Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 


First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.

First Bank Loan | Codes And Requirements On How To Apply 


1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.

2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Requirements:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Benefits:

1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
Payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:

The first bank loan can be gotten Through FirstMobile App Or
USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

Continue reading

Tuesday, December 3, 2019

Loans Apps In Kenya

Best Loan Apps In Kenya 


Today in Kenya over 100,00+ people searches everyday on how to get a Loan without collateral approved in Kenya, Well you can access any loan amount with the best Loans apps in Kenya.

Am going to lessen the burden for you if you are one of them searching for business loans in Kenya, emergency loan apps in Kenya, students loans in Kenya, loan apps without crb check etc.

Loan Apps In Nigeria 
Loan Apps In South Africa 
Loan Apps In Ghana 

Most of these loan apps in Kenya are available for iPhone and Android users in Kenya, which means you can access to it no matter your device.

Best Instant Loan Apps In Kenya 

These loan apps offers faster loan and said to be new loan apps in Kenya.

1. Jazika Loan App 

Jazika mobile loan app is the new, more flexible way to borrow emergency cash in Kenya.

Jazika gives you access to fast & convenient loans to your M-Pesa. Use our loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions so they get to know you!

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for.

They 'll send the loan to your M-Pesa account immediately and explain the repayment terms.

2. KCB Loan App In Kenya 

The KCB Mobile App is for KCB and non-KCB customers is the one-stop place for all your banking and financial needs. 

Featuring a bold and modern visual design, it's been carefully crafted to deliver a beautiful user experience.

The KCB Mobile Loan App provides an easy and secure way to:

- access your account, send money, withdraw cash.

- access to loans from their app allowing customers to borrow loans on the fly.

- ability to add and track your credit cards, debit cards..

- access charts and graphs to help you visualize your spending

- track stocks, foreign exchange rates, properties..

- access financial trends, success stories, expert tips...

The KCB Mobile Loan App in Kenya is more than just banking.

Regulated by the Central Bank of Kenya.

Read About KCB Review.

3. UbaPesa Loan App 

Peer to peer app to loan or lend money through M-Pesa in Kenya.

UbaPesa is a platform for borrowing money. You could call it a Money Market place.

How To Get Started

2. Register using your Mpesa Number.
3. Get approved and receive loan.

4. Trimiza Loan App 

With Timiza you can do your banking on your phone whether you want to open an account, get an instant loan in Kenya, transfer funds or purchase insurance. 

But that’s not all.  If you are already registered for Timiza, you can also save and earn high returns and great rewards with our Zidisha account.

Get started with Timiza

• Open an Account instantly.
• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.


5. Stawisha Loan App In Kenya 

Looking for quick credit loan app in Kenya? Stawisha Quick Cash offers the fast and safe loans to you. You just need a phone number and M-pesa account and the money will be transferred to your M-pesa account in a short time. 

To apply for a loan, you just need to follow several easy steps:

1. Register with your M-Pesa number
2. Apply for the exact loan amount you need
3. Get approved and receive the money in minutes.

Continue reading

Thursday, November 28, 2019

Bayport Loans Review | Bayport Interest Rates, How It Works

Bayport Loans Review 

Bayport loan is an online loan in South Africa offering personal loans of up to R250,000 with Bayportsa simple online loan application process and personalised service.

 

About Bayport Loan 


Bayport Financial Services provides financial solutions that enable the positive in their customers’ lives. 

Established in 2004, Bayport has rapidly become one of the largest non-bank providers of unsecured credit and allied products in South Africa.

Bayport is about building lasting relationships with our clients, communities and stakeholders based on trust and an understanding of their overall expectations. 

Utilising a combination of their far reaching branch infrastructure, their mobile consultants and call centres, 

Bayport’s role as a responsible member of society is to provide services of the highest standard. 

Wherever a Bayport branch is found, it signifies their determination to promote access to unsecured credit and make it a reality for their clients.


Bayport Personal Loan And How To Apply 

It is easy to apply for a Bayport personal loan of up to R250,000 with their simple online loan application process and personalised service.

Once you have registered, all it takes is a minute, to find out if you qualify for a Bayport personal loan. Their application process allows you to also upload all the documents required to complete your application.

