Tuesday, December 31, 2019

Fnb Loans | Rates And Requirements | How To Apply

About FNB Loans 


FNB provides personal, private, business, commercial and coperarte banking services to millions of customers across South Africa.

Izwe Loans 

FNB Loans 


FNB loans is a lending company in South Africa that offers personal loan up-to R300,000 with a personalised interest rate from as low as 13% for planned or unplanned expenses. 

Whether you need extra money to help turn your house into your dream home, walk down the aisle or go on that well-deserved holiday, FNB has the right credit solution for your every need.

Why FNB Loans 

1. Personalised interest rate from as low as 13%
2. Funds up to R300 000
3. Flexible repayment terms up to 60 months.

Types Of FNB Loans 

With FNB loans R300,000+ loan is guaranteed with:

• FNB Easy Loans
• FNB Gold Loans
• FNB Premier Loan
• FNB Private Loan 
• FNB Private Wealth Loan
• FNB Business Banking Loan.

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Money Lenders In Lagos

If you need a private loan in Lagos, there are money lenders in Lagos that offers personal loans to individuals residing in Lagos without collateral, up-to N200,000 loan for grab.

Loans In Lagos 
GTBank Loan 

Top Money Lenders In Lagos 


1. Eazzicash Money Lending 


Eazzicash is an online lending platform in lagos that offers loan application making it easy and simple for people to apply for loan.

Eazzicash lend money to customers who are in need of money and meet loan requirements. 

Eazzicash money lending Application can be done just following this easy steps below using any of our platforms (Web, IOS app or Android App)..

• Click on the Apply now button on this webpage or Download the app from App Store (Android & IOS)

• Check your email address and Click on acknowledge link in the confirmation email from EAZZICASH.

• Fill the required information on the create account section and create your account real time.

• Logon to your app or web platform and apply for Pawn, lending, financing or investment Loan.

2. Pennylender Lending Platform 


Pennylender is an online loan lending platform in Lagos Nigeria located at 6th Floor, 294 Herbert Macaulay Way
Yaba, Lagos.

They offer personal loans for salary earners in the private and public sector and also offers SME Loan for small business and entrepreneurs.

You can borrow from 10,000 - 5,000,000 once you apply now

3. Pagefinancial Money Lending 


Pagefinancial is another money lending company in Lagos that offers quick online loan, payday loan or even an emergency loan.

They offer fast processing of your loan as well as same-day access to funds (once approved). 

They guarantee loan disbursement in under 3 hours - No collateral, no guarantors or paper works required. Apply Now

4. Renmoney Lending Platform 


Renmoney is a top money lending platforms that offers Personal Loans and Micro-Business Loans that are designed to conveniently meet your financial needs. 

So, whether you’re employed or run your own business, you can get a loan of up to ₦4,000,000 with Renmoney. Apply Now

5.  Lapo Microfinance Loan 


Lapo is another business loan lending company in Lagos that offers SME Loan of up-to 5,000,000 to expand your business with an affordable interest rates.

• No collateral
• Access to funds for your business expansion
• Flexible repayment structure. 

Apply Now by visiting their office at Irorun Plaza, 2nd Floor
Kudirat Abiola Way, Oregun
P.M.B. 1729,
Ikeja, Lagos State.
info@lapo-nigeria.org
Call Centre Number: +234-813-984-0230, Landline: +234-816-938-9739

These money lenders in Lagos are been offered by loan vendors that will merge you with the individual that will lend you money in Lagos.
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Thursday, December 26, 2019

Specta Loan | Requirements And Interest Rates |Apply And Borrow Upto N5,000,000

Specta Loan Nigeria Review 

Do you need a fast, easy and secure personal loans for business or emergency in Nigeria, Specta Loan is there for you offering up-to N5,000,000 loan in minutes without collateral.

About Specta Loan Nigeria 


Specta Loan is an online lending platform powered by sterling bank which gives you loans of up to N5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. 

With Specta Loan, you can take care of your urgent personal and business needs anywhere, anytime. 


Specta Loan Packages 

Specta Loan is open for everyone irrespective of occupation and bank and also offer following packages on their loan:

1. SpectaXtreme Loan is for everyone; business owners, salaried workers and more with no profiling necessary. 

You can get up to 2 Million Naira, one-year maximum tenor and interest rate between 26 – 30% per annum, irrespective of Bank. 


