan

After creating your account next step is to apply for a loan and allow the Quickcheck Loan App to run a credit score on your account to decide if you qualify.

3. Cash Deposit 

If you qualify, then your cash will be deposited into your bank account immediately.

Quickcheck Loan App Download 

Quickcheck Loan App is one of the best loan apps in Nigeria with over 60,000+ downloads on Playstore with good reviews.

Available for users in Nigeria with Android phone, Download latest Quickcheck Loan App.

How To Apply For Loan With Quickcheck Loan App 


If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is 


Step 2: Sign up to create an account

Step 3: Apply for a loan in less than one minute

Step 4: Quickcheck will run a credit scoring using their own algorithm. No collateral needed. 

Step 5: If eligible, the cash loan will be disbursed to your account within minutes.

If you are not eligible, please wait 2 weeks and apply again.

Why Quickcheck Loan App 

• No hidden charges on Quickcheck app 
• No collateral needed
• You can borrow up to 200,000 naira
• You can choose your payment tenure
• It is fast, secure, reliable and easy to use
• Quickcheck Loan use artificial intelligence algorithms to run credit scoring
• Quickcheck Loan provide an instant credit decision
• They are available 24 hours, every day of the week.

Quickcheck Loan Interest Rates 

QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 4 weeks - 1 year. Interest ranges from 2% - 30%, with an equivalent monthly interest rate of 1 - 21%.

How To Repay Your Loan On Quickcheck 

To repay your loan, please log in to your QuickCheck app and follow the instructions. Other payment methods are also supported.

How To Increase Your Credit Score On Quickcheck 

Repay your loans before the due date to increase your credit score, access higher amounts on the loan app, longer tenures and lower interest rates.

Quickcheck Loan Customer Service Care 

Should you need to get in contact with Quickcheck, by clicking “Support” on the app. 

You can also reach them on their social media pages: @quickcheckng on Instagram and @quickcheckng on Twitter. QuickCheck Nigeria on LinkedIn and QuickCheck on Facebook. 

You can also visit their website – www.quickcheck.ng, we would love to hear from you.
Continue reading

Tuesday, December 31, 2019

Money Lenders In Lagos

If you need a private loan in Lagos, there are money lenders in Lagos that offers personal loans to individuals residing in Lagos without collateral, up-to N200,000 loan for grab.

Loans In Lagos 
GTBank Loan 

Top Money Lenders In Lagos 


1. Eazzicash Money Lending 


Eazzicash is an online lending platform in lagos that offers loan application making it easy and simple for people to apply for loan.

Eazzicash lend money to customers who are in need of money and meet loan requirements. 

Eazzicash money lending Application can be done just following this easy steps below using any of our platforms (Web, IOS app or Android App)..

• Click on the Apply now button on this webpage or Download the app from App Store (Android & IOS)

• Check your email address and Click on acknowledge link in the confirmation email from EAZZICASH.

• Fill the required information on the create account section and create your account real time.

• Logon to your app or web platform and apply for Pawn, lending, financing or investment Loan.

2. Pennylender Lending Platform 


Pennylender is an online loan lending platform in Lagos Nigeria located at 6th Floor, 294 Herbert Macaulay Way
Yaba, Lagos.

They offer personal loans for salary earners in the private and public sector and also offers SME Loan for small business and entrepreneurs.

You can borrow from 10,000 - 5,000,000 once you apply now

3. Pagefinancial Money Lending 


Pagefinancial is another money lending company in Lagos that offers quick online loan, payday loan or even an emergency loan.

They offer fast processing of your loan as well as same-day access to funds (once approved). 

They guarantee loan disbursement in under 3 hours - No collateral, no guarantors or paper works required. Apply Now

4. Renmoney Lending Platform 


Renmoney is a top money lending platforms that offers Personal Loans and Micro-Business Loans that are designed to conveniently meet your financial needs. 

