Saturday, March 7, 2020

Access Bank Loan | Access Bank Loan Code | Requirements And How To Apply

Access Bank Loan 

Access Bank plc is one of Nigeria largest bank offering instant online loans without collateral on personal loans, W power loan, creative sector loan, access payday loan etc....

You can apply for access bank loan through ussd code when you dial *901*11# or *426*11#, and you can also apply via the access bank online loan app.


Ecobank Loan

Uba Bank Loan
Union Bank Loan 


Access Bank Loans Without Collateral 

Access Bank Loan
Access Bank Loan 

1. Access Bank Payday Loan 

Access Payday Loan is an instant loan product for access bank customers (both salary and non-salary earners). 

With Access Payday Loan, you can borrow money at low interest rate with no documentation or collateral needed.

• No documentation required.
• No collateral required.
• Up to thirty-one (31) days tenor.

2. Access Bank Personal Loan 

The access bank personal loan enable your employees / individuals to empower their financial independence with this salary-administration product.

With access personal loan, you can Loan amount up to 75% of net annual salary (for applicants with terminal benefit),

Loan amount up to 50% of net annual salary (for applicants without terminal benefit)

• Up to 36 months tenure
• Credit life insurance

3. Access Salary Advance Loan 

Access now offers up to 100% of your net monthly salary and repay for 3 months with their Salary Advance loan.

• No documentation required
• No collateral required
• Three (3) months tenor

4. Access W Power Loan

The access bank W Power Loan was designed to close the financing gap for female owned businesses by providing access to loans and credit facilities.


You can use this loan to purchase raw materials or settle other daily operating expenses of the business plus, depending on your type of business and its risk rating, you could access up to 100million naira (One Hundred Million Naira) in loans.


5. Access Bank Student Loan


Access Bank offers advance for School Fees scheme which is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards.


It is also ideal for financing of undergraduate study, postgraduate study and professional examinations.


• Loan amount: up to N5million.

• Refinancing option available.
• Remittance services available.

Requirements:


• Completed Application Form.

• Admission Letter.
• Tuition Advice.
• Letter of domiciliation of salary account with Access Bank.


Requirements For Applying For Access Bank Loan 

1. Completed Application Form

2. Completed Employee Status Inquiry/Employer’s Confirmation Form

3. Evidence of Confirmation (Letter of Confirmation, Last promotion letter etc.)

4. Copy of Employment ID and valid means of identification

5. BVN

6. Credit checks

7. Letter of Lien/Set off

Access Bank Loan Eligibility Requirements 


1. Prepare your business plan or statement on how much you want for your business.

2. Go to any Access bank branch with the above mentioned document or apply online through our Creative sector loan portal

3. Our Relationship officers will contact you for further discussion and process your loan request.

4. The maximum interest rate of 9% per annum (all charges inclusive) is applicable on all loans.

5. The repayment period is a maximum of:
a) 3 years for Software Engineering Student Loans
b) 10 years for Movie Production & Distribution, Fashion, Information Technology and Music.

Access Bank Loan Code

you can get access to an instant loan by dialing the access bank quick loan code *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.

Access Bank Interest Rates 

The maximum interest rate of 9% per annum (all charges inclusive) is applicable on all loans.

Kindly Note that access bank offers loans to civil servants, and also home loans. They gives quick loans to nysc members,

You can visit any access bank branches if you want to learn more about how access bank loans works.
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