Requirements For Getting A Personal Loan From Bayportsa 

1. Your last three months bank statements that have to be stamped by your bank – alternatively we can retrieve this information on your behalf when you apply, saving you time.

2. Your most recent payslip from your employer

3. A clear copy of your ID document or a clear copy of both sides of your Smart ID Card

4. A Proof of residence (not more than three months old).

Why Bayportsa Loan 

Bayport offer personal loans with affordable structured repayments and a fixed interest rate throughout your loan term.

It’s a simple and easy process to apply for a loan online with Bayport.

All you need to do is to click on apply now, register on their portal, 

verify your account and then you are minutes away from getting approval on your requested loan.

Once an offer has been generated, you can then continue with the steps in the loan application process and complete the required information and upload the documents required.

To Apply For Bayportsa Loan Register Here And Fill In Your Details Correctly.

Bayport Loan App 

Bayport app is available for apple and android users kindly download from here.

Bayport Contact 

Open weekdays: 08h00 to 17h00
Saturdays: 08h00 to 13h00

Sales: 087 287 4001
Collections: 087 287 4002
Client Services: 087 287 4003
Debt Review: 087 287 4004
Email: clientcare@bayport.co.za or our Help Portal
Fax: +27 (0) 86 624 3289

Tel: +27 (0) 87 287 4000
Fax: +27 (0) 115801146
GPS: -26°06’18.6″S 28°03’11.5″E

3 Alice Lane
Sandton.
2196
South Africa.

Wrapping Up On Bayportsa Loan 

So whether you need a loan for starting your own business, paying off debt or even funding a special family event, we’re here to help. Bayport’s personal loans can make all the difference to your cash flow.
Continue reading

Saturday, October 19, 2019

Loan Box Nigeria | Get Free Airtime And Still Get Loan

Jumia One Loan Box Nigeria App / Apk


With jumia one loan box App, you can borrow instant loans from jumia Nigeria.

No paper work or colleatral needed, Instant loan approval and free to register, welcome bonus of N500 and up-to N1,000 free when you recharge your line with airtime / data,  recharge your cable network etc....

Airtime To Cash 
Sokoloan Nigeria 
Emergency Loan In Nigeria 

Jumia One Loan App Review 

Jumia one app is for Airtime Top-up, Paying Utility Bill, Shopping - All your daily needs in ONE place!

Jumia ONE is one of the smartest, most convenient & secured ways to do airtime top-up, pay your utility bills & much more, all at the BEST price in Nigeria!

Recharge your phone, pay utility bills, buy event tickets, make hotel reservations, book a ride, get a quick Loan, order food from your favourite restaurants and more all in Jumia ONE in Nigeria. Jumia One is the all-in-one Lifestyle App You Need in Your Pocket.


With jumia one App you Enjoy 4% Cashback Bonus on Airtime & Data.

Get 4% instant bonus as cashback on all your Airtime and Mobile Data recharges; up to ₦2500 cashback on each purchase!

• Pay Zero Fee on Bills

• Pay ZERO service fee on utility bills like DStv, GOtv, Startimes, Smile, Swift, Spectranet, and electricity bills. And save ₦100 on each transaction.

With Jumia One App you enjoy:

• Guaranteed bonus on each mobile recharge 

• Savings on your bills payments

• Secure payment via bank account, debit or credit card: 100% secured & certified.

Here Are Some Of The Many Things You Can Fo With Jumia One App Nigeria:


1. BUY AIRTIME AND MOBILE DATA ON JUMIA ONE: 

MTN Cash Loan 
Airtel Cash Loan 

Get Instant Airtime with Unlimited Cashback!

Jumia One offers fast and stress-free online recharge service for major mobile networks in Nigeria such as MTN, Glo, Airtel, 9Mobile & others. Whenever you buy Airtime or a data plan with Jumia One, you instantly get 4% of your cash back on every transaction you make.

It’s instant and easy. When making a mobile recharge, you can browse through all the recharge plans and pick the best one for you.

2. CABLE TV SUBSCRIPTION: 

GOtv, DStv or StarTimes? Jumia One has you covered. Jumia One offers easy online payment for major cable TV services in Nigeria.

Get ₦50 cashback on each TV subscription payment!