2. SpectaBasic Loan gives up to 5 Million Naira in 5 minutes, up to 4 years tenor and flexible interest rate and repayment date. 

This is open to only salaried workers (irrespective of Bank) and business owners whose accounts are in Sterling Bank. 

3. Specta Prime Loan is the fastest cash backed lending for individuals and corporates. 

Earn money on your investment while you lend for urgent needs. You can lend in Naira, Dollars, Pounds and Euro. 


4. Specta Allowee Loan enables Corpers get quick access to funds to develop and expand their entrepreneurial dreams. 


5. Specta Quick Cash Loan gives up to 20,000 Naira quickcash to all individuals based on Social Media reputation and transaction history. This is also open to everyone irrespective of bank.


More Loans On Specta Loan Nigeria 

1. Specta Payday Loans 

Sometimes, you need to get your salary now to ensure you sort out that pending need. With Specta’s Payday Loan, you do not have wait.

A Payday Loan is a salary-based short-term loan which you access to a percentage of your net monthly salary in advance. The duration of the loan is the difference between a Payday Loan and a Personal Loan.

2. Specta Personal Loan 

With Specta personal loan, they can be used to cover medical bills, make some home improvements, give your business a little boost, take a much needed vacation, pay for a training to become more competitive for a promotion or even take care of fees.

These loans can be used for anything and if you need money right now – up to 5 Million Naira, Specta personal loan is there for you.

3. Specta Student Loan 

Whether you are working toward a Post Graduate Diploma (PGD), Master’s degree, after being in the workforce for decades, a professional Certification Programme or looking for a little help to take care of school fees for your children, Specta education loan can help you get that sorted.

Education is a big expense and well worth the price, so it is important that you get the value while you can.

4. Specta Home Rent Loan 

Rent can be a very difficult bill to pay when money is tight and sometimes, the deadline can creep up on you. Sometimes, we make enough money to afford rent but find that we cannot meet the high upfront cash requirement.

Specta's Rent Finance helps you get the cash you need to ensure your bill is paid, giving you the ability to pay back at your own pace.

5. Specta Medical Loan 

Specta Medical financing is created to provide you with an easy and convenient way to pay for medical expenses. 

Some of these medical expenses are planned for while others are emergencies which cannot be ignored. 

With funds already running out or dedicated to other important needs, Specta Loan can assist to ensure your health or that of loved ones are taken care of.

6. Specta Wedding Loan 

Planning a wedding is exciting, the coming together of two families and the celebration of love is an event of joy for all at least until the cost becomes overwhelming. You can use Specta loan to finance your big day..

Specta Loan Login 

You can sign up with Specta Loan if you have not created an account with them or easily Login to your Specta Loan dashboard from here.

Specta Loan Interest Rate And Fees

Specta Loan interest rate ranges from 21% + 33% interest rate. With Specta Loan competitive interest rate you can borrow loans with no hassle.

Specta Loan App Download 

Specta Loan currently has no app for download, members can sign up through their website and apply online.

Conclusion On Specta Loan Review 

With Specta Loan, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. 

Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.
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Wednesday, December 25, 2019

Pay Per Click Affiliate Programs In Nigeria

Are you a blogger or you are looking for a way to make money online in Nigeria, There are many ways you can make money online and pay per click affiliate programs is one of the easiest way that you can use to monetize your blog and make money online in Nigeria.

These pay per click sites can pay you as much as N100 - N200 per click and are best known as affiliate programs that pays daily.

These pay per click sites pays you for each click gotten from your website or blog traffic, some of these PPC ( pay per click ) sites pays you for impression and most of it all pays you referral.

Airtime To Cash
Free Airtime App  
Loan Apps In Nigeria 

Top Pay Per Click Affiliate Programs In Nigeria That Pays Daily 


1. Google Adsense Program ( PPC ).


Google Adsense is one of the highest and most paid pay per click affiliate network in Nigeria, they can pay you up-to N300 per click depending on your traffic visitors.

Their payments are done through bank transfer and requirements needed to earn from Google pay per click affiliate program is to have a website or blog then you can sign up for their publishers program.

2. NGAdverts Program 


This is also one of Nigeria advertising company with fast approval for anyone that wants to make money from Ngadvert pay per click.

