Thursday, December 26, 2019

Specta Loan | Requirements And Interest Rates |Apply And Borrow Upto N5,000,000

Specta Loan Nigeria Review 

Do you need a fast, easy and secure personal loans for business or emergency in Nigeria, Specta Loan is there for you offering up-to N5,000,000 loan in minutes without collateral.

About Specta Loan Nigeria 


Specta Loan is an online lending platform powered by sterling bank which gives you loans of up to N5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. 

With Specta Loan, you can take care of your urgent personal and business needs anywhere, anytime. 


Specta Loan Packages 

Specta Loan is open for everyone irrespective of occupation and bank and also offer following packages on their loan:

1. SpectaXtreme Loan is for everyone; business owners, salaried workers and more with no profiling necessary. 

You can get up to 2 Million Naira, one-year maximum tenor and interest rate between 26 – 30% per annum, irrespective of Bank. 


2. SpectaBasic Loan gives up to 5 Million Naira in 5 minutes, up to 4 years tenor and flexible interest rate and repayment date. 

This is open to only salaried workers (irrespective of Bank) and business owners whose accounts are in Sterling Bank. 

3. Specta Prime Loan is the fastest cash backed lending for individuals and corporates. 

Earn money on your investment while you lend for urgent needs. You can lend in Naira, Dollars, Pounds and Euro. 


4. Specta Allowee Loan enables Corpers get quick access to funds to develop and expand their entrepreneurial dreams. 


5. Specta Quick Cash Loan gives up to 20,000 Naira quickcash to all individuals based on Social Media reputation and transaction history. This is also open to everyone irrespective of bank.


More Loans On Specta Loan Nigeria 

1. Specta Payday Loans 

Sometimes, you need to get your salary now to ensure you sort out that pending need. With Specta’s Payday Loan, you do not have wait.

A Payday Loan is a salary-based short-term loan which you access to a percentage of your net monthly salary in advance. The duration of the loan is the difference between a Payday Loan and a Personal Loan.

2. Specta Personal Loan 

With Specta personal loan, they can be used to cover medical bills, make some home improvements, give your business a little boost, take a much needed vacation, pay for a training to become more competitive for a promotion or even take care of fees.

These loans can be used for anything and if you need money right now – up to 5 Million Naira, Specta personal loan is there for you.

3. Specta Student Loan 

Whether you are working toward a Post Graduate Diploma (PGD), Master’s degree, after being in the workforce for decades, a professional Certification Programme or looking for a little help to take care of school fees for your children, Specta education loan can help you get that sorted.

Education is a big expense and well worth the price, so it is important that you get the value while you can.

4. Specta Home Rent Loan 

Rent can be a very difficult bill to pay when money is tight and sometimes, the deadline can creep up on you. Sometimes, we make enough money to afford rent but find that we cannot meet the high upfront cash requirement.

Specta's Rent Finance helps you get the cash you need to ensure your bill is paid, giving you the ability to pay back at your own pace.

5. Specta Medical Loan 

Specta Medical financing is created to provide you with an easy and convenient way to pay for medical expenses. 

Some of these medical expenses are planned for while others are emergencies which cannot be ignored. 

With funds already running out or dedicated to other important needs, Specta Loan can assist to ensure your health or that of loved ones are taken care of.

6. Specta Wedding Loan 

Planning a wedding is exciting, the coming together of two families and the celebration of love is an event of joy for all at least until the cost becomes overwhelming. You can use Specta loan to finance your big day..

Specta Loan Login 

You can sign up with Specta Loan if you have not created an account with them or easily Login to your Specta Loan dashboard from here.

Specta Loan Interest Rate And Fees

Specta Loan interest rate ranges from 21% + 33% interest rate. With Specta Loan competitive interest rate you can borrow loans with no hassle.

Specta Loan App Download 

Specta Loan currently has no app for download, members can sign up through their website and apply online.

Conclusion On Specta Loan Review 

With Specta Loan, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. 

Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.
Continue reading

Wednesday, December 25, 2019

Fairmoney Loan Nigeria | Fairmoney Loan App | Fairmoney Contact Etc.

