Thursday, September 19, 2019

MTN Cash Loan Code In Nigeria

MTN Cash Loan In Nigeria 

Have you heard of MTN loan? If not then stick to this article as I explained briefly on how to borrow money from MTN and get paid straight to your account quickly.

Getting Started With MTN Cash Loan 

MTN NG XtraCash is a service that allows eligible customers access short-term Micro Credit loans via a USSD platform from their mobile phones.

How to Apply for MTN XtraCash And Code To Borrow Real Money.

Eligible customers can request for XtraCash by dialing the MTN Cash Loan USSD code *606#,

Then select XtraCash on the menu. You will then be taken to the next stage where you will then choose the option to apply for the MTN loan and thereafter know the tune of amount that you are allowed to borrow. 

Once your application is successful, your MTN Yello account would be credited in due time.

How Much Cash Can I Borrow From MTN?

You can borrow N5,000 or N10,000 based on eligibility but this is applicable to only MTN customers.

How Do I Receive The MTN Cash Loan?

The MTN Xtracash Loan amount would be credited into customers’ Diamond Yello Account. 

The MTN Xtracash loan maturity period is 30 days at an interest rate of 15%.

What if I Don’t Have Diamond Yello Account?

Well, the only eligibility is to have MTN Diamond Yello Account which you can easily open by dialing *710#.

Now you can borrow data from MTN using
xtrabyte, borrow airtime using xtratime and now borrow money using MTN xtracash.

Here Is A Quick ussd Code To Create Diamond Yello Account (DYA) 

• Dial *710# and follow the prompt option 

• Press 1 to proceed and move to the next step, 

• Confirm your MTN phone number,

• Create your diamond yello account pin and confirm,

• Recieve a welcome message for creating your account with them.

It's super easy and convenient.
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Tuesday, September 17, 2019

Airtel Cash Loan Nigeria

Airtel Cash Loan Nigeria Review 

Airtel Ng offers instant quick Airtel cash loan in Nigeria for airtel via mobile money.

About Airtel Loan 

The Smart Loan is a micro lending product offered by Aledin Nano Limited in conjunction with Airtel and Access Bank leveraging on the mobile money platform called Access Money.

The Smart Loan Product helps you to get loans at your fingertips without collateral at affordable interest rates with a speed of disbursal of not more than 60 mins from the time of request.

To qualify for Smart Loan, you need to be an Airtel and Mobile Money customer and have the following criteria:

• You must be Above the age of 18

• You must have registered as an Airtel Customer for 90+ days

• Have an active Mobile Money Account

• Have NO outstanding loan with ALEDIN at the time of application

• Have NO historic negative payment behavior with ALEDIN.

How To Get Loan With Airtel Loan Code

Getting a loan has never been easer. Smart Loans can be gotten as easy as dailing *903#

To get Smart Airtel Loans simply dial *903# and choose Smart Loan from the given menu and enter your Mobile Money pin.

Choose whether you want to take a loan, repay it or know more about Smart Loan.

To take a loan, choose the loan amount you need, 

choose in how many days you would like to repay the loan, 

confirm the loan, agree to the terms and conditions, 

wait for your loan to be confirmed and your loan amount will be instantly deposited in your Mobile Money account.

How Much Loans Can You Get From Airtel Cash Loan 

You can only have one active loan at a time, but once your loan has been paid, you can automatically qualify for another loan, 

possibly even a higher amount too, depending on if you pay back on time whenever you take a loan.

What's Airtel Cash Loan Interest 

There is an interest rate of 1% charged daily on the loan. The full repayment is automatically taken from your Mobile Money on your due date.

What's The Duration Of Airtel Cash Loan Nigeria 

Loans are typically for either 7, 14, 21 or 30 days, with a single payment at the end of the term that you choose.

How To Get Started With Airtel Loan Nigeria.

To get started visit your phone ussd and dial the airtel quick cash loan code *903#, then follow the prompts 

• Press 3 to select Get loans by airtel, 

• Press 2 and select smart credit,

• Then enter your airtel mobile pin and select the loan amount you want to borrow. 

Extra Loan On Airtel With Kwikcash Airtel Loan Ussd Code 

Kwikcash network has been offering loans to thousands of people searching for easy loans without colleatral both MTN, Airtel, 9mobile/Etisalat and Finally Airtel.