It’s simple & instant. Select your operator, fill in the customer id, choose your plan/amount, verify your account details on summary page & complete your payment.

3. INTERNET Subscription : 

Enjoy FREE bills payment & save money on every internet Bill!

Jumia One has a variety of Internet plans from major Internet service providers such as Smile, Spectranet and Swift. Select your internet provider, select your data plan/amount, verify your account details on summary page & complete your payment. You’re done, enjoy surfing.

4. ELECTRICITY BILL PAYMENT 

You can top-up your prepaid electricity meter and pay your postpaid electricity bill anytime and anywhere in a few clicks on Jumia One with no service or convenience fee. You pay ZERO service charge and save ₦100 on each electricity bill payment.

5. TOLL GATE PAYMENT

Enjoy FREE Toll payment & save money on each payment with jumia one app, It’s very simple:

1. Select your toll operator: LCC
2. Enter your account number
3. Fill in the amount 
4. Verify your account details on summary page & complete your payment
5. Your toll charges are paid.

6. EVENT TICKETING

Get Tickets For Live Events

Don't miss out on events and shows happening around you. Book tickets for live events and shows.

7. Jumia One App PERSONAL LOANS

Jumia One makes it easier for you to manage your finances, by offering access to micro-loans in Nigeria.

There is more Jumia One can do. Jumia One is truly all-in-one:

• Shop online 
• Book a hotel
• Purchase a flight or bus ticket 
• Book a ride with Uber
• Order your favorite food to be delivered at your doorstep, 
• Buy movie & event tickets, place your bets, read your favorite blogs, listen to radio. 
• The list is endless, explore yourself.

How To Borrow Loan From Jumia One Loan App  Nigeria.

• Visit Jumia App Or Dowmload From Here. On your first transaction enter WELCOME20 to Recieve welcome bonus  


• Visit their loans category to get a Loan from jumia loan box App,

• Choose get a Loan and fill in your email address,


• Authorize jumia one app to access your Phone, SMS, Contacts and Location,

• Fill in your full name, number and professional status,

• BVN, State and currency + your gender,

• State your purpose of getting the loan and your average airtime usage then proceed till you get your loan approved.

Trick To Jumia One Loan App Nigeria 


I am getting free airtime from Jumia one App in Nigeria and has gotten up-to 5,000 Naira free airtime through this app. 


Yes this is a real  company app that earns you free airtime in Nigeria, most of the actions needed to earn free airtime from these online airtime apps are referrals to these app, making recharges with these app which is said to be the Best free airtime surveys in Nigeria and here is how they work:

Jumia one App that earns you free N1,000 as soon as you download and purchase airtime from the app or data plus 20% cash back....

You can purchase N50 airtime for a start and earn 20% cash back from it. 

Download Jumia One App . On your first transaction enter WELCOME20 to Recieve welcome bonus.

Continue reading

Thursday, October 17, 2019

Instant Mpesa Loans | Mpesa Loans Apps

Do you need a quick instant mpesa loans in Kenya, most of these mpesa loans app and websites gives you loans without collateral straight to your mpesa account.


Fast Instant Mpesa Loan Apps And Website.


1. Triniza Mpesa Loan App 

With Triniza instant mpesa loan app, you can Do your banking at the touch of a button with Timiza from Barclays Bank of Kenya.

With Timiza you can do your banking on your phone whether you want to open an account, get an instant mpesa loan, transfer funds or purchase insurance.  But that’s not all.  If you are already registered for Timiza, you can also save and earn high returns and great rewards with their Zidisha account.

To Get Started 

Open an Account instantly.

• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.

• Be a registered Safaricom M-PESA customer.

• Have an active Safaricom M-PESA account/line.

• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.

Who Is Eligible For A Timiza Loan?


In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi.  

What Are The Features Of The Timiza Loan?


• If you qualify, your loan limit will be displayed when you log in to your Timiza account and you can borrow.

• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee of 5% of the amount borrowed for a term of 30 days. 

• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The Customer will access the funds by withdrawing from Timiza to M-PESA.

• To grow your loan limit:

A. Increase activity on your TIMIZA Account by transacting on other services offered on  Timiza. For example, Deposit cash, Purchase airtime, Pay your utility bills, Subscribe to Insurance.