When it comes to top money lending platforms in Nigeria, Fairmoney Loan App is one of the best loan app companies in Nigeria offering instant loans without colleatral.


About Fairmoney Loan Nigeria 


FairMoney is an automated online moneylender that provides single payment loans, installment loans and payroll loans for borrowers.

Their minimum loan amount is N10,000 and the upper limit for a new customer is N40,000 with no collateral or guarantor required. 

Interest rates are determined by a number of factors, including your repayment history and the cost of lending. 

Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes. 24 hours a day, 7 days a week. 

Loans are delivered via an Android mobile Fairmoney Loan app, with lending decisions provided almost instantly.


How Does The Fairmoney Loan App Works?

You can check if you are eligible for the Fairmoney Loan through their website, once you received your pre-approved Loan offer from Fairmoney then you are good to go.

Fairmoney Loan Review 

They offer loans of different products, loans are available to new and existing customers:

1. Fairmoney Payday loans
FairMoney payday loan is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other establishments.

2. Fairmoney Education Loan

Any salary earner, self-employed or professional Public and Private companies, Students, Government sector employees including Public Sector is eligible for a personal loan.

3. Fairmoney Business Loan 

This loans help business to cover cash flow payments when due.

Fairmoney Interest Rates 

Their interest rate varies based on your profile, from 10% to 30% per month of the loan borrowed.

Fairmoney Loan App / Apk And How To Apply Easily


Fairmoney Loan App is one of the best loan apps in Nigeria offering instant cash to your bank account, up-to N150,000 loan without collateral or paperwork.

If you need money for your business or a personal loan, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. With Fairmoney Loan App, getting loans and paying bills fast becomes easy. You can also earn bonus cash when you invite your friends to Fairmoney App.

Fairmoney Loan App Instalments And Interest Rate:


1. On FairMoney App anyone can access between ₦1,500 to ₦150,000 in loan amount.

2. Their repayment periods range between 61 to 180 days allowing you to pay back in instalments.

3. Monthly interest rates range from 10% to 28% EIR (EIR: Effective Interest Rate per month) and APR from 120% to 260%.

4. There are no additional fees for processing your loan or any hidden costs associated.

5. Repaying/reimbursing your loan: You can reimburse your loan through bank transfer, or USSD transfer or via debit card.

Requirements To Apply For Fairmoney Loan 


All you need is your phone number and BVN to apply for a loan of up to ₦150,000 from your phone.

• Valid bank details
• BVN number
• Android Phone
• Complete application

• Sign up with Facebook or your phone number
• Create your secure PIN.

No document, no collateral Needed,

You will only need to share your BVN during the loan application and connect your ATM card to authorize Fairmoney to debit your account for the repayment.

How To Apply And Get Cash Loan Of Up-to N150k Via Fairmoney Loan App. 


Open the Google Play Store on your phone, search “FairMoney” and hit the “ Download And Install” button,

Step 2: Sign Up And Register On Fairmoney App 

Sign up with your phone number, answer quick questions in 2 minutes then proceed to the next stage,

Step 3: Apply For Fairmoney Loan 

Once you apply online through Fairmoney App and your loan gets approved, then you receive a loan offer, instantly.

Fairmoney Contacts 

You can contact Fairmoney through their office address, Fairmoney email address and Fairmoney number.

Please send an email to help@fairmoney.ng or call the Customer Service Hotline on 01 631 6097 (Mon-Fri; 9am-5pm).

How To Fasten Your Loan Approval On Fairmoney Loan App 

You need an Android phone. Download the FairMoney app here from the Google Play Store. 

Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. 

If you accept it, you will receive your loan instantly in your preferred bank account.

Why Fairmoney Loan Apk

• Speed of delivery – You can get a loan from Fairmoney App instantly in 5 Minutes, from anywhere in Nigeria

• Flexibility – You can repay on or before your due date with a reduced interest rate

• No hidden charges – their interest charges are all-inclusive, ensuring transparency

• The Fairmoney customer care is King – their team is trained to treat you with the utmost respect at all times.

