Here's how to apply for UBA loan & get up to 30 Million with no collateral or documentation needed, low interest rate and repay at your convenience.


UBA, which stand for United Bank, is a leading pan-African financial services group founded in 1949. It is one of Africa's best and most resilient banking group headquarterd in Lagos, Nigeria. It has offices in 20 African countries and beyond. The pan African bank is also situated in New York, Paris and London.

UBA loan

Currently, the bank has over 4,000 staff and offers a variety of lifestyle products and services as well. Some of it's products include but not limited to wholesale banking, savings/ current accounts, mobile/ internet banking, corporate banking, money transfer, investment/ consumer banking, trade, domiciliary account and many more.

Table of Contents
• UBA Loan
• Requirements
• UBA Loan Packages
  1. Click Credit Loan
  2. Personal Loan
  3. Assets Finance Loan
  4. Auto Loan
•  UBA Loan Code
• How to Pay Back Your UBA Loan
• UBA Loan Review
• Conclusion

UBA Loan

UBA loan is a loan service launched by the United Bank for Africa (UBA) to provide quick and instant loans without collateral to individuals who has a salary account with the bank.

They are many loan packages provided by the pan-african bank, UBA, that suits your needs and wants. So before you apply for loans, carefully read through and understand what each loan packages is all about.

UBA Loan Application Form

  1. You must have a UBA salary account.
  2. Valid means of identification.
  3. Confirmation letter &/ or, cast promotion letter.
  4. Employers undertaking to domicile salary with UBA or completed employee inquiry from (optional, depending on the loan packages).
  5. Pro-forma invoice for the item issued in the name of the bank/ the applicant (optional, depending on the loan packages).

Basic things to know before applying for FCMB Loan

Loan Packages Offered by UBA Bank

Here are all the uba loan packages:

UBA Click Credit Loan

UBA click credit loan gives you funds up to N5million in less than 3 minutes at an interest rate of 1.58% monthly and pay back in 12 months time.

UBA Click Credit Loan Requirements

To qualify for a click credit loan, you must:
  • Have a UBA account.
  • You must have received your salary through UBA for the last 6 months.

How to get click credit loan from UBA

To get a click credit loan, please follow these steps:
  • With your mobile phone, dial *919*28# and send.
  • Now, follow the on-screen command to get your UBA loan.
  • You can also a loan from any of UBA digital channels (Mobile/ Internet banking or through LEO).
  • Receive your loans within 5 minutes.
  • Pay back on time to lower your interest rate and increase your loan limits.

Requirements needed to get a loan from first Bank of Nigeria

UBA Personal(No Wahala) Loan


UBA loan

Sometimes life comes with different situations where unexpected or needed expenses may arise and exceed your income and savings.

Personal loans or you can say no Wahala loan can fill the financial gap. UBA personal(No Wahala) loan gives you funds up to N30million depending on your salary and other set terms and conditions, and access up to 50% of your debt service ratio (DSR) and pay back at your convenience usually within 5 years time.

With UBA personal loan, you can take care of your urgent personal issues, unwanted medical issues, marriage and vacation issues etc.

UBA Personal Loan Requirements

  • A copy of your pay slip and bank statement of account showing salary inflow in the last 6 months.
  • Valid means of identification.
  • Confirmation letter and/ or last promotion letter.
  • A functional UBA salary account.
  • Employer's undertaking to domicile salary with UBA or completed employee inquiry form.

How to get a UBA personal loan

Follow these steps to apply for UBA personal loan:
  • Visit any UBA branch near you to complete your loan application form, or you can click here to download and fill your loan application form.
  • Summit your application to the customer service officer in any UBA branch near you.
  • Uon review and approval of your loan, you will be required to sign an offer letter detailing the loan terms and requirements.
  • Upon execution of offe letter, loan disbursed into your UBA salary account within 48 hours.
  • Pay back on time to lower your interest rate and increase your loan limits.

How to get a Gtbank loan within 5 minutes

UBA Asset Finance Loan

UBA Asset finance loan gives you the opportunity to purchase that assets you have always longed for, without depleting your savings or working capital.

UBA loan

You don't have to wait to get the things you want, you can buy home appliances, mobile phones, electronic devices, solar systems, generator, furniture and other assets with UBA asset finance loan and repay at your convenience.

You are only required to make available a minimum equity contribution of 30% of the cost of the asset to be acquired, while the bank will provide the balance of the cost as a loan. You can choose to pay back the loan for a maximum period of 24 months.

UBA Asset Finance Loan Requirements

  • A functional UBA salary account.
  • Valid means of identification.
  • Confirmation letter and/ or last promotion letter.
  • Pro-forma invoice for the item issued in the name of the bank/the applicant.

How to get a UBA Asset finance loan

  • Visit any UBA branch near you and obtain a pro-forma invoice (PFI) for your preferred items.
  • Submit your invoice and complete a loan application form.
  • Provide the minimum equity contribution of 20% of the cost of the assets.
  • Provide the funds to cover the insurance cost.
  • Upon review and approval of your loan, you will be required to sign an offer letter detailing the loan terms and requirements.
  • Receive your loans within 24 hours.
  • Repay on time to lower your minimum equity contribution percentage.

UBA Auto Loan

UBA Auto loan gives you a loan up to N15million to purchase that dream car of yours, with a minimum equity contribution of 30% and pay back conveniently in up to 48 months.

You can purchase a vehicle with UBA Auto loans from any of these brands; Mercedes, Hyundai, Toyota, Nissan, Ford, Benz, Kia, Honda, Suzuki, Mitsubishi or Volkswagen etc.

UBA Auto Loans Requirements

Here are a list of what you are to provide before applying for a loan:
  • A functional UBA salary account.
  • Valid means of identification.
  • Confirmation letter and/ or last promotion letter.
  • Employers undertaking to domicile salary with UBA or completed employee inquiry form.
  • Pro-forma invoice for the item issued in the name of the bank/the applicant.

How to get a UBA Auto Loan

  • Visit any UBA branch near you to obtain a pro-forma invoice for your preferred items.
  • Present the invoice and complete a loan application form.
  • contribution of 30% of the cost of the items.
  • Provide the funds to cover the insurance cost.
  • Upon review and approval of your loan, you will be required to sign an offer letter detailing the loan terms and requirements.
  • Receive your loans within 24 hours.
  • Repay on time to lower your minimum equity contribution percentage.

Ecobank Loan: How to apply without Collateral

UBA Loan Code

UBA loan USSD Code is *919*28# which can be use to access loans on UBA bank without visiting any UBA branch.

You can apply for a loan without the need of internet connection or data. Any phone that can make an receive calls is acceptable.

How to Repay your UBA Loan

Follow these steps to pay back your loans on uba bank:
  1. UBA bank make use of Auto debit system that quickly deducts your fund's on your way due date(s).
  2. You can also repay your loan by dialing *919*28# and follow the on-screen commands.

UBA Loan Review


UBA loan

UBA loan is a loan service sponsored by the UBA bank to give out loans to individuals who has a salary account with the bank. It is fast, secured and reliable.

Conclusion

Before applying for UBA loan, please only borrow what you can afford to repay to avoid unwanted penalties. Repay on time to decrease your loans interest rate and higher your loan limits.

Uba bank offers instant online loan without collateral with free loans of up-to N30,000,000 and you can repay back over 36 months.