So, whether you’re employed or run your own business, you can get a loan of up to ₦4,000,000 with Renmoney. Apply Now

5.  Lapo Microfinance Loan 


Lapo is another business loan lending company in Lagos that offers SME Loan of up-to 5,000,000 to expand your business with an affordable interest rates.

• No collateral
• Access to funds for your business expansion
• Flexible repayment structure. 

Apply Now by visiting their office at Irorun Plaza, 2nd Floor
Kudirat Abiola Way, Oregun
P.M.B. 1729,
Ikeja, Lagos State.
info@lapo-nigeria.org
Call Centre Number: +234-813-984-0230, Landline: +234-816-938-9739

These money lenders in Lagos are been offered by loan vendors that will merge you with the individual that will lend you money in Lagos.
Continue reading

Thursday, December 26, 2019

Specta Loan | Requirements And Interest Rates |Apply And Borrow Upto N5,000,000

Specta Loan Nigeria Review 

Do you need a fast, easy and secure personal loans for business or emergency in Nigeria, Specta Loan is there for you offering up-to N5,000,000 loan in minutes without collateral.

About Specta Loan Nigeria 


Specta Loan is an online lending platform powered by sterling bank which gives you loans of up to N5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. 

With Specta Loan, you can take care of your urgent personal and business needs anywhere, anytime. 


Specta Loan Packages 

Specta Loan is open for everyone irrespective of occupation and bank and also offer following packages on their loan:

1. SpectaXtreme Loan is for everyone; business owners, salaried workers and more with no profiling necessary. 

You can get up to 2 Million Naira, one-year maximum tenor and interest rate between 26 – 30% per annum, irrespective of Bank. 


2. SpectaBasic Loan gives up to 5 Million Naira in 5 minutes, up to 4 years tenor and flexible interest rate and repayment date. 

This is open to only salaried workers (irrespective of Bank) and business owners whose accounts are in Sterling Bank. 

3. Specta Prime Loan is the fastest cash backed lending for individuals and corporates. 

Earn money on your investment while you lend for urgent needs. You can lend in Naira, Dollars, Pounds and Euro. 


4. Specta Allowee Loan enables Corpers get quick access to funds to develop and expand their entrepreneurial dreams. 


5. Specta Quick Cash Loan gives up to 20,000 Naira quickcash to all individuals based on Social Media reputation and transaction history. This is also open to everyone irrespective of bank.


More Loans On Specta Loan Nigeria 

1. Specta Payday Loans 

Sometimes, you need to get your salary now to ensure you sort out that pending need. With Specta’s Payday Loan, you do not have wait.

A Payday Loan is a salary-based short-term loan which you access to a percentage of your net monthly salary in advance. The duration of the loan is the difference between a Payday Loan and a Personal Loan.

2. Specta Personal Loan 

With Specta personal loan, they can be used to cover medical bills, make some home improvements, give your business a little boost, take a much needed vacation, pay for a training to become more competitive for a promotion or even take care of fees.

These loans can be used for anything and if you need money right now – up to 5 Million Naira, Specta personal loan is there for you.

3. Specta Student Loan 

Whether you are working toward a Post Graduate Diploma (PGD), Master’s degree, after being in the workforce for decades, a professional Certification Programme or looking for a little help to take care of school fees for your children, Specta education loan can help you get that sorted.

Education is a big expense and well worth the price, so it is important that you get the value while you can.

4. Specta Home Rent Loan 

Rent can be a very difficult bill to pay when money is tight and sometimes, the deadline can creep up on you. Sometimes, we make enough money to afford rent but find that we cannot meet the high upfront cash requirement.

Specta's Rent Finance helps you get the cash you need to ensure your bill is paid, giving you the ability to pay back at your own pace.

5. Specta Medical Loan 

Specta Medical financing is created to provide you with an easy and convenient way to pay for medical expenses. 

Some of these medical expenses are planned for while others are emergencies which cannot be ignored. 