How To Repay Fairmoney Loan 


1. To repay your Fairmoney Loan, Click on the "Repay" button in the Fairmoney app to pay with an ATM card, USSD or Automatic Bank Transfer (via your Providus wallet)

2. You can also repay via bank transfer or cash deposit to the following details:

Account Name: MyCredit Investments Limited

Bank Name: Stanbic IBTC

Account Number: 0023462495

• Please add the code given in the app to your transfer reference/description.

After the payment, please send an email to help@fairmoney.ng with a screenshot of your proof of payment.

Kindly note it takes up to 24h to update your repayment.

Conclusion On Fairmoney Loan App Nigeria 

Fairmoney Loan being one of the best loan and trusted money lending platforms in Nigeria that gives instant loans without colleatral, you can sign up and apply for Fairmoney Loan.
Continue reading

Monday, December 23, 2019

EcoBank Loan Code | Requirements And Eligibility For Eco Loans

Eco Bank Loan | How To Apply 

Ecobank is one of top Nigeria bank that offers flexible range of loans to help you afford it.

With Ecobank loan, you can apply for up-to 90% of funds, no collateral needed, repay convinently over up-to 10 years and access to large and short term loan. 

Fcmb Bank Loan
First Bank Loan 
GTBank Loan 

Ecobank Loan can be apply using the Eco Bank Loan ussd code or visit any of their nearest branch.


Types Of Ecobank Loans You Can Apply

Ecobank Loan 

1. Ecobank Auto Loan

Eco bank offers loans on Auto Loan or Asset Acquisition which can help you make your dreams of purchasing a new vehicle or generator a reality, by offering you up to 90% of the cost of the asset.

2. Ecobank Advance Facility Loan

If you’re suddenly faced with unexpected financial needs, Ecobank can help. With Ecobank Advance Facility loan which allows you to get fast access to up to 50% of your net monthly salary.

3. Ecobank Mortgage Loan 

Whether you are buying a new home, or renovating or refinancing the home you live in now, Ecobank Mortgage Loan is the ideal way to finance it.

4. Ecobank Travel Loan 

Ecobank Travel Loan offers you a simpler way to manage your vacation expenses, and includes discounts on tickets prices and hotel accommodation.

5. Ecobank Salary Advance Loan 

Providing instant access to funds for emergencies, Ecobank Salary Advance loan is a 30-day overdraft facility, offering employees of approved organisations access to up to 40% of their net monthly salary.

6. Ecobank Cash Backed Loan

If you have existing deposits or investments with Ecobank, their Cash Backed Loan is a pre-approved, low interest loan that can help you access your cash without liquidating your savings.

7. Ecobank Personal Loan 

Ecobank Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.

How To Apply For Ecobank Loan 

To get started and apply for Eco loan, you have to visit any of their nearest branch near you.

You can also make use of Eco Bank branch locator to find out their nearest branch near you.

Ecobank Loan Ussd Code For Instant Loan 

You can access the Ecobank banking system by dialing Ecobank instant quick loan code *326# and get access.
Continue reading

Wednesday, December 18, 2019

Personal Loan In Delhi

There are personal loan in Delhi that offers instant personal loan up-to 30 Lahks, instant approval, no collateral needed, online payments.

Loans In Jamaica 
GTBank Loan 
Finchoice Loan 

Best Online Personal Loan In Delhi 


1. Indialends Personal Loans 

Indialends is an online personal loan in Delhi that provides loans that range from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years.

Their Personal loans are best suited for times of contingencies as the loan is provided instantly. 

Minimal documentation and processing time is taken for the loan approval process.

For obtaining Indialends personal loan with ease, certain requirements such as a decent credit history, adequate monthly salary and minimum age are important. 

After you apply for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender. 

Thus, if you have a good credit score, lenders would give you a personal loan at low-interest rates and vice versa.

Applying for a personal loan in Delhi online is convenient as most of the work is done by the online platform. 

When you apply online, your application is sent to various Banks and NBFCs according to your profile who make a lending decision after reviewing your application. 

Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.

Apply For Indialends Personal Loan In Delhi

2. Bankbazaar Personal Loan

Bankbazaar is one of the banks in Delhi that offers personal loans and other financial services.

Their personal loans comes with a competitive interest rates with hassle-free approval processes and minimal documentation. 