B. Open and Increase savings on your Zidisha savings account on Timiza

C. Increase usage of M-PESA services.


2. KCBGroup Mobile Loan App 

The KCB Mobile App provides an easy and secure way to:

• access your account, send money, withdraw cash.

• access to loans allowing customers to borrow loans on the fly.

• ability to add and track your credit cards, debit cards.

• access charts and graphs to help you visualize your spending

• track stocks, foreign exchange rates, properties...

• access financial trends, success stories, expert tips...

The KCB Mobile App... Is more than just banking.


3. Jazika Mpesa Loans App 

Jazika mobile app is the new, more flexible way to borrow emergency cash.

Jazika gives you access to fast & convenient loans to your M-Pesa. Use their loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions so we get to know you!

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for

They Will send the loan to your M-Pesa account immediately and explain the repayment terms.

4. UbaPesa Loan App 

UbaPesa is aPeer to peer app to loan or lend money through M-Pesa

UbaPesa is a platform for borrowing money. You could call it a Money Market place.

*Getting Started*

2. Register using your Mpesa Number.
3. Get approved and receive loan.

5. Scoppe Instant Mpesa Loan 

Install to get an instant loan now. 24/7 instant approval decision!

The app makes it easier to access loans on the go.

Features:

- Exquisite and simple design

- Knowledge of loan application status in seconds

- Loan directly to your mobile money account at any time of day

- Availability of credit history dashboard

- Credit benefits analysis

How it works:

- Log in using your Facebook or Google account

- You will require to scan your National ID or travel passport and input your phone number

- Your loan application is then processed upon accepting Terms and Conditions

Country of Operation: Kenya
Mobile Money Account: M-PESA


6. Haraka Mobile Loan App 

Haraka Mobile Loans is powered by GetBucks

Haraka is the quickest and most convenient way to get a loan while you’re on the go! Haraka can offer you access to credit; anytime and anywhere on the comfort of your mobile phone.

NO BANK ACCOUNTS OR CREDIT HISTORY REQUIRED!

GET A LOAN IN 4 EASY STEPS WITH HARAKA :

1. Create your account by logging in to Facebook

2. Agree to the use of your Phone Data

3. Choose your loan amount and click Proceed

4. Check your Mobile Wallet for your Money.

HOW DOES IT WORK?

In order for Haraka to facilitate quick and easy loans we make use of the data on your phone. Credit scoring, affordability and identity verification is determined by scanning your Mobile wallet SMS transaction messages, call logs, and other phone data.

We take your privacy very seriously and never share your information with third parties without your explicit direct consent and permission, unless required by law.

DATA USE

The Haraka Mobile Loans app uses data from your mobile phone to create a loan application for you. 

The data is used to determine your financial and non-financial behavior, transaction history, and identify financial fraudulent activity. 

The data is used to calculate a mobile wallet credit score, loan affordability and loan eligibility. 

The below data is used to determine your behavior. 

- Contacts 
- Location 
- Apps installed on your phone 
- Device make, model, firmware and software versions 

The below data is used to determine client behavior, mobile wallet activity, affordability, and read mobile wallet transactions. 

To apply for a loan, you must agree for the Haraka app to collect and process this data. Your data is only used for the loan application process and is not sold or re-used for other purposes. After clicking agree in the Haraka app, the app will collect the above data from your phone for this and each future loan application. This message also appears within the app.

Haraka is supported in the following countries:

Kenya
Uganda
Zimbabwe
Swaziland
Tanzania.

Continue reading

Monday, October 14, 2019

Loan Apps In Nigeria

Loan Apps In Nigeria 


I want to share with you the best and most trusted loan apps in Nigeria 2019, These old and new loan apps in Nigeria can fetch you not less than 150k loan without collateral.

These loan apps are available on Playstore and Apple, simply hit the download button and download the loan apps in one piece especially for those that needs loan apps for iPhone, 
These loan apps is Trusted by thousands of Nigerians and rated as the best Mobile Loan in Nigeria.