With funds already running out or dedicated to other important needs, Specta Loan can assist to ensure your health or that of loved ones are taken care of.

6. Specta Wedding Loan 

Planning a wedding is exciting, the coming together of two families and the celebration of love is an event of joy for all at least until the cost becomes overwhelming. You can use Specta loan to finance your big day..

Specta Loan Login 

You can sign up with Specta Loan if you have not created an account with them or easily Login to your Specta Loan dashboard from here.

Specta Loan Interest Rate And Fees

Specta Loan interest rate ranges from 21% + 33% interest rate. With Specta Loan competitive interest rate you can borrow loans with no hassle.

Specta Loan App Download 

Specta Loan currently has no app for download, members can sign up through their website and apply online.

Conclusion On Specta Loan Review 

With Specta Loan, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. 

Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.
Continue reading

Wednesday, December 25, 2019

Fairmoney Loan Nigeria | Fairmoney Loan App | Fairmoney Contact Etc.

When it comes to top money lending platforms in Nigeria, Fairmoney Loan App is one of the best loan app companies in Nigeria offering instant loans without colleatral.


About Fairmoney Loan Nigeria 


FairMoney is an automated online moneylender that provides single payment loans, installment loans and payroll loans for borrowers.

Their minimum loan amount is N10,000 and the upper limit for a new customer is N40,000 with no collateral or guarantor required. 

Interest rates are determined by a number of factors, including your repayment history and the cost of lending. 

Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes. 24 hours a day, 7 days a week. 

Loans are delivered via an Android mobile Fairmoney Loan app, with lending decisions provided almost instantly.


How Does The Fairmoney Loan App Works?

You can check if you are eligible for the Fairmoney Loan through their website, once you received your pre-approved Loan offer from Fairmoney then you are good to go.

Fairmoney Loan Review 

They offer loans of different products, loans are available to new and existing customers:

1. Fairmoney Payday loans
FairMoney payday loan is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other establishments.

2. Fairmoney Education Loan

Any salary earner, self-employed or professional Public and Private companies, Students, Government sector employees including Public Sector is eligible for a personal loan.

3. Fairmoney Business Loan 

This loans help business to cover cash flow payments when due.

Fairmoney Interest Rates 

Their interest rate varies based on your profile, from 10% to 30% per month of the loan borrowed.

Fairmoney Loan App / Apk And How To Apply Easily


Fairmoney Loan App is one of the best loan apps in Nigeria offering instant cash to your bank account, up-to N150,000 loan without collateral or paperwork.

If you need money for your business or a personal loan, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. With Fairmoney Loan App, getting loans and paying bills fast becomes easy. You can also earn bonus cash when you invite your friends to Fairmoney App.

Fairmoney Loan App Instalments And Interest Rate:


1. On FairMoney App anyone can access between ₦1,500 to ₦150,000 in loan amount.

2. Their repayment periods range between 61 to 180 days allowing you to pay back in instalments.

3. Monthly interest rates range from 10% to 28% EIR (EIR: Effective Interest Rate per month) and APR from 120% to 260%.

4. There are no additional fees for processing your loan or any hidden costs associated.

5. Repaying/reimbursing your loan: You can reimburse your loan through bank transfer, or USSD transfer or via debit card.

Requirements To Apply For Fairmoney Loan 


All you need is your phone number and BVN to apply for a loan of up to ₦150,000 from your phone.

• Valid bank details
• BVN number
• Android Phone
• Complete application

• Sign up with Facebook or your phone number
• Create your secure PIN.

No document, no collateral Needed,

You will only need to share your BVN during the loan application and connect your ATM card to authorize Fairmoney to debit your account for the repayment.

How To Apply And Get Cash Loan Of Up-to N150k Via Fairmoney Loan App. 