The repayment tenures are flexible and the loan amounts can extend up to Rs.30 lakh, thus making it easy for you to fulfil your financial goals.

Documents Needed To Apply:

1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
Last 3 months salary – slips
Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
Last 3 years Income Tax Returns with computation of Income.
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account.

Personal Loan Offered By Various Banks In New Delhi


Some of the leading banks and NBFCs offering personal loans at the best interest rates are listed below:

• Standard Chartered Bank
• Tata Capital
• Aditya Birla
• ICICI Bank
• HDFC Bank
• Axis Bank
• CitiBank
• Kotak Mahindra Bank
• Oriental Bank
• Bajaj Finserv
• Fullerton.


 3. Paisabazaar Personal Loan 

Paisabazaar offers Personal Loan to individuals in Delhi at lowest interest rate in the market. Fill your details and compare 30+ available options.

You can apply for their personal salary loan or self-employed loan.

Paisabazaar offers personal loan amount starting from Rs. 10,000 to Rs. 40 lakh which is offered by many banks and NBFCs in Delhi and you can avail a loan amount as per your requirement and eligibility

Why Paisabazaar  Loan:

1. Flexible tenure: 

When you avail a personal loan, you can repay it easily within the tenure ranging from 12 to 60 months. You can choose the tenure as per your repayment ability.

2. Online application: 

To apply for a personal loan, you don’t need to visit the bank as the whole process can be completed online. All you need to do is to fill the application form and upload/submit necessary documents to process your loan application

3. Quick disbursal: 

To ensure quick disbursal of loan amount to your account, the banks asks for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days.

Documents Required:

• Identity proof: Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card

• Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card

• Income proof: Bank Account Statement, Salary Slips (last 3 months), ITR (last 3 months).

To Become Eligible For Delhi Personal Loan:

1..You should be an Indian
2. You should either be a salaried professional or a self-employed individual/professional
3. You should be at least 21 years old your maximum age should be 21 years
4. Your minimum monthly income/salary should meet the criteria set by the bank
5. Your credit score should be 750 or above


4. Bajajfinserv Personal Loan 

Unlike every other loan companies in Delhi, bajajfinserv offers personal loans and instant credit loan of up-to Rs. 25 Lahks, Avail a Flexi Interest-only Loan at no additional cost and bring down your EMIs by up to 45%.

Documents Needed:

People living in Delhi NCR can apply for personal loans online by furnishing some easy-to-arrange documents. 

Here is a list of documents that you would need to submit while applying for a personal loan in Delhi NCR:

1. Employee ID card of the company where you are currently employed
2. KYC documents
3. Previous 2 months’ pay slips
4. Bank account statement of the salaried account for the last 3 months.

Why Bajajfinserv Personal Loan?

• Online loan application procedure
• Instant approval in 5 minutes
• Loan disbursement within 24 hours of approval
• Huge loan amount of up to Rs.25 lakh
• Flexible repayment tenor of 12-60 months
• Flexi loan feature helps you pay only the interest as EMI on the utilized loan amount out of the total loan limit
• Collateral free – no need to pledge anything
• Online loan access to help track loan details round the clock

If you need some urgent funds, then you can apply for the best personal loan in Delhi from Bajaj Finserv.

Continue reading

Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 


First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.


First Bank Loan | Codes And Requirements On How To Apply 


1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.


2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Requirements:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Benefits:

1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
Payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:


The first bank loan can be gotten Through FirstMobile App Or
USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

Continue reading

Thursday, November 28, 2019

Bayport Loans Review | Bayport Interest Rates, How It Works

Bayport Loans Review 

Bayport loan is an online loan in South Africa offering personal loans of up to R250,000 with Bayportsa simple online loan application process and personalised service.

About Bayport Loan 


Bayport Financial Services provides financial solutions that enable the positive in their customers’ lives by offering access to loans without collateral. 

Bayport has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa.

Bayport is about building lasting relationships with our clients, communities and stakeholders based on trust and an understanding of their overall expectations. 


Bayport Personal Loan And How To Apply 

It is easy to apply for a Bayport personal loan of up to R250,000 with their simple online loan application process and personalised service.

Once you have registered, all it takes is a minute, to find out if you qualify for a Bayport personal loan. 

