Thursday, October 24, 2019

Fido Loans | Fido Money Lending App / Apk

About Fido Loans


Fido Money Lending Limited (FIDO) is a financial institution based in Accra, Ghana and licensed by Bank of Ghana. 

FIDO provides fast and easy short-term loans, called FIDO Loans. Their customers can apply for a FIDO Loan directly from their own mobile device or in FIDO's branch and receive a credit decision within minutes. 

The loan is available to salaried, contracted and self-employed professionals. Just a one-time verification of ID and mobile money account is necessary before disbursement of the money. No collateral or guarantors are required.

Why Fido Loan?


Fido Loan is an easy connect to cash that you can apply for an instant loan / emergency loan in ghana from your phone and get up-to 600 GHS within few minutes.

1. No collateral 
2. No guarantors 
3. Approval in minutes.

How Does Fido Loan Works?

1. Download Fido money lending app on Google Play Store,

2. Apply by filling the loan application in the app, 

3. Recieve your money instantly once approved,

4. Repay your Fido Loan on time and get a higher amount for your next loan. 

You can Get a 1st loan up to 200 GHS, pay on time to move up the ladder up to 1000 GHS.

Fido Money Lending is giving access to credit, to empower people for a better life.

How To Pay Back Your Fido Loan With Fido Money Lending Short Code.

1. Dial: *501#
2. Select: Pay Bill.
3. Select: Investment and Loans.
4. Select: FIDO from list.
5. Enter Amount:
6. Enter Reference: ***
7. Enter Pin Code.

Fido Head Office / Fido Contact Numbers 

No. 48 Blohum Road
Dzorwulu, Accra, Ghana
Near Sid Theatre and Medlab
From Perez Chapel junction, continue down the road to Dzorwulu (inside) until you reach the T-junction.
info@fidocredit.com
Customer Support: 030 220 8060

They open from Monday-Friday: 8:00 - 17:30.

Download Fido money lending app / apk 2019.
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Friday, October 11, 2019

Salary Advance Loan In Nigeria

You can access / borrow at least N40,000+ from these salary advance loan companies in Nigeria for at least three months.


Minimum loan amount is N20,000 - N150,000 depending on your salary.

You must have been with your employer for at least six months. You must be 21 years or older (but not older than 60 years when the facility would end).


What's A Salary Advance Loan?


Salary Advance is a small, short-term unsecured loan that relies on the borrower having previous payroll and employment records. 

Salary Advance Loan In Nigeria.

With a salary advance in Nigeria, you repay it either out of your next paycheck or over an agreed time span. 

It requires your employer’s permission and some companies restrict the circumstances under which they’ll green-light an advance.

Best Salary Advance Loans In Nigeria 

1. Stanbic Ibtc Salary Loan

As a salaried employee, there are times when you may run short on cash and need a bridge to take you through till your salary is paid. 

Our Salary Advance is that bridge. It can be revolving so you can use it over and over again when money is tight. You can renew your Salary Advance after 12 months, subject to a satisfactory review

Why Stanbic Ibtc Salary? 

• Quick access to your money
• Flexible payment options
• It is affordable and secure.

What You Need To Apply For Stanbic Ibtc Salary Advance Loan / Stanbic Ibtc Loan Ussd Code.

1. You must earn at least N40 000 and must have a salary account with us for at least three months.

2. Minimum loan amount is N20 000.

3. You must have been with your employer for at least six months.

4. You must be 21 years or older (but not older than 60 years when the facility would end).


5. In the case of a contract worker, you need to be contracted to an approved company and must have valid contract terms.

For More information Please visit a Stanbic IBTC Bank branch near you or call 0700 CALL STANBIC (0700 2255 7826242) or +234 01 270 9676 or e-mail us: 

customercarenigeria@stanbicibtc.com


2. Diamond / Access Bank Salary Advance Loan 

The Diamond bank salary advance gives you access to 50% of your net monthly salary for a maximum period of 3 months. It provides employees with quick funds. No documentation or collateral required. A minimum loan amount of N100,000.

Diamond Bank Mortgages Salary – Their mortgage product is designed to provide financial support for the acquisition ready properties and properties under construction. It is available to salary earners and business entrepreneurs with properties in Lagos, Abuja, and Port Harcourt. 

There is a Minimum of 30% equity contribution for up to 10 years tenor. There are no charges on loan pre-payments ahead of scheduled repayment dates

Diamond Bank Vehicle Salary – This loan product allows customers to acquire new vehicles in a financially convenient manner. It is open to salaried income persons, SMEs and Corporates with an equity contribution as low as 10% of invoice value. The tenor is up to 48 months.