Open the Google Play Store on your phone, search “FairMoney” and hit the “ Download And Install” button,

Step 2: Sign Up And Register On Fairmoney App 

Sign up with your phone number, answer quick questions in 2 minutes then proceed to the next stage,

Step 3: Apply For Fairmoney Loan 

Once you apply online through Fairmoney App and your loan gets approved, then you receive a loan offer, instantly.

Fairmoney Contacts 

You can contact Fairmoney through their office address, Fairmoney email address and Fairmoney number.

Please send an email to help@fairmoney.ng or call the Customer Service Hotline on 01 631 6097 (Mon-Fri; 9am-5pm).

How To Fasten Your Loan Approval On Fairmoney Loan App 

You need an Android phone. Download the FairMoney app here from the Google Play Store. 

Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. 

If you accept it, you will receive your loan instantly in your preferred bank account.

Why Fairmoney Loan Apk

• Speed of delivery – You can get a loan from Fairmoney App instantly in 5 Minutes, from anywhere in Nigeria

• Flexibility – You can repay on or before your due date with a reduced interest rate

• No hidden charges – their interest charges are all-inclusive, ensuring transparency

• The Fairmoney customer care is King – their team is trained to treat you with the utmost respect at all times.

How To Repay Fairmoney Loan 


1. To repay your Fairmoney Loan, Click on the "Repay" button in the Fairmoney app to pay with an ATM card, USSD or Automatic Bank Transfer (via your Providus wallet)

2. You can also repay via bank transfer or cash deposit to the following details:

Account Name: MyCredit Investments Limited

Bank Name: Stanbic IBTC

Account Number: 0023462495

• Please add the code given in the app to your transfer reference/description.

After the payment, please send an email to help@fairmoney.ng with a screenshot of your proof of payment.

Kindly note it takes up to 24h to update your repayment.

Conclusion On Fairmoney Loan App Nigeria 

Fairmoney Loan being one of the best loan and trusted money lending platforms in Nigeria that gives instant loans without colleatral, you can sign up and apply for Fairmoney Loan.
Continue reading

Monday, December 23, 2019

EcoBank Loan Code | Requirements And Eligibility For Eco Loans

Eco Bank Loan | How To Apply 

Ecobank is one of top Nigeria bank that offers flexible range of loans to help you afford it.

With Ecobank loan, you can apply for up-to 90% of funds, no collateral needed, repay convinently over up-to 10 years and access to large and short term loan. 

Fcmb Bank Loan
First Bank Loan 
GTBank Loan 

Ecobank Loan can be apply using the Eco Bank Loan ussd code or visit any of their nearest branch.

Types Of Ecobank Loans You Can Apply

Ecobank Loan 

1. Ecobank Auto Loan

Eco bank offers loans on Auto Loan or Asset Acquisition which can help you make your dreams of purchasing a new vehicle or generator a reality, by offering you up to 90% of the cost of the asset.

2. Ecobank Advance Facility Loan

If you’re suddenly faced with unexpected financial needs, Ecobank can help. With Ecobank Advance Facility loan which allows you to get fast access to up to 50% of your net monthly salary.

3. Ecobank Mortgage Loan 

Whether you are buying a new home, or renovating or refinancing the home you live in now, Ecobank Mortgage Loan is the ideal way to finance it.

4. Ecobank Travel Loan 

Ecobank Travel Loan offers you a simpler way to manage your vacation expenses, and includes discounts on tickets prices and hotel accommodation.

5. Ecobank Salary Advance Loan 

Providing instant access to funds for emergencies, Ecobank Salary Advance loan is a 30-day overdraft facility, offering employees of approved organisations access to up to 40% of their net monthly salary.

6. Ecobank Cash Backed Loan

If you have existing deposits or investments with Ecobank, their Cash Backed Loan is a pre-approved, low interest loan that can help you access your cash without liquidating your savings.

7. Ecobank Personal Loan 

Ecobank Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.

How To Apply For Ecobank Loan 

To get started and apply for Eco loan, you have to visit any of their nearest branch near you.

You can also make use of Eco Bank branch locator to find out their nearest branch near you.

