Thursday, October 17, 2019

Instant Mpesa Loans | Mpesa Loans Apps

Do you need a quick instant mpesa loans in Kenya, most of these mpesa loans app and websites gives you loans without collateral straight to your mpesa account.


Fast Instant Mpesa Loan Apps And Website.


1. Triniza Mpesa Loan App 

With Triniza instant mpesa loan app, you can Do your banking at the touch of a button with Timiza from Barclays Bank of Kenya.

With Timiza you can do your banking on your phone whether you want to open an account, get an instant mpesa loan, transfer funds or purchase insurance.  But that’s not all.  If you are already registered for Timiza, you can also save and earn high returns and great rewards with their Zidisha account.

To Get Started 

Open an Account instantly.

• Save and earn rewards with Zidisha.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.

What are the requirements for a customer to have a Timiza Account?

• Be a registered Safaricom Subscriber.

• Be a registered Safaricom M-PESA customer.

• Have an active Safaricom M-PESA account/line.

• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.

Who Is Eligible For A Timiza Loan?


In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi.  

What Are The Features Of The Timiza Loan?


• If you qualify, your loan limit will be displayed when you log in to your Timiza account and you can borrow.

• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee of 5% of the amount borrowed for a term of 30 days. 

• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The Customer will access the funds by withdrawing from Timiza to M-PESA.

• To grow your loan limit:

A. Increase activity on your TIMIZA Account by transacting on other services offered on  Timiza. For example, Deposit cash, Purchase airtime, Pay your utility bills, Subscribe to Insurance.

B. Open and Increase savings on your Zidisha savings account on Timiza

C. Increase usage of M-PESA services.


2. KCBGroup Mobile Loan App 

The KCB Mobile App provides an easy and secure way to:

• access your account, send money, withdraw cash.

• access to loans allowing customers to borrow loans on the fly.

• ability to add and track your credit cards, debit cards.

• access charts and graphs to help you visualize your spending

• track stocks, foreign exchange rates, properties...

• access financial trends, success stories, expert tips...

The KCB Mobile App... Is more than just banking.


3. Jazika Mpesa Loans App 

Jazika mobile app is the new, more flexible way to borrow emergency cash.

Jazika gives you access to fast & convenient loans to your M-Pesa. Use their loans to grow your business, pay your bills or deal with emergencies.

Download Jazika loan app from google play and create account and answer a couple of questions so we get to know you!

Jazika will check how you have been using your phone to make calls, sms, data and how you use mobile money services such as M-Pesa. Jazika will notify you of the amount of money you can apply for

They Will send the loan to your M-Pesa account immediately and explain the repayment terms.

4. UbaPesa Loan App 

UbaPesa is aPeer to peer app to loan or lend money through M-Pesa

UbaPesa is a platform for borrowing money. You could call it a Money Market place.

*Getting Started*

2. Register using your Mpesa Number.
3. Get approved and receive loan.

5. Scoppe Instant Mpesa Loan 

Install to get an instant loan now. 24/7 instant approval decision!

The app makes it easier to access loans on the go.

Features:

- Exquisite and simple design

- Knowledge of loan application status in seconds

- Loan directly to your mobile money account at any time of day

- Availability of credit history dashboard

- Credit benefits analysis

How it works:

- Log in using your Facebook or Google account

- You will require to scan your National ID or travel passport and input your phone number

- Your loan application is then processed upon accepting Terms and Conditions

Country of Operation: Kenya
Mobile Money Account: M-PESA


6. Haraka Mobile Loan App 

Haraka Mobile Loans is powered by GetBucks

Haraka is the quickest and most convenient way to get a loan while you’re on the go! Haraka can offer you access to credit; anytime and anywhere on the comfort of your mobile phone.

NO BANK ACCOUNTS OR CREDIT HISTORY REQUIRED!

GET A LOAN IN 4 EASY STEPS WITH HARAKA :

1. Create your account by logging in to Facebook

2. Agree to the use of your Phone Data

3. Choose your loan amount and click Proceed

4. Check your Mobile Wallet for your Money.

HOW DOES IT WORK?

In order for Haraka to facilitate quick and easy loans we make use of the data on your phone. Credit scoring, affordability and identity verification is determined by scanning your Mobile wallet SMS transaction messages, call logs, and other phone data.

We take your privacy very seriously and never share your information with third parties without your explicit direct consent and permission, unless required by law.

DATA USE

The Haraka Mobile Loans app uses data from your mobile phone to create a loan application for you. 

The data is used to determine your financial and non-financial behavior, transaction history, and identify financial fraudulent activity. 

The data is used to calculate a mobile wallet credit score, loan affordability and loan eligibility. 

The below data is used to determine your behavior. 

- Contacts 
- Location 
- Apps installed on your phone 
- Device make, model, firmware and software versions 

The below data is used to determine client behavior, mobile wallet activity, affordability, and read mobile wallet transactions. 

To apply for a loan, you must agree for the Haraka app to collect and process this data. Your data is only used for the loan application process and is not sold or re-used for other purposes. After clicking agree in the Haraka app, the app will collect the above data from your phone for this and each future loan application. This message also appears within the app.

Haraka is supported in the following countries:

Kenya
Uganda
Zimbabwe
Swaziland
Tanzania.

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