Diamond Bank Education Salary– Their school fees loan is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards, as well for financing of undergraduate study, postgraduate study and professional examinations.

Diamond Bank Asset lease – offers you a flexible and convenient way to get the household items that you need to stay turn your house into a home.

Requirements For Getting A Salary Advance Loan With Diamond Bank.

• Functional Salary account, domiciled with Diamond Bank

• Completed Retail Lending Application For
• Employment letter

• Confirmation Letter and/or last Promotion Letter

• Staff ID Card

• Valid means of Identification (international passport, driver’s license or national ID card)

• Proof of address

• Other KYC documents.

3. Union Bank Salary Advance Loan

The Union bank salary advance gives you access to 50% of your net monthly salary for a maximum period of 3 months. It provides employees with quick funds. No documentation or collateral required.

Requirements For Getting A Salary Advance Loan With Union Bank 

• Completed Application Form

• Completed Employee Status • Inquiry/Employer’s Confirmation Form

• Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)

• Copy of Employment ID and valid means of identification

• BVN

• Credit checks

• Letter of Lien/Set off
Bank account with the lender.

4. Creditvile Salary Advance Loan 

You can access up to N4million loans without collateral and without a guarantor all for as quick as 4 hours.

How To Get Creditvile Salary Advance Loan In Nigeria.

Step 1: Carefully go through the requirements for a quick payday loan and if satisfied, fill the payday loan application form adequately and submit it to get started.

Step 2: After your payday loan application, you will be contacted by one of our agents to proceed to the documentation stage where the required documents will be submitted for inspection and approval.

Step 3: If your documents are in order with our policies, the payday loan is then approved and your funds disbursed quickly directly to your bank account all within 48 hours.

In Conclusion Of Salary Advance Loan In Nigeria.

Salary Advance is a small, short-term unsecured loan that relies on the borrower having previous payroll and employment records. 

With a salary advance in Nigeria, you repay it either out of your next paycheck or over an agreed time span. 

It requires your employer’s permission and some companies restrict the circumstances under which they’ll green-light an advance.
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Saturday, September 28, 2019

KiaKia Loan App And Website - 200k Loans For Grab Easily

Learn everything about the KiaKia Loan in one piece, how to download the KiaKia Loan App and how to borrow money from KiaKia website.

About KiaKia Loan.


KiaKia are registered trademarks of KiaKia Bits Ltd. KiaKia is authorized and regulated by the Money Lenders Act Cap 52. KiaKia and Mr. K are trading names for KiaKia Bits Ltd. (RC N∗ 799552).

Why Use KiaKia Loan? 

KiaKia Loan gives you access to personal and small business loans, and also enable savers lend out funds at negotiated interests through intuitive conversations.

Why Sterling Bank KiaKia Loan? 

The full name of this loan is called the Sterling bank Kiakia loan. This is because, Kiakia is partnered with Sterling bank. 

You can therefore guess that a Sterling bank account would be one of the requirements in getting a loan from Kiakia loan app and website.

Furthermore, as if it’s not enough that they do not have a Kiakia loan app, you would probably talk to a human agent at some point. (Although, this is typically not the case, you typically get your loan in minutes).

Finally, if you do not already have a sterling bank account, you would have to wait days or weeks in other to open your account.

How To Use A KiaKia Loan And How It Works?


After you visit the Kiakia website and click on “Click to get a loan” 


Next step is to click on get a loan from their next option,

You will see the Kiakia chat bot. Using this chat bot, you will go through the process of registration. 

After your have completed your registration, you might be told to meet with a live agent to further determine if you qualify for the loan. 

This process will probably be avoided if there was a Kiakia loan app, right?

Anyway, let’s have a look at the requirements and what you need to have in other to apply for a loan through Kiakia.

KiaKia Loan Requirements 

The good news is, you don’t need a collateral in other to apply for the kiakia loan. Here are the requirements

*.A valid ID card
* An email address
* A bank account (Preferably a sterling bank account).

You do not need to download any Kiakia loan app because it currently do not exist and you can get your loan easy from KiaKia Loan website.

How To Get Started And Register With KiaKia Loan. 

1. Remember, there is no Kiakia loan app download needed. Therefore, the first step is to visit the Kiakia website

2. Then, click on the “Click to get loan” to access the live chat bot.

3. Click on “Get a loan” to apply for this loan.

4. Kiakia chat bot will ask for an email address, give them your email address.

5. If you haven’t create an account with them, they will send you a 6 digit verification code which you will get from your email address.

6. Put the 6-digit code into the chat bot.

7. The chat bot will then take you through the rest of the application.

This process will probably take about 15mins, but sometime, Kiakia would require that you see one of their agents.