Comes with easy sign up and minimum payout of N3,000 in Nigeria currency, their payment is through bank transfer

Sign Up As Ngadverts PPC affiliate and make money as a publisher through your website for each click.

3. Propeller PPC (Pay Per Click Network).


This is one of the fastest growing ad networks out there. They have a multi-channel format that allows you to maximize your income by monetizing your website traffic in several ways. 

Their advertising solutions include; display, desktop, video, mobile, in-app, and more. Our readers think this is among the best choices of all pay per click platforms.

4. Alternative Pay Per Click Website


This is an advertising company known for its top paying ad network, they offer cpc and PPC while signing up.

To sign up with this Alternative Pay Per click network is easy and requires no minimum traffic, they also offer 3% - 5% of their advertiser's pay to you as their publisher's affiliate to earn.

Their method of payment is through PayPal and Bank wire transfer

Register with Alternative Adverts Now.

5. Dochase Pay Per Click Site


Dochase is another amazing advertising website in Nigeria that offers easy sign up through their ads and pay much per single click more than impression,

Their minimum payout is 2,000 and they pay directly to your Nigerian bank account faster.

They offer both PPM and CPM, Register with Dochase easily.

6. Adquet Per Click Affiliate Program 


This is also Nigeria top paying ad networks, easy sign up, no minimum traffic  domain acceptable.

Their pay per click goes from N45 to N100 and pay per click depending on the banner ad size and their method of payment is through bank transfer.

Sign Up With Adquet pay per click affiliate program.

7. VigLink Pay Per Click 


This is an awesome automated marketing program that will turn your regular links into affiliate links so you can get paid for content that you would normally not be earning money from. 

This is done by their system identifying products/services mentioned within the content that they then automatically transform the terms into money making links. 

When you refer someone to VigLink, you will get 35% commission for the first year.

8. Twinpine Pay Per Click Affiliate Network 


This is a Nigerian top ad network with a minimum payout of N2,500 through bank transfer, they also offers both cost per click and pay per miles advertising on both mobile apps and website.

Although there are foreign pay per click affiliate programs that pays per click, per impression and method of payment is through PayPal but if you don't have any idea on how to get a PayPal then try out the above listed pay per click affiliate programs in Nigeria etc. 
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Fairmoney Loan Nigeria | Fairmoney Loan App | Fairmoney Contact Etc.

When it comes to top money lending platforms in Nigeria, Fairmoney Loan App is one of the best loan app companies in Nigeria offering instant loans without colleatral.


About Fairmoney Loan Nigeria 


FairMoney is an automated online moneylender that provides single payment loans, installment loans and payroll loans for borrowers.

Their minimum loan amount is N10,000 and the upper limit for a new customer is N40,000 with no collateral or guarantor required. 

Interest rates are determined by a number of factors, including your repayment history and the cost of lending. 

Loan decisions are provided within 15 seconds and if approved, the applicant receives funds within 5 minutes. 24 hours a day, 7 days a week. 

Loans are delivered via an Android mobile Fairmoney Loan app, with lending decisions provided almost instantly.


How Does The Fairmoney Loan App Works?

You can check if you are eligible for the Fairmoney Loan through their website, once you received your pre-approved Loan offer from Fairmoney then you are good to go.

Fairmoney Loan Review 

They offer loans of different products, loans are available to new and existing customers:

1. Fairmoney Payday loans
FairMoney payday loan is designed to provide monthly overdraft to staff of companies, ministries, Parastatals and other establishments.

2. Fairmoney Education Loan

Any salary earner, self-employed or professional Public and Private companies, Students, Government sector employees including Public Sector is eligible for a personal loan.

3. Fairmoney Business Loan 

This loans help business to cover cash flow payments when due.

Fairmoney Interest Rates 

Their interest rate varies based on your profile, from 10% to 30% per month of the loan borrowed.

Fairmoney Loan App / Apk And How To Apply Easily


Fairmoney Loan App is one of the best loan apps in Nigeria offering instant cash to your bank account, up-to N150,000 loan without collateral or paperwork.

If you need money for your business or a personal loan, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. With Fairmoney Loan App, getting loans and paying bills fast becomes easy. You can also earn bonus cash when you invite your friends to Fairmoney App.