Ecobank Loan Ussd Code For Instant Loan 

You can access the Ecobank banking system by dialing Ecobank instant quick loan code *326# and get access.
Continue reading

Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 


First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.

First Bank Loan | Codes And Requirements On How To Apply 


1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.

2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Requirements:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Benefits:

1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
Payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:

The first bank loan can be gotten Through FirstMobile App Or
USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

Continue reading

Monday, November 18, 2019

Union Bank Loan | Code And Interest Rate | How To Apply

After my previous article on Fcmb bank loan and GTBank loan in Nigeria, I am here to emphasize more on union bank loan, code to get a loan from union bank, their interest rate and requirements on how to get a successful loan from union bank without collateral.

Union Bank Loan 


Union bank is one of Nigeria largest bank that offers a wide range of loans to make your vision a reality. 

From salary earners to entrepreneurs to pensioners, they got a loan for you.

Student Loan In Nigeria
FINT Loan 

Union Bank Loan Details And Requirements:

1. Unionplus Loan

Unionplus loan is designed for salaried customers. Customers can access up to 15 million Naira and can pay back for up to 60 months.

Benefits Of Unionplus Loan? 

• Repayment: 12-60 months
• Annual income range: N216,000 – N30,000,000
• Loans available between N50,000 and N15,000,000.

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer

How To Apply:

Visit their online loan website registration page and proceed to register,

2. Unionflexi Loan

The Unionflexi loan is designed for salaried customers with an annual salary of up to 30 million Naira. 

Customers can access up to 50 million Naira and can pay back for up to 60 months.

Benefits Of Unionflexi Loan:

• Repayment: 12-60 months
• Annual income range: Minimum N30,000,000
• Loans available between N5,000,000 and N50,000,000

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer

How To Apply For Unionflexi Loan:

Visit their online loan website registration page and proceed to register,

3. Union bank Payadvance Loan

The Payadvance loan is designed for salaried customers. Customers can access up to 50% of their monthly salary and can pay back for up to 12 months.

Loan Benefits:

• Repayment: 12 months
• Annual income range: Minimum N300, 000
• Loans available between N25, 000 and 50% of monthly salary.

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer
• Proforma Invoice.

How To Apply For Union Bank Payadvance Loan:

Visit their online loan website registration page and proceed to register.

How To Be Eligible For Union Bank Loan.

1. A salary receiving a minimum salary of N18,000 monthly

2. A pensioner receiving a minimum pension of N10,000 monthly

3. A business owner.

Union Bank Loan Code And How To Apply.

For pre-approved customers

(Please note, you will be contacted if you have been pre-approved for a loan)

1. Simply log onto our online banking platform or Mobile App

2. Dial the union bank loan code *826*41#

For all other customers:

Call us today on 012716816 or send an email to: customerservice@unionbankng.com 

Visit any UBN Branch.

Continue reading

Tuesday, November 12, 2019

Loans in Abuja Without Collateral | Money Lenders In Abuja


Do you base in FCT Abuja, Nigeria and you require a loan without collateral in Abuja? There are loans companies and private money lenders in Abuja that offers loans to individuals residing in Abuja, up-to 1million naira loan without collateral.


Loan Agencies And Money Lenders In Abuja Without Collateral.


Fcmb Loan 

1. Creditvile Loan 

Quick Payday loans, business loans and car loans online. Low Interest Rates, Without Collateral for persons in Abuja, Nasarawa & Niger States, Nigeria. 

FREE & EASY Personal Loan (Pay Day Loan): This product is designed for salary earners and other professionals. SME Loan 

(Business Loan): This product is specially designed to address any financial gap that may arise from the day to day running of an existing business. 

Cab Lease (Cab Hire Purchase Scheme): This is an auto finance product specially designed for persons who want to own their own vehicle via the hire purchase method. 

Car Loans For Salary Earners: This is a car loan scheme where we purchase a car of your choice on your behalf and you pay in installments from your salary.