Loan Apps In Pakistan
Loan Apps In South Africa 
Loan Apps In Ghana 


Best Loan Apps In Nigeria - Borrow Up-to 150k Loan Without Collateral 


1. Fairmoney Loan App In Nigeria 

Fairmoney is an Instant loan app and bill payment app offered by FairMoney

FairMoney app offers instant loans to be repaid within 2 to 6 months (10-30% interest rate, 120-260% APR, example below) and airtime, data payment with the best discounts in Nigeria (-5%)!

FairMoney is a loan app in Nigeria and a bill payment app. It’s fast, secure and reliable.

Why Fairmoney Loan App In Nigeria?

FairMoney lets you remain in control of your finances on the go 24/7.

✓ Apply for up to ₦150,000. No paperwork, collateral or documents needed.

✓ We provide a credit decision in seconds!

✓ Use the money how you want and achieve your goals.

✓ Spread repayments in multiple installments for more flexibility and ease.

✓ Get rewards such as access to higher amounts of money, discounts or flexible interest rates when repayments are made on time.

✓ Buy airtime and data with a 5% discount, the cheapest rate in Nigeria.

How To Apply For Loan On Fairmoney Loan App 


✓ Answer a few questions and receive a credit decision in seconds. We encrypt the data you choose to share with us to protect your privacy.

✓ Money disbursed directly to the bank account you provide us.

✓ If you're not eligible, please try again in a few weeks.

Fairmoney Loan App Features:

You can now buy airtime and data in the app! Pay bills to build your credit score and get better loans with FairMoney App in Nigeria.

Fairmoney Loan Rates And Interest 

On FairMoney anyone can access between ₦1,500 to ₦150,000 in loan amount. 

Fairmoney Loan repayment periods range between 60 to 180 days allowing you to pay back in installments. 

Monthly interest rates range from 10% to 28% EIR (EIR: Effective Interest Rate per month) and APR from 120% to 260%. 

There are no additional fees for processing your loan or any hidden costs associated.

2. Sokoloan App In Nigeria 

With the new loan app,  you Get instant loan from soko to fulfill your extra ugent cash need any time.

About Sokoloan App

Get your loan right to your bank account and you can chooese to repay within 2 to 6 months.

Interest ranges from 4.5% – 34%.

For online loan apps in Nigeria without collateral, fast loans and quick loans in Nigeria, Download and apply for Sokoloan

Several simple steps to get a loan From Soko Loan App In Nigeria:

step1. Create your account

step2. Apply in seconds

step3. Receive your loan straight into your  bank account

step4. Increase your loan limit each time you repay your loan.

Read About: Sokoloan Review

3. Aella Credit Loan App In Nigeria 

Aella Credit makes it easy for employees in our network to access cash at the most competitive rates anytime, anywhere. 

Their loan application requires only your Name and employee ID number. 


With Aella credit Loan App, you can Receive your loan straight to your Bank Account in 2 minutes or less. 


Get your company to sign up now and download the Aella loan app. It will change the way you borrow.



4. Palmcredit Loan App In Nigeria 

Up to ₦100,000 Limit with Palmcredit Loan App, Instant Approval in 5 Mins.

- Loans Limit Range From NGN 2,000 to NGN 100,000

- Loans Duration Ranging Between 91days to 180days

- Loans Interest Rate: 14% to 24%, Equivalent Monthly interest 4%~4.7%, the Annual Percentage Rate (APR) on a Palmcredit loan is 48%~56%

- Example:If you choose a 6-month loan and borrow NGN100,000, Plamcredit charges an interest rate of 4.7% per month.  

Borrow NGN Interest Rate:  24% and The APR is 56%. 180 days Repayments of NGN 24,000. Total amount payment is NGN124,000

Palmcredit Loans Are No Origination Fees No Rollover Charge, No Transaction Fees.

Here Is How Palmcredit Loan App Works In Nigeria.

Palmcredit offers flexible loan products within minutes

• Only three steps to Your loan:
 - Register
 - Get Approval
 - Disbursement to your bank account

• No paper work, no collateral and get quick loans up to  ₦100,00 within 3 - 5 minutes.

• Repay your loans in time or complete Increase Limit tasks to build your credit limit and reduce on interest rate.

• Refer friends to join in Palmcredit App & Earn up to  ₦80,000 Cash Bonus.


5. Carbon ( Paylater)  Loan App

With the updated loan app, you can perform even more financial transactions!