KiaKia Loan Interest Rate

Kiakia interest rate is typically from 5.6% – 24% and you also have 7 to 30 days to pay back. Again, this varies from person-to person.

How To Repay Your KiaKia Loan Debt? 

• After you visit the website (and not a Kiakia loan app), click on “Click to get loan”

• Click on the “Repay a loan” button

• The Kiakia chat bot will ask you for your email address. Please give them the email address that you used when applying for the loan.

• After providing this information, the chat bot will take your through the rest of the process required to pay back your Kiakia loan.

KiaKia Customer Care Contact 

If you have a problem and need to speak to a Kiakia representative, you can either email them at helpdesk@kiakia.co or give them a call at 08093078377, 09055111140 or 08092245588.

Furthermore, you can also whatsapp them via 08092245588

If you feel like visiting them, they have a Lagos and Abuja location. Here they are

Dele Onabule Street, Magodo Brooks Estate, Lagos.

Suite S3, Pathfield Mall, 4th Avenue, Gwarinpa, Abuja.

Why Use KiaKia? 

1. Real Time

Account creation and loan application are swift and 24/7 no downtime, you can apply for fund loan anytime.

2. No Fees

KiaKia charges no application nor lender listing fees.

3. Self Service 

Assigned personalised virtual agent at your beck and call anytime with little or no human intervention during the application process.

What KiaKia.co Is All About For You.

• Loan Applications

Access personal and small business loans in real-time 24/7.

• Credit Score

Learn about scoring and how you can build your credit score based on your activity on the platform and financial behaviour.

• Friendly Reminders

Get friendly repayment reminders and notifications before repayment on your due date.

• Lend Out

Get listed as a lender, fund loans and earn good interest rates.

• Transaction Status

Check your application status, loan status, interest rates and credit profile.

Wrapping Up With KiaKia Loan Website App

There is no Kiakia loan app download at this time. Therefore, if you want to get a loan via Kiakia, you will need to do this using the Live chat bot on their website.

Getting a loan via Kiakia typically takes minutes, however, some sources say that you might meet with an agent in atypical situations.

Read their terms and conditions, check the interest rate and plan on how to payback before you accept the loan.
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Monday, September 23, 2019

Emergency Loan In Nigeria | Loans Up-to 150k Without Colleatral

Have you run out of cash or you need money urgently for any business? Quickly get an emergency loan here in Nigeria without any colleatral from these trusted, safe and secure loan apps and website.


What's An Emergency Loan? 


Emergency loans are small money amounts, lent until next paycheck to people who face emergency expenses and need money urgently.

After filling in the application, the client receives lender’s decision on the same day in less than one hour. Though, the loan itself is credited to the bank account within one hour / one business day since approval.

Why Take An Emergency Loan, You May Ask?

It's simple, these loan companies and agencies in Nigeria makes it easier for anyone to go out of depression for not having a cash at hand when needed, giving you instant loan to your account.


Who Are Emergency Loan For? 

Are you a student, a single mom or dad, a banker, teacher or a business man or woman that needs extra cash urgently, These emergency loans in Nigeria are for you as they offer up-to 150k loans in Nigeria without any colleatral.

Requirements For Getting Emergency Loan In Nigeria.

1. Your Bank Account Number

Because it's an emergency online loan in Nigeria, you get your loan via bank transfer and it's credited before 24hrs of approval.

2. Your Details 

They  are aware of the fraudulent activity going on and needs more from you and not only your account number.

3. Your Passport And Statement

Before giving out any approval for loans, they ensure that you submit your passport maybe national I'D or voters card and most of the times, statement of your bank account.

How Do I Get An Emergency Loan In Nigeria Quickly?

First create your online account with any of these emergency loan in Nigeria and read their terms and conditions to see if you can meet up, if it's okay by you them request for your loan urgently.

Best Emergency Online Loan In Nigeria Without Collateral.

1. Fairmoney Emergency Loan 

When looking for online emergency loan app, Fairmoney is there to give you up-to 100k instant Loan in Nigeria.


About Fairmoney:

Fairmoney provide access to loans with a few clicks on the FairMoney App.

Why Fairmoney Loan App?

Get an instant loan with FairMoney (Interest rate 15 - 30%) and repay it within 1-6 months. Maximum annual APR is 13%,

Fairmoney lets you remain in control of your finances, apply for credit on the go 24/7.

✓ Apply for up to ₦150,000. No paperwork, collateral or documents needed.

✓ We provide a credit decision in seconds!

✓ Use the money how you want and achieve your goals.

✓ Spread repayments in multiple instalments for more flexibility and ease.

✓ Get rewards such as access to higher amounts of money, discounts or flexible interest rates when repayments are made on time.