Their loans are simply the best if you want easy loan repayments, quick delivery and effective customer service.



2. Rosabon Finance Loan

This is an innovative lifestyle product for individuals who are looking to access quick cash for emergencies; be it medical or any other form of unforeseen expenses.

This product eliminates unnecessary paperwork, long approval time, giving you the opportunity to access as much as ₦1.5 Million within 24 Hours without any Collateral or Guarantor(s).

This innovative, easy to access product is transparent and flexible, comes with friendly interest rates and a flexible repayment structure of up to 6 months.

Gain quick and easy access to funds with RQL today.

Rosabon Loan Requirements:


• Be in a paid employment
• Be between 21 and 58 years
• Have a current account
• Have a pension account or tax ID
• Have a valid Proof of Identification.

Head Office is located at The Concept House, No 32 Montgomery Road, Yaba, Lagos State.

Business Hours are from Monday - Friday
8:00am - 5:00pm.


3. Resort Savings And Loans.

This is a lending platform in Abuja located at Block B, Murg Shopping Mall, Moshood Abiola Road, Area 10, Garki, Abuja, FCT.

You can visit their website at resortng.com, their office opens by Monday - Friday 8am - 5pm.

4. PAVILION TRUST LIMITED

At Pavilion Trust, they offer loans tailored to suit your financial capacity with convenient repayment plans that meets your financial need. 

They ensure that funds are made available to you within 12 hours of application with complete documentation.

Visit Pavilion Website 


5. Concerned Co-operative Society Limited

Public sector bank in Abuja, Nigeria located at Shop No. 3, After Durumi Mosque, Durumi, Abuja, FCT

They offer loans for business and persomal loans in Abuja and their office opens by Monday -Friday 7am - 8pm.

There are money lenders in Abuja that gives private loan in Abuja:

1. KiaKia Loan

KiaKia Loan gives you access to personal and small business loans, and also enable savers lend out funds at negotiated interests through intuitive conversations.

Read more about KiaKia Loan

Having read up on some of the loans and money lenders in Abuja, you can read up on any of the post headline that you want below:

Continue reading

Sunday, November 3, 2019

Fcmb Loan | Fcmb Loan Code | How To Apply For Fcmb Loan

Fcmb Loan Codes | Interest Rates And Benefits 

You can now get a Loan and credit from first city monument bank (FCMB). 


Do you need a salary loan? Emergency loan from Fcmb or automobile / car loan from Fcmb? If yes, then you can apply for a personal or business Fcmb loan in Nigeria.

Their fast cash loan, salary Plus loan, salary premium loan and Fcmb auto loan gets you all you need for a safe and easy loans without collateral.

About Fcmb 

First City Monument Bank (FCMB) Ltd is a full service banking group, headquartered in Lagos, with the vision ‘to be the premier financial services group of African origin.

Best Fcmb Loans You Can Apply Without Any Hassle.

Most of these instant loan from Fcmb cab be applied online through Fcmb ussd code and offers instant credit without collateral.

1. Fcmb Fast Cash Loan 

FCMB FastCash is a convenient, paperless credit facility with no collateral required for your emergencies and urgent needs. 

It is an instant loan and the application is through Fcmb USSD code *329#.

Features And Benefits Of Applying For Fcmb Cash Loan.

FCMB Fast Cash is designed for existing FCMB customers, and has the following benefits.

• Instant access to funds
• Up to N100,000 loan amount
• No paperwork required, just apply through *329#.
• No collateral needed
• 30 days clean up cycle
• Customer can apply as many times in a year as s/he is qualified.

2. Fcmb Salary Plus Loan 

The Fcmb Salary Plus Loan is a consumer credit scheme available to salary account holders. 

Through this scheme, qualified FCMB customers can access short- or medium-term funding, before payment of salaries.

Eligibility is based on criteria such as domiciliation of salary account with consistent receipt of salaries for a period of 6 months and categorized employer.