To get an instant Kwikcash airtel loan code kindly visit their website
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Sunday, September 8, 2019


About Loansloansloans is a proven source of loans for Canadian borrowers. Our vast network of lenders provide fast, flexible installment loans.

How Does Loanloansloans Work? 

On average the entire application process takes about 8 minutes or less, and it’s completely secure. 

Apply online or on the phone today and you can have cash in your account as soon as tomorrow

Why Loanloansloans 

1. Apply In Minutes

Our application is completely secure and confidential.

2. Get A Quick Decision 

One of our friendly agents will call you to let you know if you’re approved

3. You Receive Cash

Once approved, we’ll send the money directly to your bank account.

How To Pay Back Your Loan From Loansloansloans

When you apply for a loan, one of our loan agents will go over all your payment information with you on the phone, including the amount of your payment and your payment schedule. 

Once you receive your loan, your payments are deducted from your bank account each time you are paid. Our customers tell us that this is the most convenient way for them to pay. There is no balloon payment at the end of your loan and no hidden fees along the way.

Let us know if you ever think you will have trouble making your payment. Just call us 48 hours prior and we’ll work with you to get you back on track. We want you to succeed and will do our best to help.

Loansloansloans Rate

All applications are submitted through a filtering process to ensure the borrower has the sufficient income to reimburse the loan. This includes, but is not limited to: verifying that your monthly salary is sufficient to reimburse the loan and qualifies for a loan. That you do not have an excessive amount of insufficient funds charges in your bank account. That you do not have an excessive amount of pre-authorized payments posted to your bank account that would interfere with paying your loan in a timely matter. If you do not meet these criteria, your loan application will be refused.

• Caution: Please borrow responsibly.

We offer a way to help you in a financial difficulty. However, the interest rate is higher than that of local banks. They should only be taken when you have no other possibilities of financial help and should be used as seldom as possible. When taken correctly if may be the right answer for you. However, taking on many short term loans at the same time will result in deep financial problems and in overbearing debt.

• Payment term

We offer equal payments over a period of 3 months starting from your next paycheck.


The APR on the amount borrowed from the lender is fixed at 32%.

• Renewals

Returning customers may renew as soon as their existing loan is paid in full.

• Faster repayment

At any time you can payoff your loan to save on interest. There are no extra fees
or penalties.

• Missed Payments and credit score

Any payments that are missed will be put to the end of your contract with a 40$ insufficient funds charge as per the contract. 

This will not negatively impact your credit score with our company. If you need to postpone a payment, you must call us 48 hours in advance, it will be put to the end of your contract with a 25$ fee.

• Fair collection

Our company uses fair collection practices. If you fail to make your payments, our collection officers may terminate your installment plan to employ different methods of collecting the money that is due. Installments that are terminated will collect interest on the unpaid balance of your loan. The borrower covers any legal fees required to obtain the payments.

Any uncollected debts are pursued to the full extent of the law.

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Saturday, September 7, 2019

Capitec Loan Review

Capitecbank Loan

Get long-term personalised loan of up to R250 000, a credit card, a credit facility for daily needs with Capitecbank Loan, or apply for a home loan by SA Home Loans.

Personalised Capitec Credit Loan

Complete a free instant online estimate and they will call you to personalise your offer based on your credit profile and need.

benefits of Capitec personalised loan 

Whether you need to do home improvements, pay for your children's education to secure their future or buy a reliable car to get your family there safely – living better starts when you get credit for the right reasons.

A personalised loan means that you get the best offer based on your profile and your need, with lower fees and at the best possible interest rate. 

Remember that the term will affect your instalments, so be sure that you'll be able to repay the monthly instalments over the whole term.

Get up to R250 000 over 1 – 84 months
Choose between the amount you want, the monthly installment that suits your pocket, or the option that gives you the lowest interest rate.

Credit is approved in minutes and the money is available immediately

Pay fixed monthly repayments

Get interest rates from 12.9%

Consolidate all your existing loans for easier monthly repayments

Add affordable credit insurance, including retrenchment and death cover

Manage your credit using our app.