Fairmoney Loan App Instalments And Interest Rate:


1. On FairMoney App anyone can access between ₦1,500 to ₦150,000 in loan amount.

2. Their repayment periods range between 61 to 180 days allowing you to pay back in instalments.

3. Monthly interest rates range from 10% to 28% EIR (EIR: Effective Interest Rate per month) and APR from 120% to 260%.

4. There are no additional fees for processing your loan or any hidden costs associated.

5. Repaying/reimbursing your loan: You can reimburse your loan through bank transfer, or USSD transfer or via debit card.

Requirements To Apply For Fairmoney Loan 


All you need is your phone number and BVN to apply for a loan of up to ₦150,000 from your phone.

• Valid bank details
• BVN number
• Android Phone
• Complete application

• Sign up with Facebook or your phone number
• Create your secure PIN.

No document, no collateral Needed,

You will only need to share your BVN during the loan application and connect your ATM card to authorize Fairmoney to debit your account for the repayment.

How To Apply And Get Cash Loan Of Up-to N150k Via Fairmoney Loan App. 


Open the Google Play Store on your phone, search “FairMoney” and hit the “ Download And Install” button,

Step 2: Sign Up And Register On Fairmoney App 

Sign up with your phone number, answer quick questions in 2 minutes then proceed to the next stage,

Step 3: Apply For Fairmoney Loan 

Once you apply online through Fairmoney App and your loan gets approved, then you receive a loan offer, instantly.

Fairmoney Contacts 

You can contact Fairmoney through their office address, Fairmoney email address and Fairmoney number.

Please send an email to help@fairmoney.ng or call the Customer Service Hotline on 01 631 6097 (Mon-Fri; 9am-5pm).

How To Fasten Your Loan Approval On Fairmoney Loan App 

You need an Android phone. Download the FairMoney app here from the Google Play Store. 

Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. 

If you accept it, you will receive your loan instantly in your preferred bank account.

Why Fairmoney Loan Apk

• Speed of delivery – You can get a loan from Fairmoney App instantly in 5 Minutes, from anywhere in Nigeria

• Flexibility – You can repay on or before your due date with a reduced interest rate

• No hidden charges – their interest charges are all-inclusive, ensuring transparency

• The Fairmoney customer care is King – their team is trained to treat you with the utmost respect at all times.

How To Repay Fairmoney Loan 


1. To repay your Fairmoney Loan, Click on the "Repay" button in the Fairmoney app to pay with an ATM card, USSD or Automatic Bank Transfer (via your Providus wallet)

2. You can also repay via bank transfer or cash deposit to the following details:

Account Name: MyCredit Investments Limited

Bank Name: Stanbic IBTC

Account Number: 0023462495

• Please add the code given in the app to your transfer reference/description.

After the payment, please send an email to help@fairmoney.ng with a screenshot of your proof of payment.

Kindly note it takes up to 24h to update your repayment.

Conclusion On Fairmoney Loan App Nigeria 

Fairmoney Loan being one of the best loan and trusted money lending platforms in Nigeria that gives instant loans without colleatral, you can sign up and apply for Fairmoney Loan.
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Monday, December 23, 2019

EcoBank Loan Code | Requirements And Eligibility For Eco Loans

Eco Bank Loan | How To Apply 

Ecobank is one of top Nigeria bank that offers flexible range of loans to help you afford it.

With Ecobank loan, you can apply for up-to 90% of funds, no collateral needed, repay convinently over up-to 10 years and access to large and short term loan. 

Fcmb Bank Loan
First Bank Loan 
GTBank Loan 

Ecobank Loan can be apply using the Eco Bank Loan ussd code or visit any of their nearest branch.

Types Of Ecobank Loans You Can Apply

Ecobank Loan 

1. Ecobank Auto Loan

Eco bank offers loans on Auto Loan or Asset Acquisition which can help you make your dreams of purchasing a new vehicle or generator a reality, by offering you up to 90% of the cost of the asset.

2. Ecobank Advance Facility Loan

If you’re suddenly faced with unexpected financial needs, Ecobank can help. With Ecobank Advance Facility loan which allows you to get fast access to up to 50% of your net monthly salary.

3. Ecobank Mortgage Loan 

Whether you are buying a new home, or renovating or refinancing the home you live in now, Ecobank Mortgage Loan is the ideal way to finance it.