Fcmb Salary Plus Loan Top Up

Salary top-up loan is a credit scheme available to existing customers who have a salary plus loan. 

Prequalification is done based on criteria such as up-to-date salary and no missed repayments on loans within the last 6 months.

You can apply for this loan in 2 easy ways:

To top-up your Salary loan through FCMBOnline , simply follow the steps below:

1. Log on to FCMBOnline
2. Click on Consumer Loan
3. Click on Salary plus top up
4. Select Current account number
5. Confirm loan amount
6. Check the box for terms and conditions.
7. Submit request and loan is disbursed within 8 hours.

To top-up your Salary Plus loan at any FCMB Branch, simply follow the steps below:

1. Hand over account number to the Teller at the Branch

2. Teller inputs customer account number on the system to confirm customer eligibility.

3. Eligible amount is displayed.

4. Customer confirms go ahead with the loan amount and conditions.

5. Teller submits the request to Head teller for appropriate confirmation

6. OTP is generated upon completion and sent to the customers ‘registered phone number for confirmation

7. Customer reads out the OTP and teller.
Loan is disbursed within 8 hours.

3. Fcmb Premium Salary Loan

Fcmb Premium Salary Plus loan provides confirmed staff of commercial organizations more useable funds. 

The employee’s organization must have been rated on Moody’s with a minimum A- rating, and eligible employees interested in the product must earn a minimum monthly income of N100, 000.00.

FCMB Premium Salary Plus has the following benefits:

1. Free issuance cost for Premium Debit & Credit Cards
2. Premium Cheque book.

Features Of Fcmb Premium Salary Loan

• Maximum Loan: N10 million
• Minimum Loan: N1 million
• Maximum Tenure: 60 months
• Minimum Tenure: 6 months
• Pricing: Highly Competitive
• Domiciliation of salary
• Life Insurance: Total premium: 0.75% Loan Amount’ Tenure (upfront) non-refundable
• Employee must earn a minimum of N100,000 to qualify for the FCMB Premium Salary Plus Loan.

4. Fcmb Car / Auto Loan

This is a consumer credit scheme which allows qualified individuals to part-finance acquisition of cars for personal use. 

Customers can own a car and pay over a period of time.

Fcmb Standard Auto Loan 

It enables customer purchase vehicles from auto dealers who have been prequalified and have agreed an SLA with the bank

Features

1. Borrow N500,000.00 to N7,500,000.00
2. Payment over 12 to 48 months
3. Contribute as low as 20% towards the purchase
4. Comprehensive Insurance on the car for the entire loan period
5. No security required
6. Competitive pricing and no hidden charges.

Benefits

1. Installation of free tracking device for auto valued at N3, 000,000 and above(Free for cars above N3milion otherwise, N50,000.00)

2. Buy a car of your choice from our list of acceptable brands and spread payment over a convenient period

3. We have reliable dealers accredited to ensure you buy from a safe source

4. Convenient insurance payment included in the loan repayment amount

5. No residual cost at end of loan tenure

How To Become Eligibility:

Individuals in structured employment
Self-employed individuals with regular income.

Fcmb Loan Terms And Conditions 

Borrower” shall mean the subscriber to the offer and or service

“the Offer” or “the Service” shall mean FCMB FastCash

“the Bank” shall mean First City Monument Bank Limited

“USSD” shall mean Unstructured Supplementary Service Data.