Their application process allows you to also upload all the documents required to complete your application.

Requirements For Getting A Personal Loan From Bayportsa 

1. Your last three months bank statements that have to be stamped by your bank – alternatively they can retrieve this information on your behalf when you apply, saving you time.

2. Your most recent payslip from your employer

3. A clear copy of your ID document or a clear copy of both sides of your Smart ID Card

4. A Proof of residence (not more than three months old).

Why Bayportsa Loan 

Bayport offer personal loans with affordable structured repayments and a fixed interest rate throughout your loan term.

It’s a simple and easy process to apply for a loan online with Bayport.

All you need to do is to click on apply now, register on their portal, 

verify your account and then you are minutes away from getting approval on your requested loan.

Once an offer has been generated, you can then continue with the steps in the loan application process and complete the required information and upload the documents required.

To Apply For Bayportsa Loan Register Here And Fill In Your Details Correctly.

Bayport Loan App 

Bayport app is available for apple and android users kindly download from here.

Bayport Contact 

Open weekdays: 08h00 to 17h00
Saturdays: 08h00 to 13h00

Sales: 087 287 4001
Collections: 087 287 4002
Client Services: 087 287 4003
Debt Review: 087 287 4004
Email: clientcare@bayport.co.za or our Help Portal
Fax: +27 (0) 86 624 3289

Tel: +27 (0) 87 287 4000
Fax: +27 (0) 115801146
GPS: -26°06’18.6″S 28°03’11.5″E

3 Alice Lane
Sandton.
2196
South Africa.

Wrapping Up On Bayportsa Loan 

So whether you need a loan for starting your own business, paying off debt or even funding a special family event, we’re here to help. Bayport’s personal loans can make all the difference to your cash flow.
Continue reading

Wednesday, November 20, 2019

Mpowa Loans Review

Mpowafin Loan


Mpowa loans is an online money lending company in South Africa that offers loan of up to R5000 in your account instantly.

Capfin Loan Review

Boodle Loans Review 
310 Loan Review 


How Does Mpowa Loan Works?

First step to get started with Mpowa loans is to:

1. Apply Online 

Complete their online loan application today and create your account. A loan contract will be emailed to you immediately.

2. Submit Your Documents 

Sign your documents Online and retrieve/ upload your latest 3 months bank statements or Payslips.

3. Confirm Your Account 

They will call you for a voice recording of your contract details. Cash hits your account at 5PM!

Mpowa Loan Terms 

The loan amount will be repaid in full on your payday by debit order. You may login and Reapply for a new loan each month once your loan has been repaid.

Why Mpowa Loan 


• Since all applications are submitted online you do not have to leave your place of work to apply for a loan.

• All contracts are signed as well as voice recorded for the protection of both parties.

• Reapplications are made online,making the reapplication process much easier.

• We can help you if you live anywhere within the borders of the Republic of South Africa.

• We believe informing relationships with our clients and are understanding of their changing needs and circumstances.

• Our rates are in term with the National Credit Act and are among the lowest in the industry.

Mpowa Loans Contact 

You can contact Mpowa loans through SMS, call, and also email them via this link https://mpowafin.co.za/contact_us

Mpowa Affiliate Program 

Mpowa makes it easier to earn money with them, you can become an affiliate of Mpowa financial and earn for every referred customers you get through your Mpowa affiliate link 

Sign up here: https://mpowafinance.tapfiliate.com/publisher/signup/mpowa-affiliate-program/
Continue reading

Tuesday, November 19, 2019

Capfin Loan

Capfin Loan Review

 

Capfin loan offer affordable and easy to manage loans of up to R50,000 with repayment terms of up to 24 months.

Their transparent loan products and services ensures that you get what you pay for with no hidden costs.

They make managing your loan easy by allowing you access to your loan account at any time. Their affordability assessment process also considers the best interests of their customers.

What You Need To Apply For Capfin Loan:

1. A valid South Africa ID Card, 

2. Latest bank pay slip, 

3. Latest bank statements.

Once you complete your form, submit your contact and their customer care will contact you.

How To Submit Your ID To Capfin Loan. 

