GTBank personal loans provide you with the right financing for your personal needs while guaranteeing you all the security you are looking for.
GTBank Loan In Nigeria
GTBank Loan is good for your Personal needs
and the projects you care about.
Types Of GTBank Loan In Nigeria.
1. GTBank Salary Loan
GTBank salary loan in Nigeria offers you
loan of up-to 50% of your net month salary, these loan is available to
staff of private companies and government agencies with active salary
account domiciled in GTBank.
• KiaKia Loan App
• KiaKia Loan App
Why GTBank Salary Loan?
• up-to 50% net salary in
advance.
• Tenor of 30 days. Renewable
monthly.
• No collateral required.
• Minimum salary of N 25,000 for
public sector and N 50,000 for private sector employees.
• Salary advance will be made
available within 24 hours.
How To Apply For GTBank Salary Loan?
1. Simply login to Internet
Banking
2. Dial *737*8*2# to apply
3. Visit any GTBank branch or ATM near
you.
2. GTBank School Fees Loan.
GTBank School Fees Advance is a loan
facility designed to finance the payment of your
child’s/ward’s school fees for schools/institutions in
Nigeria only.
This facility is available to members of
staff of public and reputable private organizations whose salaries are
domiciled with the Bank.
Why GTBank School Fees Loan?
• Up to N5 Million School
Fees Advance.
• Maximum tenor of 4
months per request.
• Very Competitive
interest rate. Equal monthly repayments comprising of
principal and interest.
• Immediate access to
funds for the prompt payment of your child/wards school
fees.
How To Apply For GTBank School Fees Loan.
1. Submit Completed Application
Form and Employer Undertaking Form.
2. Provide School Fees bill and
Credit Insurance.
3. Ensure that staff terminal
benefit is domiciled in GTBank or obtain Corporate
Guarantee.
3. GTBank Quick Credit Loan.
Whether you are a salary earner
or self-employed, you can now get the cash you need
instantly, and pay back over 6 - 12 months.
The GTBank Quick Credit gives
you funds up to N5million at an interest rate of 1.75%
monthly.
• Business Loan In Nigeria
• Business Loan In Nigeria
Why GTBank Quick Loan?
• Up to N1 - 5
Million
• Convenient repayment
plan spread over 6 - 12 months.
• At an interest rate of
1.75% per month.
How To Apply For GTBank Quick Credit Loan.
1. You can request for Quick
Credit instantly by dialling *737*51*51#
Quick Credit loan is also
available on all GTBank online and mobile banking platforms
(Internet Banking, GTWorld, GTBank Mobile App and Habari
App).
4. GTBank MaxAdvance Loan
MaxAdvance is designed to facilitate
personal loans to staff of select corporate and government
organizations whose staff salary accounts reside with
GTBank.
Why GTBank MaxAdvance Loan?
• Loans from N100,000 to
N10,000,000.
• Equal monthly repayment
comprising principal & Interest. Monthly repayment shall not
exceed 33.3% of net monthly.
• Salary Domiciliation,
Credit Insurance, Domiciliation of staff terminal benefit or
Corporate Guarantee.
GTBank MaxAdvance loan is an all
purpose loan for you to meet your financial needs with a
convenient repayment plan.
5. GTBank MaxPlus Loan.
GTBank MaxPlus Loan offers you a
larger loan facility and greater flexibility to meet your
financial needs with a convenient repayment plan. Available to
platinum customers whose salary accounts are domiciled with the
Bank.
Why GTBank MaxPlus Loan?
1. Get loan of between N6
Million and N30 Million.
2. Tenor of up to 36 months.
Monthly repayment cannot exceed 33.3% of net monthly
salary.
3. Equal monthly repayment
comprising principal & Interest.
4. No collateral
required.
To Apply visit any nearest GTBank
branch near you.
6. GTBank Computer Ownership Loan.
GTBank Computer Acquisition Scheme
offers a facility (time loan) to currently serving Corps members
whose allowance accounts are domiciled with the Bank to finance
the acquisition of mobile devices to be paid during the service
year.
Why This Loan?