WHEREAS:

1. The Borrower has applied to the Bank through USSD for FCMB FastCash to meet urgent personal cash flow needs

2. The Bank has agreed to grant the FastCash to the Borrower by way of principal outstanding

3. The Loan amount shall be made available by direct payment into borrower’s current or saving account with FCMB.

IT IS AGREED AS FOLLOWS:

1. The Loan

The Bank hereby agrees to make available to the Borrower and the Borrower accepts the sum to be disbursed (hereinafter referred to as “the FastCash”), by the Bank after borrower’s risk assessment and scoring, for a period not exceeding 30 days from the date of disbursement

2. Interest Rate

2.1 There will be a risk - based interest rate of 15% per disbursal which will be taken upfront which translates to annual percentage rate of 180%. There shall not be any refund on interest rate collected upfront for any prepayment, pre termination of the loan before 30day period or for any other reason. If the Borrower fails to pay any amount which the Borrower owes the Bank in terms of this agreement on the due date, the Bank shall be entitled to continue to charge interest on the outstanding amount at 0.5% per day.

3. Payment

3.1 The Borrower agrees that the Bank shall have the right to deduct the due repayment in full directly from any of the borrower’s accounts including salary account, saving account, deposit account, corporate account with the Bank and any bank in Nigeria or outside of Nigeria.

3.2 The Borrower hereby gives the Bank the right to deduct monies owing to it from any credit inflow and salary inflow into the accounts in the Bank or any other Bank in Nigeria and outside Nigeria.

4. Costs and Charges

All out-of-pocket expenses including registration, legal fees, stamp duties and other fees incurred by the Bank in processing of this facility including enforcement of security and recovery of facility in the event of default shall be for the account of the Borrower.

5. Costs and Charges

All out-of-pocket expenses including registration, legal fees, stamp duties and other fees incurred by the Bank in processing of this facility including enforcement of security and recovery of facility in the event of default shall be for the account of the Borrower.

6. Breach

In the event of:

i. any failure by the Borrower to pay any amount which is due and outstanding under this agreement

ii. any breach by the Borrower of the terms of this agreement or

iii. any failure by the Borrower to carry out his or her obligations under this agreement; then the full sum outstanding under this agreement, together with any penal charge (if any) and all other charges and expenses owing to and due to the Bank by the Borrower shall become immediately due and payable, and without giving notice to the Borrower, the Bank shall be entitled to terminate this agreement and claim and/or recover from the Borrower any damages/losses it may have suffered as a consequence.

7. Authorization to comply

The Borrower agrees that the Bank is irrevocably authorized to comply with any instructions on the Service receives on his/her behalf through the USSD and it is agreed that such Instruction shall be irrevocably deemed to be the Borrower’s Instruction.

8. Notices

8.1 Set off and consolidation rights

The Bank may at any time and without notice to the Borrower combine all or any of the Borrower’s accounts and liabilities with the Bank in Nigeria (or elsewhere) whether singly or jointly with any person, or set off all or any monies standing to the credit of such account(s) including the Borrower’s deposits with the Bank (whether matured or not) towards satisfaction of any of the Borrower’s liabilities to the Bank whether as principal or surety, actual or contingent, primary or collateral, singly or jointly with any other person and the Bank may effect any necessary currency conversion at the Bank’s own rate of exchange then prevailing. Exchange risks associated with any collateral, cash or otherwise in satisfaction of outstanding debt shall be borne by the Borrower.

By accepting the terms & conditions of the loan and by drawing on the loan. I covenant to repay the loan as and when due. In the event that I fail to repay the loan as agreed, and the loan becomes delinquent, the bank shall have the right to report the delinquent loan to the CBN through the Credit Risk Management System (CRMS) or by any other means, and request the CBN to exercise its regulatory power to direct all banks and other financial institutions under its regulatory purview to set-off my indebtedness from any money standing to my credit in any bank account and from any other financial assets they may be holding for my benefit.

I covenant and warrant that the CBN shall have power to set-off my indebtedness under this loan agreement from all such monies and funds standing to my credit/benefit in any and all such accounts or from any other financial assets belonging to me and in the custody of any such bank.

I hereby waive any right of confidentiality whether arising under common law or statute or in any other manner whatsoever and irrevocably agree that I shall not argue to the contrary before any court of law, tribunal, administrative authority or any other body acting in any judicial or quasi-judicial capacity
Continue reading