4. Ecobank Travel Loan 

Ecobank Travel Loan offers you a simpler way to manage your vacation expenses, and includes discounts on tickets prices and hotel accommodation.

5. Ecobank Salary Advance Loan 

Providing instant access to funds for emergencies, Ecobank Salary Advance loan is a 30-day overdraft facility, offering employees of approved organisations access to up to 40% of their net monthly salary.

6. Ecobank Cash Backed Loan

If you have existing deposits or investments with Ecobank, their Cash Backed Loan is a pre-approved, low interest loan that can help you access your cash without liquidating your savings.

7. Ecobank Personal Loan 

Ecobank Personal Loan is an all-purpose loan, offering you flexible repayment plans and the option to access additional funds after repayment over time. So whatever you’re financing, it’s easy to lean on us.

How To Apply For Ecobank Loan 

To get started and apply for Eco loan, you have to visit any of their nearest branch near you.

You can also make use of Eco Bank branch locator to find out their nearest branch near you.

Ecobank Loan Ussd Code For Instant Loan 

You can access the Ecobank banking system by dialing Ecobank instant quick loan code *326# and get access.
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Wednesday, December 18, 2019

Apps That Give Free Airtime In Nigeria | 100% Working

It gives me joy whenever I checked my airtime balance and see how I have accumulated free N10,000+ airtime in Nigeria with the latest working free airtime app.

With these free airtime app, you can get free airtime on any mobile network in Nigeria both on MTN, GLO, AIRTEL, 9mobile.

And if you are reading this post, then you know that this can be a very money making machine for you selling free airtime in Nigeria.

You can acquire as much free airtime as you want from these free airtime app and the best part of it is that no vpn needed, just referred your friends to the app and when action is taken you earn free airtime.

How Do I Get Free Airtime From These Apps? 

Like I said earlier most of these apps are based on referrals but you can also earn free airtime completing surveys, buying airtime and earn free airtime cash back.

Best Free Airtime App That Works In Nigeria 

1. Jumia One Free Airtime App 

Jumia one app is for Airtime Top-up, Paying Utility Bill, Shopping - All your daily needs in ONE place!

Jumia ONE is one of the smartest, most convenient & secured ways to do airtime top-up, pay your utility bills, earn free airtime & much more, all at the BEST price in Nigeria!

Recharge your phone, pay utility bills, buy event tickets, make hotel reservations, book a ride, get a quick Loan, order food from your favourite restaurants and more all in Jumia ONE in Nigeria. Jumia One is the all-in-one Lifestyle App You Need in Your Pocket.

• With jumia one free recharge airtime App you Enjoy 4% Cashback Bonus on Airtime & Data.

• Get 4% instant bonus as cashback on all your Airtime and Mobile Data recharges; up to ₦2500 cashback on each purchase!

• Pay Zero Fee on Bills

• Pay ZERO service fee on utility bills like DStv, GOtv, Startimes, Smile, Swift, Spectranet, and electricity bills. And save ₦100 on each transaction.

• Earn 500N free airtime daily when you refer your friends to jumia One App.

With Jumia One free airtime App you enjoy:

• Guaranteed bonus on each mobile recharge 

• Savings on your bills payments

• Secure payment via bank account, debit or credit card: 100% secured & certified.

Is Jumia One App Legit? 

I am getting free airtime from Jumia one App in Nigeria and has gotten up-to 5,000 Naira free airtime through this app. 


Yes this is a real  company app that earns you free airtime in Nigeria, most of the actions needed to earn free airtime from these online airtime apps are referrals to these app, making recharges with these app which is said to be the Best free airtime surveys in Nigeria and here is how they work:

Jumia one free airtime App that earns you free N1,000 as soon as you download and purchase airtime from the app or data plus 20% cash back....

You can purchase N50 airtime for a start and earn 20% cash back from it. 

Download Jumia One App . On your first transaction enter WELCOME20 to Recieve welcome bonus.


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Personal Loan In Delhi

There are personal loan in Delhi that offers instant personal loan up-to 30 Lahks, instant approval, no collateral needed, online payments.

Loans In Jamaica 
GTBank Loan 
Finchoice Loan 

Best Online Personal Loan In Delhi 


1. Indialends Personal Loans 

Indialends is an online personal loan in Delhi that provides loans that range from Rs. 25,000 to Rs. 25 Lakhs with a tenure period of one to five years.