How To Apply For Capitecbank Personalized Loan

1. Online
2. On our app
3. Visit your nearest branch
4. Call us on 0860 66 77 89

Your offer is based on your affordability and credit profile

1. Your banking and credit history

2. Your income and expenses to see how much you can afford

3. How stable your source of income is, to make the best offer

4. You choose the credit amount that you want

5..You choose the monthly installment that suits your cash flow or the option that gives you the best interest rate

Documents You Need When Applying

• Original identification document (must be 18 years or older). If your name and/or surname differs from your identification document, a marriage certificate, divorce court order or name change letter will be required.

• Latest salary slip

• Any original bank statement showing your latest 3 consecutive salary deposits into an account in your name (an over-the-counter bank statement must be stamped)

Capitec Credit Card Features 

1. Access to all your accounts

2. Earn 4.75% per year on a positive balance

3. Up to 55 days interest-free period
Personalised credit based on your profile and affordability

4. Credit limit of up to R250 000
Pay a personalised interest rate from 10% per year

5. Secure online purchases

6. Do cashless payments (zero fees worldwide at Mastercard®
card machines, online and for telephone and mail orders)

7. No currency conversion fees for card purchases overseas

8. Manage your credit card on our app.

How To Apply For Capitec Credit Card 

• Visit a Capitec Bank branch with these documents

• Original identification document (must be 18 years or older). If you are married and your surname is no longer the same as indicated in your identification document, a marriage certificate will be required.

• Latest salary slip
Stamped bank statement showing your latest 3 salary deposits

• Save time and try our online estimate to see what you qualify for before going to a branch.

Rates and fees
Initiation fee: R100
Monthly fee: R35
Interest rate: 10.00% – 20.50% (based on your credit profile).

Capitec Credit Facility Loan

Do you have an unplanned expense or would like to be prepared for emergency situations? Get a credit facility of up to R5 000 in minutes to take care of your needs.

What is a credit facility?

• Get up to R5 000 (depending on your affordability assessment)

• The money is available immediately so you can do card payments or get cash at supermarket tills and ATMs

• It's easy to use – transfer money to your transaction/savings account using your cellphone or Internet banking (Remote Banking) and our ATMs

• Must be paid back in full each month

• Reviewed at a branch every 9 months for your convenience

Capitec Credit Facility Rates And Fees

• Initiation fee: R172.5 for the first R1 000 transfer up to R649.75 for following transfers

• Monthly fee: R35 (without active balance owing) R69 (with active balance owing)

Capitec Home Loan By SA Home Loans

Get up to R5 million over 240 months. Apply online to get up to 100% of the home value, or visit our Gauteng branches or selected KwaZulu-Natal and Western Cape branches to get up to 90% of the home value.

About the home loan by SA Home Loans

• Easy online application process

• Up to 100% of the home value when you apply online

• Up to 90% of the home value when you apply in-branch

• Based on your credit profile and affordability

• Special deals available for qualifying government employees

• An SA Home Loans consultant will contact you within 2 working days

• Approval within 5 working days after all your documents have been provided



Work out your affordability by clicking on the calculate, apply and track button at the bottom of this page.

At a Capitec Bank branch

Speak to a Capitec Bank service consultant to see how much you qualify for based on your personal credit profile. Factors that may influence your application:

Monthly income (or joint income) and expenses

A deposit that can be up to 15% of the home loan amount

Ways To Apply

1. Apply online

Scroll to the bottom of this page and click on the calculate, apply and track button to see what you can afford, what you could get and apply for a home loan.

2. Visit a Capitec Bank branch

Visit any of our Gauteng branches or selected KwaZulu-Natal and Western Cape branches and speak to a service consultant.

• We need verbal confirmation of a signed offer to purchase

• You must be 18 – 60 years old

• You must not be under debt counseling

What happens next?

SA Home Loans will contact you in 2 working days.

You will need the following documents to complete your application:

Copy of signed offer to purchase
ID document (for joint home loans, both applicants’ ID documents)

Copy of marriage certificate and/or antenuptial contract

3 months’ salary slips

Stamped 3-month bank statement(s).

How To Qualify For Capitec Loan 

If you answer 'Yes' to all of the following questions, you could qualify for credit:

Are you 18 years or older?

