Access Bank Payday Loan

Access bank offers you a variety of loan options that suits your needs and wants. Starting from access bank payday loan to personal loan. In this article, you will learn how to successfully apply for access bank Payday loans for as long as you continue reading till the end.

About Access Bank

Following it's merger with Diamond bank in March 2019, Access bank plc became one of the largest bank in Nigeria and Africa's leading bank by customer base. operating through a network of more than 600 branches and service outlets, spanning three Continents, 12 countries and 31 million customers.

Access Bank Payday Loan

The bank has subsidiaries in sub-saharan Africa and the United kingdom (with a branch in Dubai, UAE) and representative offices in China, Lebanon and India. Access bank is one of the five largest bank in Nigeria in terms of assets, loans, deposits and branch network.

Table of Contents
  • Access Bank Payday Loan
  • Requirements
  • Why Choose Access Bank Payday Loan
  • Access Bank Payday Loan Code
  • Benefits of Access Bank Payday Loan USSD Code
  • How to Apply
  • Interest Rate
  • Loan limit
  • Repayment channel
  • Customer service number
  • Conclusion

Access Bank Payday Loans

Access Bank Payday Loan

Access bank Payday loan is a salary-based short-term loan designed for the Nigerian consumers irrespective of banks, which you access to a percentage of your net monthly salary in advance at a low interest rate with no documentation or collateral needed.

Sometimes emergencies arise before payday and you might be low on cash. This is where payday loan comes in and you need to get your salary now to ensure you sort out that personal problem.

Access Bank Payday Loan Requirements

Please make sure to provide these following requirements:
  1. Work ID
  2. You must have a salary account on access bank plc. If not, then, make sure your salary is processed via Remita or IPPIS.
  3. Completed application form via electronic banking platforms, QuickBucks app, mobile/internet banking or via USSD code.
  4. Passport Photograph.

Why Choose Access Bank Payday Loan?

  • No collateral or documents needed
  • 24/7 service which does not require visits to the bank and application is done.
  • Up to thirty-one (31) days tenure or next salary date.
  • You can borrow up to 75% of your monthly salary.

Access Bank Payday Loan Code

Access Bank Payday Loan

Access Bank Payday loans code *901# or *426# (for former diamond customers only) is a 3-digits mobile code launch by they bank to help perform all your banking activities (Loans, account balance, transfer etc) without the need of an Internet connection or data.

Benefits of Access Bank Payday Loan USSD Code

  • Access Bank loan USSD code is always available 24/7
  • It can be used without the need of internet connection or data
  • It is fast, easy to use and secured
  • You get all your banking activities wright on the go, with your mobile phone without the need of visiting any bank branch near you.

Does my Salary account Needs to be in Access Bank before Applying for Access Bank Payday Loan?
Your salary account does not need to be in Access Bank before you can get a Payday Loan. However, an Access Bank account would be opened for you as part of the loan request to disburse the loan.

How to Get A Payday Loan From Access Bank

Follow these steps to get access bank payday loan:
  1. Dial the USSD code *901*11# or *426*11# (for former diamond customers only) with the phone number linked to your access bank account.
  2. Now, quickly follow the on-screen command to get your loan.
  3. You can also apply for access bank loan by downloading and installing the Quick bucks app on your phone.
  4. You can also apply a loan through the Access Bank mobile app known as Quickbucks from your mobile device play store.

Access Bank Payday Loan Interest Rate

Access bank plc. Charges an upfront fees of 1.5% flat 4% flat interest rate and insurance of 0.15% of loan amount is taken upon loan disbursement (5.15% total all payable upfront).

Loan Limit

How to Repay Access Bank Payday Loan

It's your loan approaching it's due date (s)? Worry not because, access bank make use of automatic deduction that quickly deducts your loan balance on your next salary payment or 31 days from the day the loan was taken (whichever comes first).

Access Bank Loan Customer Service Number

Access Bank Payday Loan

For more issues on loan or other problems, please contact access bank on +23412712005. Or you can send a mail at or you can visit any access bank branch near you.


Access bank payday loan is easy to process and your loans will be disbursed into your account within minutes of applying. This payday loan is applicable to both salary and non salary worker. Please repay your loans to avoid penalty.