Please provide your SA ID number, a copy of your SA ID document, as well as either 3 latest payslips or 3 latest bank statements.

Submit your ID here once captured or email them via docs@capfinmail.co.za

Why Capfin Loan?

1. An easy application process

2. No hidden fees and interest rates

3. We can obtain bank statements directly from your bank*

4. You have 24/7 access to your Capfin loan account

5. We write-off the loan balance in the event of our client’s death

6. You get to pay for unexpected expenses.

Benefits Of Capfin Loan 

They give your loved ones peace of mind by writing off our client’s outstanding loan balance in the event of their death. 

The Capfin death benefit is free and available to new or existing customers.

To claim, they will need the following documents of the Capfin account holder:

1. Copy of the deceased Capfin Account Holder’s ID,

2. A clear, certified copy of the death certificate,

3. A clear, certified copy of the Masters letters of executorship (if applicable).

Submit all documentation via email to legal@capfin.co.za or info@capfin.co.za. Once documents are received, Capfin will independently verify the deceased status.

How To Apply For Capfin Loan 

Visit through their loans page here and apply online, then submit your details..

Capfin Loan Contact


Their office is located at Registered address:
1 Industrie Street
Kuils River
7580
Cape Town
South Africa

Continue reading

Monday, November 18, 2019

Finchoice Loan Review | How To Apply

Finchoice Loan Review 


Finchoice loan is an online South Africa lending company that offers loan of up to R40 000 today. Click Apply Now to get your quote in 2 minutes.

Finchoice offers personal loans and a MobiMoney facility that gives you access to money, airtime, data and electricity.  

You can also get a KwikAdvance when you need money right away.

Finchoice Loans And How To Apply.


1. Finchoice MobiMoney Loan 

Finchoice MobiMoney gives you access to up to R10 000 - when you need it.

• It's FREE to activate
• Only pay for what you use
• Same-day withdrawals of between R100 and R10 000
• Repay over 1, 2 or 3 months
• Only pay  for what you use
• Get airtime, data and electricity, 24/7
• Activate your MobiMoney facility online, for free - and get access to money, wherever you are.


2. Finchoice Funeral Cover Loan 

Make sure that you and your family are financially prepared for difficult times with Funeral Cover from FinChoice.

• Personal or Family Funeral Cover
• R10 000 to R50 000 payout per person (up to R30 000 for parents)
• Your family get all your premiums back when they claim
• Add step, biological or adopted parents
• Cover up to 11 people
• Claims pay out within 24 hours
• No medical exam required
• Added benefits up to R2000 - such as a grocery voucher, airtime or travel assistance


3. Finchoice Personal Loan 

Let the Flexi Loan be the simple solution to your problems.

• Qualify for up to R8 000 that you only have to pay back within 6 months.
• Complete your repayment and you might qualify for more.
• The FinChoice Personal Protection Plan is your cover in case of loss of job, disability or death.


Finchoice Kwikadvance Loan

For when you need cash, now:

• Loan up to R3500 and repay on your next payday
• Settle your loan sooner and you could qualify for more

FinChoice Personal Protection Plan will cover your repayment in the case of loss of your job, disability or death.

Visit finchoice.mobi and manage your account from the palm of your hand 24/7. Their mobi site is safe, secure, with no cellular data charges (for MTN, Vodacom and CellC network customers) and you can:

•   Check your balance.
•   Apply for another loan.
•   Apply to skip a payment in a difficult month.

Or you can connect to KwikServe, dial *120*1048# and access some of the same services.

Finchoice Mobil Login 

To login or access your Finchoice mobimoney account visit here and sign in.

Finchoice Contact Details 

FinChoice are always ready to answer your questions and lend a helping hand. If you have a question or query, you can contact them in the following ways:

Telephone
0861 346 246

SMS
SMS ‘LOAN’ to 083 8555 700 and we’ll call you back

Email
info@finchoice.com

Fax
021 680 8260

KwikServe®
- Register for KwikServe by dialing *130*1048#

- Access KwikServe by dialing *120*1048#

Physical address
78 Main Road, Wynberg, 7800

Postal address
Private Bag x50, Claremont, 7735

Continue reading