After my previous article on Fcmb bank loan and GTBank loan in Nigeria, I am here to emphasize more on union bank loan, code to get a loan from union bank, their interest rate and requirements on how to get a successful loan from union bank without collateral.

Union Bank Loan 


Union bank is one of Nigeria largest bank that offers a wide range of loans to make your vision a reality. 

From salary earners to entrepreneurs to pensioners, they got a loan for you.

 • FINT Loan 

Union Bank Loan Details And Requirements:

1. Unionplus Loan

Unionplus loan is designed for salaried customers. Customers can access up to 15 million Naira and can pay back for up to 60 months.

Benefits Of Unionplus Loan? 

• Repayment: 12-60 months
• Annual income range: N216,000 – N30,000,000
• Loans available between N50,000 and N15,000,000.

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer

How To Apply:

Visit their online loan website registration page and proceed to register,

2. Unionflexi Loan

The Unionflexi loan is designed for salaried customers with an annual salary of up to 30 million Naira. 

Customers can access up to 50 million Naira and can pay back for up to 60 months.

Benefits Of Unionflexi Loan:

• Repayment: 12-60 months
• Annual income range: Minimum N30,000,000
• Loans available between N5,000,000 and N50,000,000

Required Documents:

• Completed Application Form
• Letter of Undertaking from employer

How To Apply For Unionflexi Loan:

Visit their online loan website registration page and proceed to register,

3. Union bank Payadvance Loan

The union bank Payadvance loan is designed for salaried customers. Customers can access up to 50% of their monthly salary and can pay back for up to 12 months.

 Loan Benefits:

 • Repayment: 12 months
• Annual income range: Minimum N300, 000
• Loans available between N25, 000 and 50% of monthly salary.

 Required Documents:

 • Completed Application Form
• Letter of Undertaking from employer
• Proforma Invoice.

 How To Apply For Union Bank Payadvance Loan:

 Visit their online loan website registration page and proceed to register.

How To Be Eligible For Union Bank Loan.

1. A salary receiving a minimum salary of N18,000 monthly

2. A pensioner receiving a minimum pension of N10,000 monthly

3. A business owner.

Union Bank Loan Code And How To Apply.

For pre-approved customers to receive instant loan from union bank Dial the union bank loan code *826*41#


(Please note, you will be contacted if you have been pre-approved for a loan)

1. Simply log onto our online banking platform or Mobile App

2. Dial the union bank loan code *826*41#

For all other customers:

Call us today on 012716816 or send an email to: customerservice@unionbankng.com 

Visit any UBN Branch.