1. Maximum loan amount is
N60,000.
2. Tenor 3 – 10
months
3. Equal monthly installment of
principal and interest over the tenor of the facility and shall
not exceed 33.3% of Corps member’s monthly
allowance.
4. Corps member’s
allowance must be domiciled with the Bank
5. Interest rate
is Competitive.
Benefits:
1. Corps members get the mobile
device with a flexible repayment plan.
2. It allows Corp members more
information, knowledge and acquisition of skills.
7. GTMortgage Loan
GTMortgage offers credit facilities
to customers whose salaries or business proceeds are domiciled
with the Bank to enable them own a home in selected cities
within the country.
8. GTBank Premium Advance Loan
GTBank Premium loan Always there,
when you need funds the most, Premium Advance is a revolving
overdraft facility placed on your Debit Naira MasterCard.
Why GTBank Premium Loan
1. Up to N1 Million overdraft
with a 1 year
2. Tenor (subject to clean-up
every 30 days).
Very Competitive interest rate.
2% flat fee on N1million upon first utilization.
3. Overdraft accessible via
Naira Debit MasterCard (for ATM withdrawals, POS purchase
and web payments)
4. Monthly repayment of interest
with bullet payment of principal at end of cycle.
How To Apply:
Simply submit completed Application
Form and Employee Undertaking Form.
9. GTBank Travel Loan
Travel Advance is a time loan
designed to meet the travel needs of our customers whose salary
accounts are domiciled with the Bank.
Available For:
•Airline Ticket
•Hotel Reservation
•Airport Pickup and
Transfer
•Tours and Events
Eligibility:
1. Customer must have their
salary account domiciled with GTBank.
2. Customer must have received
his/her salary through GTBank in the last three months from
the same employer.
3. Salary must be paid in Naira
(NGN).
How To Apply:
1. Login to Internet
Banking
2. Click Travel Advance under
Investments and Quick Loans
3. Select Travel Advance and
initiate a New request
4. Fill the required
details
5. Authorize your request by
inputting the 6 digits on your token and submit.
10. GTBank Car Loan
Vehicle Insurance Premium financing
is a time loan that enables corporate organizations and salary
owners (whose accounts are domiciled with the bank) pay for
their motor insurance premium upfront and spread the repayment
over a 12 months period.
Features:
1. Loan Amount: Individuals
– N20,000 – N1,000,000 (Individuals) &
N20,000 – N5,000,000 (Corporate)
2. Tenor: Maximum of 1
year
3. Pricing: Interest Rate is
1.67% per month
4. Repayment: Equal monthly
repayment comprising principal and interest
5. Equity Contribution: 20% of
total insurance premium cost
6. Fees: 1% one-off flat
fee.
Why Grab It?
• Instant availability of
funds to pay for insurance premium
.
• Opportunity to pay for
insurance premium on monthly basis
• Insurance cover without
physically visiting insurance office
Who Can Apply?
1. Individual Customers whose
salary accounts are domiciled with the Bank;
2. All SME’s and
Corporates with accounts domiciled with the Bank and with
access to GAPs
How To Apply:
You can apply for the Vehicle
Insurance Premium Financing on Internet Banking or on
GAPS
Internet Banking
• Sign On --- Menu---
Insurance Loans ---- Vehicle Insurance
GAPs/GAPs Lite
• Sign On – ---
Single Transactions----- Collections ----- Insurance
Loans----- Vehicle Insurance Leadway
2. Loan is availed
immediately
3. Insurance Service provider
processes policy for the customer within 48 hours.
4. A copy of the insurance
certificate is sent to the customer’s email
address.
5. Customer repays the loan on
monthly basis.
GTBank Loan Ussd Code
1. Dial code *737*8*2# to apply
for GTBank salary loan.
2. Dial code *737*51*51# for GTBank
quick credit loan
3. Dial code *737# to view all
transactions on GTBank.
Wrapping Up On GTBank Loan
You can get instant loan from GTBank
if you meet their terms, however the loans ranges from soft
loans, mortgage loans quick credit loans etc, which gives you
loan of up-to N1million Naira.