Loan Companies In Nigeria 
Loam Agencies In Nigeria 


How To Apply For Fairmoney Emergency Loan 

✓ Sign up 

✓ Answer a few questions and receive a credit decision in seconds. We encrypt the data you choose to share with us to protect your privacy.

✓ Money disbursed directly to the bank account you provide us.

✓ If you're not eligible, please try again in a few weeks.

2. Palmcredit Emergency Loan App In Nigeria 

This app loans from 2,000 to 100,000 Naira in Nigeria and credits you within 5mins of approval.

About Palmcredit Loan App? 

Loans Limit Range From NGN 2,000 to NGN 100,000

- Loans Duration Ranging Between 91days to 180days

- Loans Interest Rate: 14% to 24%, Equivalent Monthly interest 4%~4.7%, the Annual Percentage Rate (APR) on a Palmcredit loan is 48%~56%

- Example:If you choose a 6-month loan and borrow NGN100,000, Plamcredit charges an interest rate of 4.7% per month.  Borrow NGN Interest Rate:  24% and The APR is 56%. 180 days Repayments of NGN 24,000. Total amount payment is NGN124,000.

Why Palmcredit Emergency Loan App In Nigeria 

Palmcredit offers flexible loan products within minutes

• Only three steps to Your loan:

 - Register
 - Get Approval
 - Disbursement to your bank account

• No paper work, no collateral and get quick loans up to  ₦100,00 within 3 - 5 minutes.

• Repay your loans in time or complete Increase Limit tasks to build your credit limit and reduce on interest rate.

• Refer friends to join in Palmcredit & Earn up to  ₦80,000 Cash Bonus!


 3. Branch Emergency Loan App In Nigeria 

Branch makes it easy for you to access loans for the way you live anytime, anywhere. 

Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Tanzania, Nigeria, Mexico, and India. You can get up to Ksh 70,000, Tsh 1M, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya, Tanzania), Tigo Pesa or Airtel Money (Tanzania) -- or right to your bank account (Nigeria, Mexico, India).

How To Get Started With Branch Loan:

* Create your account

* Apply in seconds

* Receive your loan straight into your mobile money or bank account

* Build your loan limit every time you repay a loan 

Your mobile loan is sent to you right through your mobile money or bank account:

Kenya: Safaricom MPesa

Tanzania: Vodacom MPesa, Tigo Pesa, Airtel Money

Nigeria: Any bank account

Mexico: Any bank account

India: Any bank account.

Why Use Branch Emergency Loan App? 

No paperwork, collateral or office visits needed

* Use your money the way you want to -- for home or business

* No late charges or rollover fees 

* Get access to bigger loans, lower fees, and flexible payment terms as you repay

* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want -- for your business, your home, your family, your life. 

Download Branch Loan App

Top Website That Offers Instant Quick Loan In Nigeria.

• Pettycash.com.ng
• Myspecta.com
• Creditdirect.ng
• C24ng.com
• FINT.ng
• StartCredits.com
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Wednesday, September 4, 2019

How To Pay Tala Loan

Pay For Tala Loan Debt Easily


Tala Loan is one of the loans company that gives you instant loan to your mpesa account, Now the question is how to pay back your Tala Loan?

How Can I Pay Tala Loan?

You can repay your tala loan with M-PESA Xpress or repay your Tala Loan via their Paybill 851900. 

Use your Tala registered phone number as the account number.


Best Way To Repay Your Tala Loan (Step By Step).

According to Tala Loan support:

To make Tala loan repayments:

Step 1: Go to your Safaricom menu and select M-Pesa,

Step 2: From your M-Pesa menu select Lipa na M-Pesa,

Step 3: Select the Pay Bill option,

Step 4: Enter the business number 851900

Step 5: Enter your Tala registered phone number as the account number

Step 6: Enter your payment amount

Step 7: Enter your M-Pesa PIN

Finally Confirm that all details are correct and press \'OK\'

Note: Your M-Pesa payment confirmation will show you have sent the payment to our account Tala Mobile. You will still receive an SMS confirming we have received your payment.

How To Apply For Tala Loan Application Form 

To apply for  a Tala loan, download the Tala app here http://inv.re/5nmq . Then sign up and fill out a short application on the Tala app. The application should only take few minutes. 

How To Increase Your Tala Loan Limit 

Early or on-time payments are the best way to raise your Tala loan limit. But because we consider many factors when determining your loan limit, they cannot guarantee that your loan limit will increase, or by how much.

What Happens If You Have A Tala Loan Late Payment 

It is important to make your payments on time to be able to continue benefiting from Tala's fast, low interest loans. 

Missing loan payments may result in fees, lower loan limits, or the inability to get a subsequent loan from us as well as other lenders.


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