Have you run out of cash or you need money urgently for any business? Quickly get an emergency loan in Nigeria without any colleatral from these trusted, safe and secure loan apps and website.


Emergency loans in Nigeria


What's An Emergency Loan?

An emergency loan is a loan talken out to solve an emergency issues that may occur at some point in someone's life. For example, you are riding on your private car on your way to work and unexpectedly your car developed some fault which needs attention.

You don't have any cash at hand and you are already late at work. Its at a time like this, you need to take out an
Emergency loans in other to fix your car.

Why Take An Emergency Loan in Nigeria

Emergency loan is talken to help solve wanted or unwanted personal issues which can not be solved based on cash at hand or by savings. 


Who Are Emergency Loan For? 

Are you a student, a single mom or dad, a banker, teacher or a business man or woman that needs extra cash urgently, These emergency loans in Nigeria are for you as they offer up-to 150k loans in Nigeria without any colleatral.

Requirements For Getting Emergency Loan In Nigeria.


1. Your Bank Account Number

Because it's an emergency online loan in Nigeria, you get your loan via bank transfer and it's credited before 24hrs of approval.

2. Your Details 

They  are aware of the fraudulent activity going on and needs more from you and not only your account number.

3. Your Passport And Statement

Before giving out any approval for loans, they ensure that you submit your passport maybe national I'D or voters card and most of the times, statement of your bank account.

How Do I Get An Emergency Loan In Nigeria Quickly?

First create your online account with any of these emergency loan in Nigeria and read their terms and conditions to see if you can meet up, if it's okay by you them request for your loan urgently.

Best Lending Platforms that Offers Emergency Loans in Nigeria in 2020


1. Fairmoney loan

Emergency Loan In Nigeria

When looking for online emergency loan app, Fairmoney is there to give you up-to 100k instant Loan in Nigeria.

Fairmoney provide access to loans with a few clicks on the fairmoney loan app.

Why Fairmoney Loan App?

Get an instant loan with FairMoney (Interest rate 15 - 30%) and repay it within 1-6 months. Maximum annual APR is 13%,

Fairmoney lets you remain in control of your finances, apply for credit on the go 24/7.

✓ Apply for up to ₦150,000. No paperwork, collateral or documents needed.

✓ We provide a credit decision in seconds!

✓ Use the money how you want and achieve your goals.

✓ Spread repayments in multiple instalments for more flexibility and ease.

✓ Get rewards such as access to higher amounts of money, discounts or flexible interest rates when repayments are made on time.

Loan Companies In Nigeria 


How To Apply For Fairmone Loan 

✓ Sign up 

✓ Answer a few questions and receive a credit decision in seconds. We encrypt the data you choose to share with us to protect your privacy.

✓ Money disbursed directly to the bank account you provide us.

✓ If you're not eligible, please try again in a few weeks.


2. Palmcredit loan

Emergency Loan In Nigeria

PalmCredit gives you an emergency loans from N2,000 to N100,000 for a period of 91days to 180days in Nigeria and credits you within 5mins of approval.

PalmCredit loans interest rate ranges from 14% to 24%, Equivalent Monthly interest 4%~4.7%, the Annual Percentage Rate (APR) on a Palmcredit loan is 48%~56%

Example: If you choose a 6-month loan and borrow NGN100,000, Plamcredit charges an interest rate of 4.7% per month.  Borrow NGN Interest Rate:  24% and The APR is 56%. 180 days Repayments of NGN 24,000. Total amount payment is NGN124,000.

Why Palmcredit Emergency Loan App In Nigeria 

Palmcredit offers flexible loan products within minutes

• Only three steps to Your loan:

 - Register
 - Get Approval
 - Disbursement to your bank account

• No paper work, no collateral and get quick loans up to  ₦100,00 within 3 - 5 minutes.

• Repay your loans in time or complete Increase Limit tasks to build your credit limit and reduce on interest rate.

• Refer friends to join in Palmcredit & Earn up to  ₦80,000 Cash Bonus!

 3. Branch Loan


Branch makes it easy for you to access loans for the way you live anytime, anywhere. 

Sign up in seconds, apply for a loan and receive your money straight to your account. It’s a fast, convenient and reliable way to access credit when you need it.

Available in Kenya, Tanzania, Nigeria, Mexico, and India. You can get up to Ksh 70,000, Tsh 1M, ₦150,000, 20,000 pesos, or 50,000 rupees. Get the right loan for you!

Get your loan right to your mobile money account, like MPesa (Kenya, Tanzania), Tigo Pesa or Airtel Money (Tanzania) -- or right to your bank account (Nigeria, Mexico, India).

How To Get Started With Branch Loan:

* Create your account

* Apply in seconds

* Receive your loan straight into your mobile money or bank account

* Build your loan limit every time you repay a loan 

Your mobile loan is sent to you right through your mobile money or bank account:

Why Use Branch Emergency Loan App? 


No paperwork, collateral or office visits needed

* Use your money the way you want to -- for home or business

* No late charges or rollover fees 

* Get access to bigger loans, lower fees, and flexible payment terms as you repay

* Loans are approved and in your account fast

Plus! Branch gives you world-class personal finance and credit services. Get access to credit to build the life you want -- for your business, your home, your family, your life. 

Top Website That Offers Instant Quick Loan In Nigeria.

• Pettycash.com.ng
• Myspecta.com
• Creditdirect.ng
• C24ng.com
• FINT.ng
• StartCredits.com