- Use your Wallet to make transactions and earn rewards across Carbon

- Get instant loans of up to ₦1million within minutes. No documents or collateral required

- Grow your wealth. Earn interest of up to 16% annually by investing in PayVest, Carbon's high-interest investment plan

- Recharge airtime on any mobile network

- Pay bills for all your favourite services, such as GoTV, DSTV, LCC, or Bet9ja

- Transfer money to friends and family.

Carbon (formerly Paylater) lets you control your finances with a few clicks. You can get instant short-term loans for urgent needs, invest money to earn high-interest rates, recharge airtime on your mobile phone, and make bill payments for services.

It’s fast, secure, reliable and works 24/7. Currently available in Nigeria.


6.  Quickcheck Loan App In Nigeria 

Quick Loans app in Nigeria. No collateral. Grow your business, face emergencies

Never go broke again. No long queues, no long wait times. Just your smartphones and the QuickCheck app. 

Access quick cash loans at single digit interest rates, anywhere, anytime. This loan app for Nigerians, helps Nigerians access instant online quick loans without collateral.

Availability

QuickCheck is only available to serve customers in Nigeria with Android phones.

How To Apply For Loan Through Quickcheck Loan App 

If you live in Nigeria, need quick cash to settle emergencies and have an android device, all you have to do is 

Step 1: Download the loan app for free

Step 2: Sign up to create an account

Step 3: Apply for a loan in less than one minute

Step 4: We will run a credit scoring using our own algorithm. No collateral needed. 

Step 5: If eligible, the cash loan will be disbursed to your account within minutes.
If you are not eligible, please wait 2 weeks and apply again.

Why Quickcheck Loan App 

• No hidden charges
• No collateral needed
• You can borrow up to 200,000 naira
• You can choose your payment tenure
• It is fast, secure, reliable and easy to use
• We use artificial intelligence algorithms to run credit scoring
• We provide an instant credit decision
• We are available 24 hours, every day of the week.

Quickcheck Fees And Interest 

A QuickCheck loan has interest rates starting from as low as 5% monthly on the first loan. Loans range from ₦1,500 to ₦500k with terms from 4 weeks - 1 year. Interest ranges from 2% - 30%, with an equivalent monthly interest rate of 1 - 21%.

Quickcheck Loan Repayment 

To repay your loan, please log in to your QuickCheck app and follow the instructions. 

Other payment methods are also supported.
Repay your loans before the due date to increase your credit score, access higher amounts on the loan app, longer tenures and lower interest rates.


7. FastLoans App

FastLoan is an application from Fidelity Bank Plc for processing micro loans. 

The application allows for instant disbursement of loans within 2 minutes as well as seamless repayment of loans through various flexible options without documentation, collateral or bank visit.

With just your phone number and a bank account, we will offer you a loan and disburse to your preferred bank account within minutes. Repay on time consistently and get access to even higher loan offers.

To get started with FastLoan

-Download the App

-Create an account using an email and a phone number

-Get instant access to loan offers

-Disburse to your preferred bank account.


8. SmartCredits Loan App In Nigeria 

SmartCredit provides quick cash loans within 5 minutes of request

SmartCredit seeks to quickly meet short-term micro finance needs of individuals using alternative data and mobile technology. 

It's promise is to disburse loans to qualified applicants within 5 minutes of request using their mobile devices and computers from the comfort of their locations (home, office or anywhere) and without completing any physical forms.

With a fixed 1% interest rate running daily for either a 15 or 30 days payment tenure, SmartCredit is available 24/7 anywhere in Nigeria.

HOW TO USE:

1. Download/ install the mobile app.

2. PIN CREATION:

• Input a preferred 4-digit PIN
• Confirm PIN
• You will receive a prompt with status of your PIN creation

3. ENROLLMENT:

Follow the steps below to register for SmartCredit;

a.Provide your First and Last name(Ensure this name corresponds with your SIM registration details)

b. Input your NUBAN Account details

c. Input preferred answers to the under listed security questions.

d. Provide Debit/ Credit card details( For Card validation; ensure the card is activated for online transactions and has up to N25. This will be refunded upon your first loan request).