Do you have a recent stamped bank statement and salary slip or pension letter?

Are you employed (not self-employed) or do you earn a pension?

Have you been with your current employer for longer than 2 months?

Do you earn a salary (not just commission) which is paid into your bank account?

You haven't been handed over, sequestered or placed under debt review/administration?

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Friday, August 30, 2019

Loan Companies In Nigeria

Personal and business loan borrowers in Nigeria look up-to this loan companies in Nigeria and their interest rate is affordable for anyone who wants to take a loan or borrow money from them. 

Top List Of Loan Companies In Nigeria Without Colleatral 

1..Kwik Cash Loan Company 

Kwik Cash offers both internet-based, app and USSD loan options. It partners with banks, mobile network operators, and technology companies on a mission to make personal banking services convenient and accessible to all Nigerians.

On Kwik Cash, you can get a loan as high as N15,000 at 15% interest rate for 15 days (half a month) 

Requirements to get a loan with kwik cash: 

• Platform: USSD, Mobile App
• Interest rate: 15%
• Loan tenure: 1 month
• Top up: No
• Repayment channels: Direct debit.

2. Pettycash Loan Company 

Pettycash is a lending firm with customers in 36 states in Nigeria. They don’t have branches, but they do have enough employees dedicated to helping their customers borrow and invest funds online with their company.
They offer a fully digital experience by providing instant loan to salary earners in Nigerian though their employer or individually. This means their customers can access finance anytime and anywhere.

With pettycash loan you get upto N50,000 quick Loan without colleatral in Nigeria:

• Pettycash Federal Staff Loan

Loan to any Federal government staff in Nigeria. Loan from ₦,5000 to ₦50,000.
• Pettycash+

Get up to ₦5,000 emergency loan within 5minutes.

Strictly for salary earners.

• Personal Loan

A Quick loan to salary earners in Nigeria. Get 20% of your salary till payday.Bank statement & direct debit applies.

• Bankers Loan

Loan product to bankers working in Nigeria.


Loan to corp members currently serving in Nigeria. Loan from ₦1,000 to ₦5,000.

• Market Women

Loan to market women trading in selected markets in Nigeria.

3. FINT Loan Company In Nigeria 

FINT helps match lenders (individuals looking to lend) with creditworthy borrowers for a competitive return and at an attractive interest rate.

The quick loan company offers interest rate based on risk score – using a numerical expression based on a level analysis of a person's information.

Apart from this, like other lending platforms in Nigeria, FINT charges the borrower two fees that are both one-time payments. The first is a verification fee (NGN 3000) and the second is a closing fee (8%). The closing fee is to be paid before disbursement of the fully-funded loan. In addition, a transfer fee (1.8% + NGN100) is passed on to the borrower.

FINT interest rates range from 3% to 5% per month depending on borrower’s risk score.


• Employment letter, Salary account, Valid ID.
• Platform: Internet
• Interest rate: 3 - 5%
• Loan tenure: 3 to 12 months
• Top up: Yes
• Repayment channels: Cheque, Direct debit.

4. Smart Loan Company 

SmartLoan is an entirely online lending platform / company designed from the ground up to serve your needs. 

When you need money now, SmartLoan is the easiest, safest and most trusted way to get it. SL is a consumer finance initiative powered by Infocrest Cooperative. 

They are committed to providing consumer credit to their target market in the most efficient and convenient manner while ensuring best practices.

They provide Cash Loans to individual, groups and offer Point of sale finance for consumer goods and appliances in partnership with retailers across Plateau.

How SmartLoans Works In Nigeria 

• Introduce Yourself

We’d like to get to know you better. Fill out our brief application form with your information and we’ll review immediately. To register and apply for a loan, all you need to do is:

• Money in Your Account

Once approved, funds are typically received within 1 - 3 business days. If your application is unsuccessful, we will inform you of the reason(s) as you may still be eligible for a loan.

• Repay Your Loan From SmartLoan 

Making on-time repayments can grant you access to higher credit limits for your next loan. If you have any questions regarding our Mobile App.

How much can I borrow from SmartLoan? For how long?