Their Personal loans are best suited for times of contingencies as the loan is provided instantly. 

Minimal documentation and processing time is taken for the loan approval process.

For obtaining Indialends personal loan with ease, certain requirements such as a decent credit history, adequate monthly salary and minimum age are important. 

After you apply for a personal loan, your credit report containing your credit history and your final credit score is reviewed by the lender. 

Thus, if you have a good credit score, lenders would give you a personal loan at low-interest rates and vice versa.

Applying for a personal loan in Delhi online is convenient as most of the work is done by the online platform. 

When you apply online, your application is sent to various Banks and NBFCs according to your profile who make a lending decision after reviewing your application. 

Online platforms like IndiaLends operate without charging any extra fees or attached hidden costs.

Apply For Indialends Personal Loan In Delhi

2. Bankbazaar Personal Loan

Bankbazaar is one of the banks in Delhi that offers personal loans and other financial services.

Their personal loans comes with a competitive interest rates with hassle-free approval processes and minimal documentation. 

The repayment tenures are flexible and the loan amounts can extend up to Rs.30 lakh, thus making it easy for you to fulfil your financial goals.

Documents Needed To Apply:

1. Photo ID and age proof
2. Signed application form with photograph
3. Residence proof
4. Last 6 months bank statement
5. Documentation for salaried applicants:
Last 3 months salary – slips
Form 16 or Income Tax Returns
6. Documentation for self-employed applicants:
Last 3 years Income Tax Returns with computation of Income.
Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account.

Personal Loan Offered By Various Banks In New Delhi


Some of the leading banks and NBFCs offering personal loans at the best interest rates are listed below:

• Standard Chartered Bank
• Tata Capital
• Aditya Birla
• ICICI Bank
• HDFC Bank
• Axis Bank
• CitiBank
• Kotak Mahindra Bank
• Oriental Bank
• Bajaj Finserv
• Fullerton.


 3. Paisabazaar Personal Loan 

Paisabazaar offers Personal Loan to individuals in Delhi at lowest interest rate in the market. Fill your details and compare 30+ available options.

You can apply for their personal salary loan or self-employed loan.

Paisabazaar offers personal loan amount starting from Rs. 10,000 to Rs. 40 lakh which is offered by many banks and NBFCs in Delhi and you can avail a loan amount as per your requirement and eligibility

Why Paisabazaar  Loan:

1. Flexible tenure: 

When you avail a personal loan, you can repay it easily within the tenure ranging from 12 to 60 months. You can choose the tenure as per your repayment ability.

2. Online application: 

To apply for a personal loan, you don’t need to visit the bank as the whole process can be completed online. All you need to do is to fill the application form and upload/submit necessary documents to process your loan application

3. Quick disbursal: 

To ensure quick disbursal of loan amount to your account, the banks asks for minimum documentation and once all the information is verified, the loan is disbursed within 3-4 working days.

Documents Required:

• Identity proof: Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card

• Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card

• Income proof: Bank Account Statement, Salary Slips (last 3 months), ITR (last 3 months).

To Become Eligible For Delhi Personal Loan:

1..You should be an Indian
2. You should either be a salaried professional or a self-employed individual/professional
3. You should be at least 21 years old your maximum age should be 21 years
4. Your minimum monthly income/salary should meet the criteria set by the bank
5. Your credit score should be 750 or above


4. Bajajfinserv Personal Loan 

Unlike every other loan companies in Delhi, bajajfinserv offers personal loans and instant credit loan of up-to Rs. 25 Lahks, Avail a Flexi Interest-only Loan at no additional cost and bring down your EMIs by up to 45%.

Documents Needed:

People living in Delhi NCR can apply for personal loans online by furnishing some easy-to-arrange documents. 

Here is a list of documents that you would need to submit while applying for a personal loan in Delhi NCR:

1. Employee ID card of the company where you are currently employed
2. KYC documents
3. Previous 2 months’ pay slips
4. Bank account statement of the salaried account for the last 3 months.

Why Bajajfinserv Personal Loan?