4. LOAN REQUEST/APPROVAL:

a. Select the loan request tab on menu header

b. Select required loan amount/ Payment tenure

c. Accept Terms and Condition

d. Once approved, your bank account is credited in less than 5 minutes with the requested loan amount.

REPAYING YOUR SMARTCREDIT:

a. Automatic (At Loan Maturity)
Ensure bank account linked to the registered Debit Card is funded with the loan amount + interest before the due date (15 days or 30 days)

b.Manual (Pre- Loan Maturity)

Select Pay back tab on Menu header
Follow the prompt steps


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Friday, October 11, 2019

KCB Mpesa Loan

Do you need a loan from kcbgroup, then this article will show you on how to get kcb mpesa loan approved easily.


About Kcbgroup


KCB Group Plc was registered as a non-operating holding company to oversee all KCB regional units including KCB Bank Kenya, Tanzania, South Sudan, Uganda, Rwanda, Burundi and Ethiopia. It also owns KCB Insurance Agency, KCB Capital, KCB Foundation and all associate companies.

Kcb Mpesa Loan And How To Apply.

1. Go to M-PESA >Loans & Savings

2. Select KCB M-PESA

3. Select loan > Request Loan > Enter Amount

4. Enter KCB M-PESA PIN.

KCB Mpesa Loan Account Features.

Upon activating the account, you will be issued with a loan limit from where you can borrow instantly. Loans issued are deposited into the KCB M-PESA Account.

1. You can access loan limits from as low as Kes. 50 and up to Kes. 1M.

2. Enjoy repayment periods of 30 days.

3. Loan repayment can be made via M-PESA or from the KCB M-PESA account.

How Does Kcb Mpesa Loan work?

1. Access the M-PESA menu.
2. Select Loans and Savings.
3. Select KCB M-PESA.
4. Select Loan.
5. Request Loan.
6. Enter amount.
7. Enter your M-PESA PIN
8. Loan amount will be sent to your KCB M-PESA Account less the interest, negotiation fee and excise duty which is deducted upfront.

To access, the loan, go to KCB M-PESA menu and select Withdraw to M-PESA.

Requirements To Have Kcb Account?

Be a registered and active Safaricom M-PESA customer

KCB Mpesa Loan Interest Rate?

1.06% per month with a one off negotiation fee of 6.44%. The cost for the one month loan is 7.5% including excise duty applicable on fees.

How To Check Your Kcb Mpesa Loan Limit

• Access the M-PESA menu 
• Select Loans and Savings
• Select KCB M-PESA.
• Select Loan.
• Request Check Loan Limit.

How To Pay Back My KCB Mpesa Loan.

1. Access the M-PESA menu.
2. Select Loans and Savings.
3. Select KCB M-PESA.
4. Select Pay Loan.
5. You can pay from M-PESA or from your KCB M-PESA Account.

How To Grow Your Loan Limit On Kcb Mpesa Loan?

1. Increase activity on your KCB M-PESA Account by moving money in and out of your Account.

2. Increase savings on your KCB M-PESA Account.

3. Increase usage of M-PESA services.

How To Deposit And Withdraw Money Into Your Kcb Mpesa Loan Account?

Money in and out of the KCB M-PESA Account is ONLY available through M-PESA.

To deposit from M-PESA,

1. Access the KCB M-PESA menu.
2. Select Deposit from M-PESA.
3. Your M-PESA will be deducted and your 4. KCB M-PESA Account credited with the amount.

To withdraw to M-PESA,

1. Access the KCB M-PESA menu
2. Select Withdraw to M-PESA
3. Your KCB M-PESA Account will be deducted and your M-PESA Account credited with the amount.

How To Check Your Kcb Mpesa Account Balance?

• Access the KCB M-PESA menu
• Select My Account
• You can check your account balance or request for a Mini Statement.

KCB Mpesa Loan App 

The kcb mpesa app is available on Playstore and you can Download Kcb Mpesa Loan App here

In Conclusion Of KCB Mpesa Account:

Need to save? Weka-weka na KCB M-PESA. Grow your money easily on your phone, start saving to enjoy interest rates of over 6% p.a*. It’s fast and easy, plus, the more you save, the more you can borrow.   Go to MPESA>Loans & Savings>KCB MPESA>Open Target Savings Account to get started. T&Cs Apply*
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