For your first loan, you can borrow up to ₦10,000 for a period of up to 30 days. You decide how much you want and how long you want it for. Once you have paid your first loan on time, the possibility of you receiving a higher credit limit increases. The more times you take a SL loan and repay successfully, the more we can lend to you.

5. Zedvance Loan Company 

Zedvance Limited is a consumer finance company providing a quick and fast loan at a highly competitive rate.

For Zedvance, the interest rate depends largely on how well you can bargain and the level of risk involved in your loan. It is for salary earners in the country.

Zedvance's quick cash loan, interest stands between 4.0% to 4.5% and loan amount largely depends on your net pay.

Using its loan calculator, a loan worth N70,000 for 4 months will attract N82,456 in total repayment.


• Employment letter, Salary account, Official email address, Valid ID, Utility bill.
• Platform: Internet
• Interest rate: 4 - 4.5%
• Loan tenure: 3 to 12 months
• Top up: Yes
• Repayment channels: Cheque, Direct debit.

6. Rosabon Finance Loan Company 

Rosabon finance is one of the fastest and easiest ways to access a personal loan in Nigeria without collateral.

On Rosabon platform, a loan of N70,000 for interest attracts a 4-month repayment of N82,915. That's about between 4 to 6% per month.

Some of the requirements for getting a quick cash loan from Rosabon finance include being in a paid employment, between 21 and 58 years, have a salary account, have a pension account or tax ID, have a valid Proof of Identification and a recent utility bill.


• Employment letter, salary account, pension account or tax ID, Valid ID, Utility bill.
• Platform: Internet
• Interest rate: 4 - 6%
• Loan tenure: 3 to 12 months
• Top up: No
• Repayment channels: Cheque, Direct debit.

7. Loandey Company In Nigeria 

LoanDey is to provide you access to personal loans at competitive Interest rate, on time, no collateral and minimal documentation.

How To Get Loan With Loandey In Nigeria 

• Apply In Minutes

The user must fill the personal loan application form available online with required personal data.

• Verification & Approval

Once submitted, your loan application will be verified to check your eligibility for the requested loan options.

• Recive Your Money

After verification and approval of your documents. We will quickly call you to confirm Final Loan Offer. Disbursal is done within minutes.

8. Specta Loan Company 

Specta is an online lending platform and loan company in Nigeria that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office.

9. Renmoney Loan Company 

Renmoney customers can get loans up to N4,000,000 that can be repaid within a period of nine months without tendering collateral or a guarantor.

To apply for a loan on Renmoney, you’ll have to meet certain conditions. Applicants are expected to be between the age of 22-59, have a steady source of income with a functional current or savings bank account and a valid means of identification.

Upon request, the applicant is expected to provide verification of their monthly income and a report of their previous loans from a credit bureau. All these are to be submitted to any Renmoney office for confirmation.

For Renmoney quick loan request, a N70,000 loan would worth N83, 690 in four months repayment plan.

This implies a % between 4% to 4.5% per month.

10. Aella Credit Loan Company 

Aella credit is an app-only easy and quick loan platform. It is designed to help employees access more funds between 1,500 to 700,000 and an interest rate between 4% - 29% monthly.

Aella credit is available in Ghana, Nigeria and the Philippines.

11. C24 Loan Company In Nigeria 

C24 is a financial institution which provides retail loans for consumers in need of quick financial solutions.

The company is focused on delivering services that can be accessed online, from any internet-enabled device anywhere within Lagos.

How To Use C24ng Instant Loan. 

• Check Your Eligibility

Read through our loan requirement to see if you meet our eligibility criterion.

• Personalize Your Offer

Select how much loan you want and how long you want to take it for.

• Borrow & Repay

Once you are done with the application submit your application and you get your loan amount with your own terms within hours.

Loans C24ng Offers? 

• Personal Loans in Nigeria 
• Business Loans in Nigeria 
• Quick Cash Loans in Nigeria 

Why Borrow From These Loan Companies

1. Fast Online Loan 

Our online loan application can be completed within 5 minutes and a loan application feedback is sent to you almost immediately.

2. Flexible Online Loan

Our repayment structure is flexible which means you don’t have to break the bank to payback.

3. Great rates Via Online Loan 

We have the most competitive interest in the market which makes us top choice when it comes to consumer lending.

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