• Online loan application procedure
• Instant approval in 5 minutes
• Loan disbursement within 24 hours of approval
• Huge loan amount of up to Rs.25 lakh
• Flexible repayment tenor of 12-60 months
• Flexi loan feature helps you pay only the interest as EMI on the utilized loan amount out of the total loan limit
• Collateral free – no need to pledge anything
• Online loan access to help track loan details round the clock

If you need some urgent funds, then you can apply for the best personal loan in Delhi from Bajaj Finserv.

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Sunday, December 15, 2019

Mobile Money Lending Apps In Ghana

There are mobile money lending apps that can lend you up-to 2000 ceedis in Ghana, these money lending apps are tested and trusted, has the best rate of loans without collateral in Ghana.

In my previous post on Loan apps in ghana where I explained briefly on apps that lends you money in Ghana, their requirements, interest rates and loan tenure.


Now these are the best money lending apps in ghana which I can recommend to any of my friends including you.


MTN Cash Loan 

Glo Cash Loan Nigeria 


Top Money Lending Apps In Ghana 


1. Barclay Money Lending App 

Barclays app is a lending financial Mobile App that provides a fast, easy and secure way to access your accounts, send money, and withdraw cash, buy airtime and pay your bills directly from your phone.

With Barclay app, you can use your Mobile Wallet to pay for goods and services on the fly, do easy transfers between your accounts, save your contacts as beneficiaries to effortlessly manage payment details, keep a close eye on your balances and transaction history

Fast and secure convenience, at your fingertips. Download the app now and start the journey to true banking freedom.

2. Fido Money Lending App 

With Fido money lending app in ghana, you can Apply for an instant loan with no need for collateral or guarantor

Fido loan is fast, easy and convenient. 
Licensed by the Bank of Ghana and trusted by thousands of satisfied customers, Only available in Ghana.

Why Fido Lending App? 


You can Receive up to GHS 200 for your first loan and repay between 10 and 33 days;


They increase your loan amount  every time you repay on time, up to a maximum of GHS 1,000; 


As the loan limit increases, we decrease the interest rate and offer more flexible installment options;


Interest rate and total amount to repay are displayed in the app.


The Fido money lending app is available on Playstore bit you can read more about them here


3. Carbon ( Paylater Ghana App ).


Paylater is an easy-to-use and entirely online lending platform that provides short-term loans to individuals and small businesses in Ghana to help cover unexpected expenses or urgent cash needs.


With Paylater, you can access up to 200,000 gh cedis loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.


Download the Paylater App on Playstore to get quick and flexible loans at affordable rates.


4. Standtall Lending App In Ghana 


Lending made easy with StandTall Micro Credit loan app, 


Standtall Microcredit Enterprise is registered with the Registrar General's Department and licensed by the Bank of Ghana. 


It is a good standing member of Micro Credit Association of Ghana (MCAG).


Standtall gives micro credit loans to individuals and businesses at affordable interest rates.


Continue reading

Saturday, December 7, 2019

First Bank Loan | First Loan Code | How To Apply

First Loan Review | About First Bank Loan 


First bank is one of the best banks in Nigeria that offers loans and provide capital for you to start your new business venture, own your dream home or upgrade your car.

First bank offers loans on:

• First Bank Personal Home Loans
• First Bank Joint Mortgage Loan
• First Bank Finance Loan
• First Bank Automobile Loan
• First Personal Loan Against Salary.


First Bank Loan | Codes And Requirements On How To Apply 


1. First Personal Home Loans

Do you need to Buy your first home, constructing or simply renovating? 

First bank flexible home loan will give you the financial boost you need to support your project on your home.

Features Of First Home Loans:

• Available to individuals with verifiable and steady income flow
• Maximum tenor is 20 years, subject to retirement age of 60 years
• Simplified Documentation
• Minimum down payment of below 30%, subject to the location
• Competitive interest rates
• No equity contribution is required for Home Equity Refinancing
• Property to be financed must be residential and not for commercial purpose.

Requirements For Applying First Home Loans 

1. Application letter
2. Personal Home Loan Application form
Last 3 months payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5.Confirmation of applicant’s employer on FBN approved list
6. Valid title document
7. Letter for irrevocable domiciliation of salary for the duration of the facility.

Who Can Apply?

Employees in paid employment and self-employed professionals.

How To Apply For First House Loan:

To apply for the Personal Home Loan,

Complete the form and submit at the nearest FirstBank branch.


2. First Bank Joint Mortgage Loan

With first Joint Mortgage loan, you and your spouse or business partner can easily buy property which either party could ordinarily not have been able to purchase as individuals. 

This loan is flexible and repayment pressure is reduced.

Requirements:

• Applicants are legitimate couples or registered partners
• Repayment capacity is on both applicants
• Applicants are both financially committed
• Applicants are joint and co-owners of the property
• Loan obatainable is N70 million
• Maximum tenor of 240 months (20 years), subject to 60 years retirement age
• Minimum equity contribution of 20-30% depending on the location.

Benefits:

1. Flexible repayment structure
2. Loan repayment is distributed between the spouses easing up repayment pressure
3. Competitive interest rates.

Documents Required:

• Consumer Loan Request Form
• Status Enquiry of Employer form
• Current 3-6 months payslip
• 3-6 months Bank Account Statement
• 3 passport photographs
• Means of Identification- Driver’s License/International Passport/National Identification
• Utility Bill of residence/Company address
• Letter of recent remuneration
• Current account with FirstBank
• Letter of Introduction from employer.

Who Can Apply?

Employees in paid employment and Self-employed professionals.

How To Apply:

• Download the Consumer Loan Application Form

• Complete the form and submit to the Retail Team at the nearest FirstBank branch.

3. First Personal Loan Against Salary 

Do you have a salary account with FirstBank. Simply fill their Loan Application Form to start enjoying our Personal Loan Against Salary structure designed to help you cover pressing financial obligations before pay-day arrives.

Benefits Of First Personal Loan Salary 

• You get up to 36 months repayment option, subject to retirement age of 60 years and the Repayment Structure is Flexible.
• A guarantor is not required
• The processing time is quick
• Equity contribution is not required.
• Minimum documentation is required
• Your Salary Account must be domiciled with FirstBank for the period the facility is in place Flexible repayment structure.

How To Apply And Documents Required:

1. Application letter
2. Personal Loan Application form
Payslip
3. Statement of accounts
4. Applicant’s letter of total emolument
5. Confirmation of applicant’s employer on FBN approved list
6. Letter of irrevocable domiciliation of salary for the duration of the facility.
7. Complete the form and submit at the nearest FirstBank branch.

4. First Bank Advance Loan 

FirstAdvance is a digital lending solution designed to offer a convenient and easy access to cash for payroll customers awaiting payment of their salaries. 

The product is meant for salary earners whose accounts are domiciled with FirstBank and have received regular salaries in the last six months or more. 

Maximum amount accessible is N500,000.00 subject to 50% of net average 6months salary, whichever is lower. 

The eligible amount is calculated after deducting all other loan obligations to the Bank. 

This product can be accessed via our digital channels: FirstMobile & USSD, FirstOnline, and ATM.

How To Apply For First Advance Loan Via App And Code:


The first bank loan can be gotten Through FirstMobile App Or
USSD CODE-*894*11# or *894#

To apply for FirstAdvance on FirstMobile App

1. Download the recent FirstMobile App from Google Play Store or Apple Store on your smart phone

2. Log on to the FirstMobile App

3. Open menu options on the top left-hand side

4. Select ‘Loans’

5. Next, select ‘FirstAdvance’

6. Next Menu Option shows your eligible amount and the applicable pricing and fees.

7. Next, Accept the Terms & Conditions

8. Next, input desired loan amount not more the eligible amount.

9. Followed by your transaction pin.
Successful, Loan is disbursed to your salary account within minutes.

9. Your account is debited for Management fee & VAT, Interest rate and Insurance as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment.

How To Apply And Get A Loan With First Bank Loan Code:

1. Dial *894# to connect to FirstBank’s USSD Banking, select 3, [Get Loans]
or *894*11#

2. The next menu shows your eligible loan amount

3. Input desired amount and send
Interest rate, Management fees & Insurance is displayed

4. Input 5digit transaction PIN to accept Terms and conditions

5. Loan is disbursed into your salary account within minutes.

Your account is debited for Management fee, Interest rate, Insurance and VAT as upfront fees and Charges.

Upon receipt of salary or 30days (whichever comes first) your account is debited for Principal repayment

You can do more with first bank loan special packages tailored to finance your peculiar projects and urgent needs.

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